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LODEVEL

Active
Private limited companyfounded 20205 yrs activeRue Bois d'Esneux(BN) 92, 5021 Namur, BelgiumKBO/BCE: BE 0755.785.990
Summary

LODEVEL has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €83k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency28▼-5
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
2.9%
Return on assets
43.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 31791 sector peers (2025).
NBB · sector comparison
Position among 31791 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
22 d early
2024
24 d early
2023
23 d early
2022
25 d early
2021
24 d early
2020
22 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€5k▼ 29.3%
2024 · €8k
2020: €4klowest in 6 years 2021: €22k▲ +491% vs 2020 2022: €37k▲ +68.0% vs 2021highest in 6 years 2023: €8k▼ -78.9% vs 2022 2024: €8k▼ -0.9% vs 2023 2025: €5k▼ -29.3% vs 2024
2020 → 2025
Total assets
€188k▲ 93.0%
2024 · €98k
2020: €48klowest in 6 years 2021: €112k▲ +135% vs 2020 2022: €123k▲ +9.9% vs 2021 2023: €86k▼ -30.4% vs 2022 2024: €98k▲ +13.6% vs 2023 2025: €188k▲ +93.0% vs 2024highest in 6 years
2020 → 2025
Net result
€83k▲ 18.4%
2024 · €70k
2020: €1klowest in 6 years 2021: €18k▲ +1432% vs 2020 2022: €15k▼ -18.1% vs 2021 2023: €31k▲ +111% vs 2022 2024: €70k▲ +124% vs 2023 2025: €83k▲ +18.4% vs 2024highest in 6 years
2020 → 2025
Working capital
€667▲ 749%
2024 · €79
2020: €-19klowest in 6 years 2021: €5k▲ +126% vs 2020 2022: €25k▲ +415% vs 2021highest in 6 years 2023: €225▼ -99.1% vs 2022 2024: €79▼ -65.0% vs 2023 2025: €667▲ +749% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€22k-€37k▲ 68.0%€8k▼ 78.9%€8k▼ 0.9%€5k▼ 29.3% 2021: €22k 2022: €37k▲ +68.0% vs 2021highest in 5 years 2023: €8k▼ -78.9% vs 2022 2024: €8k▼ -0.9% vs 2023 2025: €5k▼ -29.3% vs 2024lowest in 5 years
Operating result€23k-€20k▼ 12.4%€40k▲ 96.4%€89k▲ 122%€106k▲ 18.7% 2021: €23k 2022: €20k▼ -12.4% vs 2021lowest in 5 years 2023: €40k▲ +96.4% vs 2022 2024: €89k▲ +122% vs 2023 2025: €106k▲ +18.7% vs 2024highest in 5 years
Net result€18k-€15k▼ 18.1%€31k▲ 111%€70k▲ 124%€83k▲ 18.4% 2021: €18k 2022: €15k▼ -18.1% vs 2021lowest in 5 years 2023: €31k▲ +111% vs 2022 2024: €70k▲ +124% vs 2023 2025: €83k▲ +18.4% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €23k€23kNet result 2021: €18k€18kOperating result 2022: €20k€20kNet result 2022: €15k€15kOperating result 2023: €40k€40kNet result 2023: €31k€31kOperating result 2024: €89k€89kNet result 2024: €70k€70kOperating result 2025: €106k€106kNet result 2025: €83k€83k20212022202320242025€0€50k€100kOperating result 2023: €40k€40kNet result 2023: €31k€31kOperating result 2024: €89k€89kNet result 2024: €70k€70kOperating result 2025: €106k€106kNet result 2025: €83k€83k202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets €6k ▼ 25.2%
Current assets €183k ▲ 103%
Equity and liabilities €188k
Equity €5k ▼ 29.3%
Debt €183k ▲ 103%
Debt's share of the balance-sheet total rises from 92.2% to 97.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€110k▲
2024 · €93k
Cash flow
€87k▲
2024 · €74k
Current ratio
1.00▲
2024 · 1.00
Debt to equity
33.93▲
2024 · 11.80
ROA
43.9%▼
2024 · 71.6%
Interest coverage
990.94▲
2024 · 139.76
Debt ≤ 1 year
€182k▲
2024 · €90k
Income taxes
€23k▲
2024 · €19k
A ratio outside any meaningful range has been withheld (balance sheet total €188k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€98k€188k▲
Formation expenses20€141-
Fixed assets21/28€7k€6k▼
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€932-
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€1k€1k=
Current assets29/58€90k€183k▲
Amounts receivable within one year40/41€57k€65k▲
Trade receivables40€54k€65k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€33k€118k▲
Deferred charges and accrued income490/1-€157
Equity and liabilities
Total equity and liabilities10/49€98k€188k▲
Equity10/15€8k€5k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€5k€3k▼
Amounts payable17/49€90k€183k▲
Amounts payable within one year42/48€90k€182k▲
Trade debts44€3k€208▼
