Loft 64
ActiveLoft 64 has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €328k and a net result of €322k. Equity is growing by ~81.5% per year across the filed fiscal years. Its solvency ranks better than 73% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency86▲+57
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.78 against 0.8 in 2024; short-term debt: 33.3% and cash: 21.2% of total assets), and 38.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.4%
Return on assets
60.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
13 d early
2023
30 d late
2022
4 d early
2021
3 d early
2020
11 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€328k▲ 4,835%
2024 · €7k
2019: €-159k
2020: €-61k
2021: €33k
2022: €198k
2023: €90k
2024: €7k
2019 → 2025
Total assets
€535k▲ 190%
2024 · €184k
2019: €50k
2020: €129k
2021: €203k
2022: €288k
2023: €226k
2024: €184k
2019 → 2025
Net result
€322k
2024 · €-84k
2019: €-86k
2020: €97k
2021: €125k
2022: €195k
2023: €-108k
2024: €-84k
2019 → 2025
Working capital
€316k
2024 · €-33k
2019: €-170k
2020: €-74k
2021: €13k
2022: €141k
2023: €40k
2024: €-33k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€198k▲ 493%€90k▼ 54.3%€7k▼ 92.6%€328k▲ 4,835%
Operating result€160k-€290k▲ 80.5%€-89k€-52k▲ 41.9%€423k
Net result€125k-€195k▲ 55.8%€-108k€-84k▲ 22.0%€322k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €423k after a loss of €52k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €535k
Fixed assets
€40k▼ 18.8%
Current assets
€494k▲ 267%
Equity and liabilities €535k
Equity
€328k▲ 4,835%
Debt
€206k▲ 16.1%
The debt ratio falls from 96.4% to 38.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€432k▲
2024 · €-42k
Cash flow
€331k▲
2024 · €-75k
Solvency
61.4%▲
2024 · 3.6%
Current ratio
2.78▲
2024 · 0.80
Quick ratio
2.39▲
2024 · 0.80
Debt / equity
0.63▼
2024 · 26.70
ROE
98.0%
ROA
60.2%▲
2024 · -45.5%
Interest coverage
26.27▲
2024 · -2.84
Debt
€206k▲
2024 · €178k
Debt ≤ 1 year
€178k▲
2024 · €167k
Income taxes
€85k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€184k€535k▲
Fixed assets21/28€50k€40k▼
Tangible fixed assets22/27€50k€40k▼
Land and buildings22€4k€3k▼
Plant, machinery and equipment23€2k€875▼
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€41k€35k▼
Current assets29/58€135k€494k▲
Amounts receivable after more than one year29-€200k
Other amounts receivable291-€200k
Stocks and contracts in progress3-€70k
Stocks30/36-€70k
Amounts receivable within one year40/41€100k€76k▼
Trade receivables40€98k€75k▼
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58-€114k
Deferred charges and accrued income490/1€35k€35k▲
Equity and liabilities
Total equity and liabilities10/49€184k€535k▲
Equity10/15€7k€328k▲
Contributions10/11€20k€20k=
Reserves13€90k€308k▲
Distributable reserves133€90k€308k▲
Profit (loss) carried forward14€-103k€0▲
Amounts payable17/49€178k€206k▲
Amounts payable within one year42/48€167k€178k▲
Financial debts43€59k€0▼
Credit institutions430/8€59k€0▼
Trade debts44€35k€15k▼
Suppliers440/4€35k€15k▼
Taxes, remuneration and social security45€46k€139k▲
Taxes450/3€46k€139k▲
Other amounts payable47/48€27k€23k▼
Accrued charges and deferred income492/3€10k€28k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€107k€0▼
Other operating charges640/8€7k€33k▲
Gross operating margin9900€72k€466k▲
Operating profit (loss)9901€-52k€423k▲
Financial income75/76B€34€8▼
Recurring financial income75€34€8▼
Financial charges65/66B€15k€16k▲
Recurring financial charges65€15k€16k▲
Profit (loss) for the period before taxes9903€-66k€407k▲
Income taxes67/77€17k€85k▲
Profit (loss) for the period9904€-84k€322k▲
Profit (loss) for the period to be appropriated9905€-84k€322k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-103k€218k▲
Profit (loss) brought forward from the previous period14P€-19k€-103k▼
Transfer to equity691/2-€218k
To other reserves6921-€218k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €322k
Net result €322k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.78
Current ratio from 0.80 to 2.78.
31-12
Financial
Equity above €200kEq €328k ▲4835%
Equity rises from €7k to €328k.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-108k ▼155%
Net result drops to €-108k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Liquidity doublescurrent ratio 2.56
Current ratio from 1.08 to 2.56; short-term debt falls from €170k to €90k.
30-06
Financial
Equity above €150kEq €198k ▲493%
3 profitable years in a row build equity to €198k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
30-06
Financial
Back to profitnet €97k
Net result €97k after one loss-making year.
24-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 162 days late
2016
15-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleinbeekweg 42970 SchildeGround area
1,080 m²
Building footprint
174 m²
Volume, LiDAR
856 m³
Parcel 11922C0185/00M000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Loft 64
since 20082.171.178.516
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0185/00M000 | Flanders | 1,080 m² | 1 · 174 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRUSSELS CONSULTING MANAGEMENT
BE 0864.934.647
Ukkel · Eq €329k
BAKKER VASTGOEDADVIES
BE 0471.450.484
Hove · Eq €328k
PIETERS VASTGOED
BE 0511.986.388
Aalst · Eq €329k
APART Real Estate
BE 0669.573.875
Turnhout · Eq €328k
ORO PROJECTS
BE 0846.624.710
Beveren · Eq €329k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 5,096 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2008
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.