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LODERMA

Active
Private limited companyfounded 2025active for 1 yearKerkstraat 13, 3080 Tervuren, BelgiumKBO/BCE: BE 1021.039.222

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of LODERMA is 2.5% (moderate). The 2025 annual accounts show negative equity (-€15,984) and a net result of -€20,984. Its solvency ranks better than 25% of 5,709 sector peers (NACE 96, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 14-03-2025 Normal situation
Legal form
Private limited company
Registered office
Kerkstraat 13, 3080 Tervuren
Activity
Day spas, saunas and steam baths NACE 96230and 2 others
Establishment units
2.371.710.673 3080 Tervuren, since 14-03-2025
2.393.262.291 1380 Lasne, since 21-09-2026
Financial year end
31 December
Peppol
Reachable since 25-06-2025

Board and ownership

Board

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Annual accounts 2025
Gross margin
-€4,161
Loss
€20,984
Equity
-€15,984
Total assets
€164,229
Turnover not published (micro format)2025 accounts filed 51 days before the deadline
Filed on 10-06-2026at the National Bank
Score breakdownraises riskFounded in 20252 establishment unitsLiquidity: current ratio 0.07, cash €5,931lowers riskSize: total assets €164,229Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 17% of micro companies in personal services (NACE 96)
Financial strength
Weak
Solvency 15
equity -9.7% of total assets
Liquidity 5
short-term debt 108.9% · cash 3.6%
Profitability 3
return on assets -12.8%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,624 companies, NACE 96, micro)
Last 24 months 04-2026: 1.6%lowest value 05-2026: 1.7%▲ +0.1 percentage points vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 2.0%▲ +0.3 percentage points vs 06-2026 08-2026: 2.0%● unchanged vs 07-2026 09-2026: 2.1%▲ +0.1 percentage points vs 08-2026 10-2026: 2.5%▲ +0.4 percentage points vs 09-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.07, below 1. Short-term debt is 108.9% and cash 3.6% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 25% of them on solvency, 6% on liquidity and 18% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €164,229
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2 establishment units
KBO · seat and establishments
raises risk · Liquidity: current ratio 0.07, cash €5,931
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
51 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€15,984 View
  • Caution: Lower net result than 92% of companies in personal servicessector median €2,805 · 5,716 companies -€20,984 View

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about LODERMA

What is the company number of LODERMA?
The company number of LODERMA is 1021.039.222. The VAT number is the same number with BE in front: BE 1021.039.222.
Where is LODERMA based?
The registered office is at Kerkstraat 13, 3080 Tervuren.Company details
What does LODERMA do?
According to the KBO register, the main activity is day spas, saunas and steam baths (NACE 96230).
What is the legal form of LODERMA?
The legal form of LODERMA is Private limited company (BV).
When was LODERMA founded?
LODERMA was founded on 14-03-2025.
Is LODERMA still active?
Yes, LODERMA is an active enterprise in the KBO register.
What is the turnover of LODERMA?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is LODERMA profitable?
In financial year 2025, LODERMA made a loss of €20,984.
Where can I find the annual accounts of LODERMA?
LODERMA filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank

Comparable companies

These companies have the same main activity as LODERMA: day spas, saunas and steam baths (NACE 96230). They are comparable in size and age: total assets between €111,000 and €257,000, founded between 2024 and 2025.

CompanyTotal assetsGross margin
LODERMA Tervuren€164,229-€4,161
VRENESYS Mechelen€180,452-€4,530
The Golden Hour Antwerpen€133,570€967
WeRock Estinnes€160,944-€37,086
De Bisschop Niels Ninove€256,864-€3,716
Le Coin G Frameries€140,241-€18,757
NEVA Concept Elsene€111,049-€15,329
Full comparison

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