Suppliers440/4€3k€208▼
Taxes, remuneration and social security45€24k€39k▲
Taxes450/3€24k€39k▲
Other amounts payable47/48€63k€143k▲
Accrued charges and deferred income492/3-€813
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€94k€110k▲
Operating profit (loss)9901€89k€106k▲
Financial charges65/66B€666€111▼
Recurring financial charges65€666€111▼
Profit (loss) for the period before taxes9903€88k€106k▲
Income taxes67/77€19k€23k▲
Profit (loss) for the period9904€70k€83k▲
Profit (loss) for the period to be appropriated9905€70k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€75k€88k▲
Profit (loss) brought forward from the previous period14P€5k€5k▼
Profit to be distributed694/7€70k€85k▲
Return on contributions (dividend)694€70k€85k▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k€5k€4k€4k▼ 0.1%
Other operating charges640/8€695€348€384€387€400▲ 3.2%
Gross operating margin9900€29k€26k€46k€94k€110k▲ 17.8%
Operating profit (loss)9901€23k€20k€40k€89k€106k▲ 18.7%
Financial income75/76B-€1€0---
Recurring financial income75-€1€0---
Financial charges65/66B€116€1k€166€666€111▼ 83.4%
Recurring financial charges65€116€1k€166€666€111▼ 83.4%
Profit (loss) for the period before taxes9903€23k€19k€40k€88k€106k▲ 19.5%
Income taxes67/77€5k€5k€9k€19k€23k▲ 23.7%
Profit (loss) for the period9904€18k€15k€31k€70k€83k▲ 18.4%
Profit (loss) for the period to be appropriated9905€18k€15k€31k€70k€83k▲ 18.4%
Line20212022202320242025Change
Assets
Total assets20/58€112k€123k€86k€98k€188k▲ 93.0%
Formation expenses20€697€512€326€141--
Fixed assets21/28€16k€11k€7k€7k€6k▼ 25.2%
Intangible fixed assets21---€4k€3k▼ 22.5%
Tangible fixed assets22/27€16k€11k€6k€3k€2k▼ 37.8%
Plant, machinery and equipment23€4k€3k€2k€932--
Furniture and vehicles24€12k€8k€4k€2k€2k▼ 6.6%
Financial fixed assets28--€1k€1k€1k=
Current assets29/58€95k€112k€78k€90k€183k▲ 103%
Amounts receivable within one year40/41€52k€60k€43k€57k€65k▲ 13.8%
Trade receivables40€52k€60k€31k€54k€65k▲ 19.8%
Other amounts receivable41-€321€11k€3k--
Cash at bank and in hand54/58€44k€51k€36k€33k€118k▲ 255%
Deferred charges and accrued income490/1----€157-
Equity and liabilities
Total equity and liabilities10/49€112k€123k€86k€98k€188k▲ 93.0%
Equity10/15€22k€37k€8k€8k€5k▼ 29.3%
Contributions10/11€3k€3k€3k€3k€3k=
Profit (loss) carried forward14€19k€34k€5k€5k€3k▼ 43.5%
Amounts payable17/49€91k€87k€78k€90k€183k▲ 103%
Amounts payable within one year42/48€91k€87k€78k€90k€182k▲ 102%
Trade debts44€716€2k€854€3k€208▼ 92.3%
Suppliers440/4€716€2k€854€3k€208▼ 92.3%
Taxes, remuneration and social security45€26k€14k€26k€24k€39k▲ 63.9%
Taxes450/3€23k€14k€26k€24k€39k▲ 63.9%
Remuneration and social security454/9€3k-----
Other amounts payable47/48€64k€70k€51k€63k€143k▲ 125%
Accrued charges and deferred income492/3----€813-
Line20212022202320242025Change
Profit (loss) for the period9904€18k€15k€31k€70k€83k▲ 18.4%
+ Depreciation and write-downs630€5k€5k€5k€4k€4k▼ 0.1%
Operating cash flow (approximation)€23k€20k€36k€74k€87k▲ 17.4%
Investment in fixed assets (approximation)-€-185€-1k€-4k€-2k▲ 50.2%
Change in cash-€8k€-15k€-3k€85k▲ 3,455%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-09
State Gazette act Registered office
Registered-office move2 facts ▸
  • General meeting, 11-11-2025
  • Registered-office move, Rue Bois d'Esneux 92, 5021 Bonnine
09-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2020net €83k ▲18.4%
Operating result €106k, net result €83k, both a record.
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
2,336 m²
Building footprint
115 m²
Volume, LiDAR
703 m³
Parcel 92017A0017/00R008, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
-
Rue Bois d'Esneux(BN) 92, 5021 NamurComputer programming, consultancy and related activities
since 20202.311.316.097
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92017A0017/00R008 Wallonia 2,336 m² 1 · 115 m² 7.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Articles of association

Other provisions of the articles (1)

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 16,276 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.