LOEWAK
ActiveLOEWAK has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €7k. Equity is growing by ~39.3% per year across the filed fiscal years. Its solvency ranks better than 31% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-16
Solvency58▲+9
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.23 in 2024; short-term debt: 65.5% and cash: 25.6% of total assets), and 67.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.7%
Return on assets
3.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
24 d late
2024
14 d late
2023
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 10.8%
2024 · €62k
2023: €20k
2024: €62k
2023 → 2025
Total assets
€210k▼ 19.5%
2024 · €261k
2023: €89k
2024: €261k
2023 → 2025
Net result
€7k▼ 84.1%
2024 · €42k
2023: €17k
2024: €42k
2023 → 2025
Working capital
€46k▲ 9.0%
2024 · €42k
2023: €-1k
2024: €42k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€20k-€62k▲ 211%€69k▲ 10.8%
Operating result€25k-€55k▲ 124%€9k▼ 83.0%
Net result€17k-€42k▲ 141%€7k▼ 84.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 83% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210k
Fixed assets
€27k▼ 30.9%
Current assets
€183k▼ 17.5%
Equity and liabilities €210k
Equity
€69k▲ 10.8%
Debt
€142k▼ 28.9%
The debt ratio falls from 76.3% to 67.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▼
2024 · €67k
Cash flow
€19k▼
2024 · €54k
Solvency
32.7%▲
2024 · 23.7%
Current ratio
1.33▲
2024 · 1.23
Quick ratio
1.33▲
2024 · 1.23
Debt / equity
2.06▼
2024 · 3.21
ROE
9.8%▼
2024 · 67.8%
ROA
3.2%▼
2024 · 16.1%
Interest coverage
12.54▼
2024 · 25.94
Debt
€142k▼
2024 · €199k
Debt ≤ 1 year
€138k▼
2024 · €180k
Debt > 1 year
€4k▼
2024 · €19k
Income taxes
€3k▼
2024 · €11k
Staff costs
€15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€261k€210k▼
Fixed assets21/28€39k€27k▼
Tangible fixed assets22/27€39k€27k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€37k€26k▼
Current assets29/58€222k€183k▼
Amounts receivable within one year40/41€222k€129k▼
Trade receivables40€222k€129k▼
Other amounts receivable41€16-
Cash at bank and in hand54/58€583€54k▲
Deferred charges and accrued income490/1-€237
Equity and liabilities
Total equity and liabilities10/49€261k€210k▼
Equity10/15€62k€69k▲
Contributions10/11€3k€3k=
Reserves13€60k€66k▲
Distributable reserves133€60k€66k▲
Amounts payable17/49€199k€142k▼
Amounts payable after more than one year17€19k€4k▼
Financial debts170/4€19k€4k▼
Amounts payable within one year42/48€180k€138k▼
Current portion of amounts payable after more than one year42€14k€15k▲
Trade debts44€148k€85k▼
Suppliers440/4€148k€85k▼
Taxes, remuneration and social security45€16k€36k▲
Taxes450/3€16k€33k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k=
Other operating charges640/8€596€4k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€69k€41k▼
Operating profit (loss)9901€55k€9k▼
Financial income75/76B€600€2k▲
Recurring financial income75€600€668▲
Non-recurring financial income76B€600€2k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€53k€10k▼
Income taxes67/77€11k€3k▼
Profit (loss) for the period9904€42k€7k▼
Profit (loss) for the period to be appropriated9905€42k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€7k▼
Profit (loss) brought forward from the previous period14P€17k-
Transfer to equity691/2€60k€7k▼
To other reserves6921€60k€7k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €7k ▼84.1%
Net result drops to €7k, the lowest in the series.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Highest result since 2023net €42k ▲141%
Operating result €55k, net result €42k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Martelarenstraat 452400 MolGround area
1,326 m²
Building footprint
574 m²
Volume, LiDAR
3,347 m³
2 parcels, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
LOEWAK
since 20232.340.610.790
Martelarenstraat 42, 2400 Mol
since 20262.391.865.491
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13434F0333/00L002 | Flanders | 1,256 m² | 1 · 522 m² | 13.4 m · 1 fl. |
| 13434F0481/00A006 | Flanders | 69 m² | 1 · 52 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Studio dm-a
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VAN BELLE INTERIEUR
BE 0820.837.160
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Dries Otten
BE 1002.109.473
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DETROIS
BE 0453.089.968
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In Architectuur
BE 0743.752.646
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Of 3,918 companies in sector 71112 we hold annual accounts for 1,295. 1,080 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2023
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
68121Development of residential building projects
68122Development of non-residential building projects
68310Real estate agency activities
68311Real estate activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.