LOEM
ActiveSummary
The computed 12-month bankruptcy probability of LOEM is 1.7% (moderate). The 2025 annual accounts show equity of €412,138 and a net result of €2,138. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability47
Solvency77
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €24,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.79; short-term debt: 3.8% and cash: 2% of total assets), and 47.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.3%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
18 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€412,138
Total assets
€788,706
Net result
€2,138
Working capital
-€6,315
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €788,706
Fixed assets
€765,120
Current assets
€23,587
Equity and liabilities €788,706
Equity
€412,138
Debt
€376,568
Debt finances 47.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€48,906
Cash flow
€33,776
Current ratio
0.79
Debt to equity
0.91
ROE
0.5%
ROA
0.3%
Interest coverage
3.35
Debt ≤ 1 year
€29,901
Debt > 1 year
€346,667
Income taxes
€535
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31,637 |
| Other operating charges640/8 | €5,644 |
| Gross operating margin9900 | €54,549 |
| Operating profit (loss)9901 | €17,268 |
| Financial charges65/66B | €14,595 |
| Recurring financial charges65 | €14,595 |
| Profit (loss) for the period before taxes9903 | €2,673 |
| Income taxes67/77 | €535 |
| Profit (loss) for the period9904 | €2,138 |
| Profit (loss) for the period to be appropriated9905 | €2,138 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €788,706 | |
| Fixed assets21/28 | €765,120 | |
| Tangible fixed assets22/27 | €765,120 | |
| Land and buildings22 | €762,630 | |
| Plant, machinery and equipment23 | €1,484 | |
| Furniture and vehicles24 | €1,006 | |
| Current assets29/58 | €23,587 | |
| Cash at bank and in hand54/58 | €15,409 | |
| Deferred charges and accrued income490/1 | €8,178 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €788,706 | |
| Equity10/15 | €412,138 | |
| Contributions10/11 | €410,000 | |
| Profit (loss) carried forward14 | €2,138 | |
| Amounts payable17/49 | €376,568 | |
| Amounts payable after more than one year17 | €346,667 | |
| Financial debts170/4 | €346,667 | |
| Amounts payable within one year42/48 | €29,901 | |
| Current portion of amounts payable after more than one year42 | €26,667 | |
| Taxes, remuneration and social security45 | €3,235 | |
| Taxes450/3 | €3,235 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €2,138 |
| + Depreciation and write-downs630 | €31,637 |
| Operating cash flow (approximation) | €33,776 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Forges-les-Eaux 74651 Herve1 establishment unit
LOEM
since 20252.368.939.938
Identification & contact
Identification
Legal formPrivate limited company
Founded12-12-2024
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.