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LOFAMAT

Active
Private limited companyfounded 2021active for 5 yearsChaussée Impériale 97, 6060 Charleroi, BelgiumKBO/BCE: BE 0761.480.385
Summary

LOFAMAT has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,080 and a net result of €7,157. Equity has been shrinking by about 40% per year since 2021. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 30% of 13,741 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 12-01-2021 Normal situation
Registered office
15 active companies are registered at this address Source: KBO register, as of 4 November 2026.
Activity
Agents in the wholesale of timber and building materials NACE 46130and 3 others
Joint committee
222 Paritair Comité voor de bedienden van de papier- en kartonbewerking · annual accounts 2022
Establishment unit
2.312.432.191 6060 Charleroi, since 12-01-2021
Financial year end
31 December
Peppol
Reachable since 05-03-2026

Board and ownership

Board

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€19,851
Turnover
≈ €170,000
estimated
Profit
€7,157
Equity
€7,080
Total assets
€48,529
▼ 25.5%
  • €1,680 of overdue tax debts on 31-12-2025
Score breakdownraises riskFounded in 2021Equity €7,080 (14.6% of total assets)lowers riskLiquidity: current ratio 0.45, cash €8,400Figures for financial year 2025 (filed on 30-06-2026)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 62% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 40+15
equity 14.6% of total assets
Liquidity 40+6
short-term debt 60.3% · cash 17.3%
Profitability 87+87
return on assets 14.7%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.8%▼ -0.1 percentage points vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.7%▼ -0.1 percentage points vs 02-2025 04-2025: 1.8%▲ +0.1 percentage points vs 03-2025 05-2025: 1.9%▲ +0.1 percentage points vs 04-2025 06-2025: 2.0%▲ +0.1 percentage points vs 05-2025 07-2025: 2.1%▲ +0.1 percentage points vs 06-2025 08-2025: 1.6%▼ -0.5 percentage points vs 07-2025 09-2025: 1.6%● unchanged vs 08-2025 10-2025: 1.5%▼ -0.1 percentage points vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.4%▼ -0.1 percentage points vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026 05-2026: 1.5%▲ +0.1 percentage points vs 04-2026 06-2026: 1.6%▲ +0.1 percentage points vs 05-2026 07-2026: 1.6%● unchanged vs 06-2026 08-2026: 1.8%▲ +0.2 percentage points vs 07-2026 09-2026: 2.1%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 1.0%▼ -1.1 percentage points vs 09-2026lowest value 11-2026: 1.0%● unchanged vs 10-2026lowest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 27% of them on solvency, 38% on liquidity, 82% on profitability and 99% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €7,080 (14.6% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.45, cash €8,400
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
31 days early
2024
28 days early
2023
30 days early
2022
32 days early
2021
34 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 31 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Board changedlatest change 01-01-2026 · 1 in office 1 joined · 2 left View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Resignation: Michaël Lombet (director)Appointment: Fabrice Van Herck (director)
  2. · Gazette deed Resignations & appointmentsResignation: LUONGO Laurence Marie-Françoise Michèle Ghislaine (statutory director) · Appointment: LOMBET Michaël (director)
  3. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as LOFAMAT: agents in the wholesale of timber and building materials (NACE 46130). They are comparable in size and age: total assets between €31,200 and €67,700, founded between 2019 and 2022.

CompanyTotal assetsGross margin
LOFAMAT Charleroi€48,529€19,851
I.W.S. Lennik€50,334€14,808
BLUE OCEAN EXTENSIONS Bree€67,701€23,234
MMC Invest Asse€31,461€20,733
Doorstore Hooglede€58,854€16,995
BULB14 Antwerpen€42,426€16,610
CELINE CASALI Herve€31,232€18,097
Full comparison

Key facts about LOFAMAT

What is the company number of LOFAMAT?
The company number of LOFAMAT is 0761.480.385. The VAT number is the same number with BE in front: BE 0761.480.385.
Where is LOFAMAT based?
The registered office is at Chaussée Impériale 97, 6060 Charleroi.Company details
What does LOFAMAT do?
According to the KBO register, the main activity is agents in the wholesale of timber and building materials (NACE 46130).
What is the legal form of LOFAMAT?
The legal form of LOFAMAT is Private limited company (BV).
When was LOFAMAT founded?
LOFAMAT was founded on 12-01-2021.
Is LOFAMAT still active?
Yes, LOFAMAT is an active enterprise in the KBO register.
How many employees does LOFAMAT have?
LOFAMAT had an average of 0.3 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
Which joint committee does LOFAMAT fall under?
In its 2022 annual accounts, LOFAMAT states joint committee 222 (Paritair Comité voor de bedienden van de papier- en kartonbewerking).
What is the turnover of LOFAMAT?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €19,851 and 75 comparable companies (NACE 461). It probably lies between €77,000 and €310,000. It is a rough estimate.
Is LOFAMAT profitable?
In financial year 2025, LOFAMAT made a profit of €7,157.
Where can I find the annual accounts of LOFAMAT?
LOFAMAT filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LOFAMAT due?
LOFAMAT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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