LOH
ActiveLOH has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €20k. Its solvency ranks better than 32% of 2273 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+2
Solvency47▲+8
Growth78
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.04 in 2024; short-term debt: 78% and cash: 7.6% of total assets), and 78% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22%
Return on assets
12.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
29 d late
2024
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€34k▲ 135%
2024 · €15k
2024: €15k
2024 → 2025
Total assets
€155k▲ 45.6%
2024 · €107k
2024: €107k
2024 → 2025
Net result
€20k▲ 62.7%
2024 · €12k
2024: €12k
2024 → 2025
Working capital
€16k▲ 304%
2024 · €4k
2024: €4k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€15k-€34k▲ 135%
Operating result€15k-€27k▲ 74.7%
Net result€12k-€20k▲ 62.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 75% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€17k▲ 78.9%
Current assets
€137k▲ 42.9%
Equity and liabilities €155k
Equity
€34k▲ 135%
Debt
€121k▲ 31.5%
The debt ratio falls from 86.3% to 78.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▲
2024 · €19k
Cash flow
€24k▲
2024 · €16k
Solvency
22.0%▲
2024 · 13.7%
Current ratio
1.13▲
2024 · 1.04
Quick ratio
0.27▼
2024 · 0.28
Debt / equity
3.54▼
2024 · 6.32
ROE
57.4%▼
2024 · 82.9%
ROA
12.6%▲
2024 · 11.3%
Interest coverage
53.24▼
2024 · 63.85
Debt
€121k▲
2024 · €92k
Debt ≤ 1 year
€121k▲
2024 · €92k
Income taxes
€7k▲
2024 · €3k
Staff costs
€2k▲
2024 · €511
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€155k▲
Formation expenses20€864€609▼
Fixed assets21/28€10k€17k▲
Tangible fixed assets22/27€10k€17k▲
Furniture and vehicles24€10k€17k▲
Current assets29/58€96k€137k▲
Stocks and contracts in progress3€70k€105k▲
Stocks30/36€70k€105k▲
Amounts receivable within one year40/41€21k€20k▼
Trade receivables40€21k€10k▼
Other amounts receivable41-€10k
Cash at bank and in hand54/58€4k€12k▲
Equity and liabilities
Total equity and liabilities10/49€107k€155k▲
Equity10/15€15k€34k▲
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Profit (loss) carried forward14€12k€32k▲
Amounts payable17/49€92k€121k▲
Amounts payable within one year42/48€92k€121k▲
Trade debts44€52k€28k▼
Suppliers440/4€52k€28k▼
Taxes, remuneration and social security45€5k€10k▲
Taxes450/3€5k€10k▲
Remuneration and social security454/9€140-
Other amounts payable47/48€35k€83k▲
Income statement
Code20242025
Remuneration, social security and pensions62€511€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€2k€630▼
Gross operating margin9900€22k€34k▲
Operating profit (loss)9901€15k€27k▲
Financial income75/76B€36-
Recurring financial income75€36-
Financial charges65/66B€302€595▲
Recurring financial charges65€302€595▲
Profit (loss) for the period before taxes9903€15k€26k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€12k€20k▲
Profit (loss) for the period to be appropriated9905€12k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€32k▲
Profit (loss) brought forward from the previous period14P-€12k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 21 days late
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Momignies · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Fourchinée (SGS) 826596 MomigniesGround area
1,397 m²
Building footprint
177 m²
Volume, LiDAR
938 m³
Parcel 56071B0187/02L000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LOH
since 20232.351.730.851
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56071B0187/02L000 | Wallonia | 1,397 m² | 1 · 177 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 6,518 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2023
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
82990Other business support services
46832Wholesale of timber
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:loichansez@gmail.com