Turnover
≈ €27,000 estimated
The accounts state no turnover.
LOFE
Lifetime
2 annual accounts with figures on one time axispeak €15,700 (2024)
€5,661▼ 63.9%
peak €7,617 (2024)
€1,305▼ 82.9%
peak €10,922 (2025)
€10,922▲ 13.6%
€18,561▼ 4.0%
Board1 name since 2023
1 directorClaessens Olivier
Documentsfilings and deeds
13-08-202613 days late
2025abbreviated format
Gross margin from €15,700 to €5,661Result from €7,617 to €1,305Equity from €9,617 to €10,922Investments €4,000Cash from €9,168 to €5,755
Key points
from the 2025 annual accountsStarting capital
€2,000 100 shares
Position in the sector
€10,922
Less equity than 87% of companies in architecture and engineering. Sector median €194,190 · 2,567 companies.
2025 accounts filed 13 days after the deadline
Checked score
92
Excellent
Financially stronger than 40% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.8%▲ +0.1 percentage points vs 03-2025highest value
05-2025: 0.7%▼ -0.1 percentage points vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.1%▼ -0.6 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%▼ -0.2 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 1.25, cash €5,755
Figures for financial year 2025 (filed on 14-08-2026)
Size: total assets €29,483
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 36% of them on solvency, 23% on liquidity, 39% on profitability and 61% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,546 companies had the same profile as LOFE has now. Each dot stands for 7 companies, two years later.
94.2%
were still trading
3.2%
stopped another way
2.3%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of LOFE itself is lower: 0.1% within 12 months. It rests on far more data about LOFE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,546 companies, not a prediction for LOFE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.25 (1.36 in 2024), below the usual 1.5. Short-term debt is 59.2% and cash 19.5% of total assets. 63% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
13 days late
2024
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 17 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- CLAESSENS Olivier Roger Josée 99 sharesdeed of 15-03-2023
- CLAES Leen Marie-Louise Irena 1 sharedeed of 15-03-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0799445294
Incorporation
Founding capital of €2,000, 100 shares · Founders: CLAESSENS Olivier Roger Josée and CLAES Leen Marie-Louise Irena · Appointment: CLAESSENS Olivier Roger Josée (director) · published on 15-03-2023 · Gazette deed
First establishment
Werchtersesteenweg 161, Begijnendijk
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LOFE Begijnendijk | €29,483 | €5,661 | 37.0% | - |
| SIRIAD CONSULTING Zaventem | €27,469 | €6,141 | 30.5% | - |
| Kadans Konsult Rotselaar | €31,426 | €4,225 | 46.3% | - |
| AGN Antwerp | €21,382 | €5,341 | 33.8% | - |
| KDENZA Oosterzele | €39,184 | €6,471 | 3.1% | - |
| BJA Engineering & Executive Management Seraing | €30,013 | €6,644 | 35.9% | - |
| Free Wind Bruges | €22,642 | €4,712 | -7.5% | - |
These companies have the same main activity as LOFE: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €21,400 and €39,200, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 13-03-2023Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 4 others
- Establishment unit
- 2.343.111.4123130 Begijnendijk, since 13-03-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 27-01-2025
Insights on LOFE
LOFE has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,922 and a net result of €1,305.
Its solvency ranks better than 39% of 2,565 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LOFE
- What is the company number of LOFE?
- The company number of LOFE is 0799.445.294. The VAT number is the same number with BE in front: BE 0799.445.294.
- Where is LOFE based?
- The registered office is at Werchtersesteenweg 161, 3130 Begijnendijk.Company details
- What does LOFE do?
- According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
- What is the legal form of LOFE?
- LOFE is a private limited company (BV).
- When was LOFE founded?
- LOFE was founded on 13-03-2023.
- Is LOFE still active?
- Yes, LOFE is an active enterprise in the KBO register.
- What is the turnover of LOFE?
- The turnover in financial year 2025 is ≈ €27,000. This figure is estimated from the gross margin of €5,661 and 47 comparable companies (NACE 71121). It probably lies between €18,000 and €63,000. It is a rough estimate.Financials
- Is LOFE profitable?
- In financial year 2025, LOFE made a profit of €1,305.
- Where can I find the annual accounts of LOFE?
- LOFE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LOFE due?
- LOFE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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