LODOS
ActiveLODOS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €14k. Equity is growing by ~38.7% per year across the filed fiscal years. Its solvency ranks better than 59% of 27446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
88
/ 100
Excellent▲ +27 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-31
Solvency80▲+15
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 0.87 in 2024), and 44.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.4%
Return on assets
7.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
108 d late
2023
104 d late
2022
17 d early
2021
20 d early
2020
5 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€100k▲ 16.1%
2024 · €87k
2018: €-12k
2019: €7k
2020: €44k
2021: €37k
2022: €35k
2023: €63k
2024: €87k
2018 → 2025
Total assets
€181k▼ 4.0%
2024 · €189k
2018: €114k
2019: €110k
2020: €163k
2021: €140k
2022: €80k
2023: €108k
2024: €189k
2018 → 2025
Net result
€14k▼ 41.0%
2024 · €24k
2018: €30k
2019: €18k
2020: €37k
2021: €-7k
2022: €-2k
2023: €28k
2024: €24k
2018 → 2025
Working capital
€15k
2024 · €-11k
2018: €11k
2019: €17k
2020: €42k
2021: €48k
2022: €52k
2023: €79k
2024: €-11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€35k▼ 5.6%€63k▲ 79.8%€87k▲ 37.4%€100k▲ 16.1%
Operating result€-4k-€-11▲ 99.7%€38k€32k▼ 14.2%€19k▼ 41.3%
Net result€-7k-€-2k▲ 70.3%€28k€24k▼ 15.8%€14k▼ 41.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets
€101k▼ 15.7%
Current assets
€80k▲ 16.4%
Equity and liabilities €181k
Equity
€100k▲ 16.1%
Debt
€81k▼ 21.0%
The debt ratio falls from 54.2% to 44.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€55k▼
2024 · €57k
Cash flow
€50k▲
2024 · €48k
Solvency
55.4%▲
2024 · 45.8%
Current ratio
1.24▲
2024 · 0.87
Quick ratio
1.12▲
2024 · 0.77
Debt / equity
0.81▼
2024 · 1.18
ROE
13.8%▼
2024 · 27.2%
ROA
7.7%▼
2024 · 12.5%
Interest coverage
33.24▲
2024 · 28.35
Debt
€81k▼
2024 · €103k
Debt ≤ 1 year
€65k▼
2024 · €79k
Debt > 1 year
€16k▼
2024 · €23k
Income taxes
€5k▼
2024 · €8k
Staff costs
€4k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€189k€181k▼
Fixed assets21/28€120k€101k▼
Tangible fixed assets22/27€120k€101k▼
Plant, machinery and equipment23€55k€53k▼
Furniture and vehicles24€65k€49k▼
Other tangible fixed assets26€225-
Current assets29/58€69k€80k▲
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Amounts receivable within one year40/41€22k€38k▲
Trade receivables40€20k€34k▲
Other amounts receivable41€1k€5k▲
Cash at bank and in hand54/58€36k€31k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€189k€181k▼
Equity10/15€87k€100k▲
Contributions10/11€19k€19k=
Reserves13€44k€44k=
Tax-exempt reserves132€17k€17k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14€24k€37k▲
Amounts payable17/49€103k€81k▼
Amounts payable after more than one year17€23k€16k▼
Financial debts170/4€23k€16k▼
Amounts payable within one year42/48€79k€65k▼
Current portion of amounts payable after more than one year42€7k€7k=
Trade debts44€16k€9k▼
Suppliers440/4€16k€9k▼
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€8k€8k▲
Other amounts payable47/48€48k€40k▼
Accrued charges and deferred income492/3€24-
Income statement
Code20242025
Remuneration, social security and pensions62€8k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€36k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€68k€61k▼
Operating profit (loss)9901€32k€19k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€32k€19k▼
Income taxes67/77€8k€5k▼
Profit (loss) for the period9904€24k€14k▼
Profit (loss) for the period to be appropriated9905€24k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€37k▲
Profit (loss) brought forward from the previous period14P-€24k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €100kEq €100k ▲16.1%
3 profitable years in a row build equity to €100k.
16-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 108 days late
2024
12-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 104 days late
2023
31-12
Financial
Back to profitnet €28k
Net result €28k after 2 loss-making years.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 7.21
Current ratio from 1.80 to 7.21; short-term debt falls from €60k to €8k.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-7k ▼119%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €37k ▲103%
Operating result €44k, net result €37k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 56 days late
2018
11-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 133 days late
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Margarethalaan 193600 GenkGround area
2,064 m²
Building footprint
287 m²
Volume, LiDAR
1,990 m³
Parcel 71307H0002/00A089, Flanders · tallest building 13.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Margarethalaan 19, 3600 Genk
since 20032.127.176.841
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71307H0002/00A089 | Flanders | 2,064 m² | 1 · 287 m² | 13.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 2 | 1,500 EUR | 1,500 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Stagebonus (stopgezet)
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
5 endedSimilar companies · same sector, comparable size
DE MEESTER SANITAIR
BE 0829.936.453
Wielsbeke · Eq €100k
LEO MEEUSSEN
BE 0873.677.713
Zoersel · Eq €100k
BUILDING CONSULTANCE AGENCY
BE 0883.089.780
Comines-Warneton · Eq €101k
WOUTERS ROEL
BE 0627.800.232
Rotselaar · Eq €101k
TF Service
BE 0671.713.518
Oudenaarde · Eq €101k
Of 6,993 companies in sector 43221 we hold annual accounts for 3,445. 3,036 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2003
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.