LOFTOPIA
ActiveSummary
LOFTOPIA has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,046 and a net result of €3,046. Its solvency ranks better than 53% of 1,593 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
- Equity
- €6,046
- Profit
- €3,046
Why 84raises riskFounded in 2025Size: total assets €27,041lowers riskLiquidity: current ratio 3.04, cash €21,597Figures for financial year 2025 (filed 01-06-2026)Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 50% on solvency, 92% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Resignation: LIMERE Chloé (director)Appointment: DETHIER Kylian (director) ·…
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: LIMIERE Chloé (director) ·…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.
- Micro
- under 2 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €133 |
| Gross operating margin9900 | €4,679 |
| Operating profit (loss)9901 | €4,546 |
| Financial income75/76B | €132 |
| Recurring financial income75 | €132 |
| Financial charges65/66B | €560 |
| Recurring financial charges65 | €560 |
| Profit (loss) for the period before taxes9903 | €4,117 |
| Income taxes67/77 | €1,071 |
| Profit (loss) for the period9904 | €3,046 |
| Profit (loss) for the period to be appropriated9905 | €3,046 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €27,041 | |
| Fixed assets21/28 | €1,104 | |
| Tangible fixed assets22/27 | €1,104 | |
| Furniture and vehicles24 | €1,104 | |
| Current assets29/58 | €25,937 | |
| Amounts receivable within one year40/41 | €3,699 | |
| Trade receivables40 | €1,091 | |
| Other amounts receivable41 | €2,608 | |
| Cash at bank and in hand54/58 | €21,597 | |
| Deferred charges and accrued income490/1 | €641 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €27,041 | |
| Equity10/15 | €6,046 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | €3,046 | |
| Amounts payable17/49 | €20,995 | |
| Amounts payable after more than one year17 | €12,471 | |
| Financial debts170/4 | €12,471 | |
| Amounts payable within one year42/48 | €8,524 | |
| Current portion of amounts payable after more than one year42 | €2,529 | |
| Trade debts44 | €4,061 | |
| Suppliers440/4 | €4,061 | |
| Taxes, remuneration and social security45 | €1,934 | |
| Taxes450/3 | €1,934 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €3,046 |
| + Depreciation and write-downs630 | €133 |
| Operating cash flow (approximation) | €3,179 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 01-06-2026 | 2026-00128076 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| LIMIERE Chloé |
|
| DETHIER Kylian |
|
| LIMERE Chloé |
|
Owners and capital
Capital and shareholders
- DETHIER Kylian 50%
- LIMERE Chloé 25%
- LIMERE Eva 25%
- LIMÈRE Chloé Lucie Martine 25 shares (25%) · €750
- DETHIER Kylian Fabienne Ludovic 50 shares (50%) · €1,500
- LIMÈRE Eva Isabelle Lucie 25 shares (25%) · €750
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 28-03-2025 Incorporation · €3,000 · 100 shares
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
10-07
Gazette deed
Resignation: LIMERE Chloé (director)Appointment: DETHIER Kylian (director) · Shareholding7 facts ▸
- General meeting, 05-01-2026
- Shareholding, 05-01-2026, 50
- Shareholding, 05-01-2026, 25 (2 times)
- Director resignation, LIMERE Chloé (director)
- Director appointment, DETHIER Kylian (director)
- Other provision, “ces décisions, vote result” (deed in French)
- Other provision, “effectiveness, immédiat” (deed in French)
28-03
Gazette deed
IncorporationAppointment: LIMIERE Chloé (director) · Founder · Founding capital14 facts ▸
- Founder, LIMÈRE Chloé Lucie Martine
- Founder, DETHIER Kylian Fabienne Ludovic
- Other provision, “simple souscripteur, qualité de simple souscripteur” (deed in French)
- Incorporation, 26-03-2025
- Other provision, 20-02-2025
- Founding capital, €3,000
- Bank account, “Banque BNP”, 3000 (deed in French)
- Other provision, “arrêt des statuts, comparants” (deed in French)
- Capital
- Other provision, “dispositions finales transitoires, à dater du dépôt au greffe d'une expédition de l'acte constitutif conformément à la loi” (deed in French)
- Other provision, “adresse électronique, Néant” (deed in French)
- Registered office clause, “4020 Liège, Rue Léon Frédéric”, 40/61, “organe de gestion” (deed in French)
- +2 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62817C0218/00S000 | Wallonia | 456 m² | - | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La réalisation de toutes transactions,promotions,négociations,investissements et opérations,en rapport avec des biens et droits immobiliers…” (deed in French)
Text of the purpose (deed in French)
“La réalisation de toutes transactions,promotions,négociations,investissements et opérations,en rapport avec des biens et droits immobiliers et notamment,l’achat,la vente,la location meublée ou non,avec services annexes de type hôtellerie,la construction,la démolition,la mutation d’immeubles bâtis ou non bâtis et le lotissement de terrains,sous quelque forme que ce soit,de même que la coordination de tous projets immobiliers”
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- LOFTOPIA
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région Wallonne, pour autant que cette décision n’entraîne pas de changement en matière de régime linguistique applicable” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Un ou plusieurs administrateurs, 13” (deed in French)“Portée aux frais généraux plus frais représentation,voyages,déplacements, 15” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, registre des actions nominatives avec mentions du Code des sociétés et des associations” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “12, lettre recommandée aux administrateurs,copie autres actionnaires par lettre recommandée” (deed in French)2 more provisions on this in the deed
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “À tout temps par décision assemblée générale délibérant formes modifications statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Quelle que cause et à quelque moment, faculté assemblée générale désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments” (deed in French)