Lode Van den Abeele is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €2.48M and a net result of €227k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 53% of 9864 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
51 d late
2022
30 d late
2021
68 d late
2020
30 d late
2019
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€2.48M▲ 10.1%
2023 · €2.26M
2018: €456k
2019: €473k
2020: €1.52M
2021: €1.88M
2022: €2.13M
2023: €2.26M
2018 → 2024
Net result
€227k▲ 73.3%
2023 · €131k
2018: €-4k
2019: €18k
2020: €1.04M
2021: €362k
2022: €249k
2023: €131k
2018 → 2024
Total assets
€4.27M=
2023 · €4.27M
2018: €1.23M
2019: €4.30M
2020: €4.15M
2021: €4.36M
2022: €4.33M
2023: €4.27M
2018 → 2024
Solvency
58.2%▲ 5.3pp
2023 · 52.8%
2018: 37.1%
2019: 11.0%
2020: 36.5%
2021: 43.0%
2022: 49.1%
2023: 52.8%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.52M-€1.88M▲ 23.9%€2.13M▲ 13.3%€2.26M▲ 6.2%€2.48M▲ 10.1%
Operating result€326k-€326k=€316k▼ 3.1%€275k▼ 12.9%€346k▲ 25.7%
Net result€1.04M-€362k▼ 65.3%€249k▼ 31.1%€131k▼ 47.4%€227k▲ 73.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 26% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.27M
Fixed assets
€4.05M▼ 0.2%
Current assets
€219k▲ 3.7%
Equity and liabilities €4.27M
Equity
€2.48M▲ 10.1%
Debt
€1.79M▼ 11.3%
The debt ratio falls from 47.2% to 41.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
58.2%▲
2023 · 52.8%
ROE
9.1%▲
2023 · 5.8%
ROA
5.3%▲
2023 · 3.1%
Debt
€1.79M▼
2023 · €2.01M
Debt ≤ 1 year
€332k▼
2023 · €357k
Debt > 1 year
€1.45M▼
2023 · €1.65M
Income taxes
€89k▲
2023 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€4.27M€4.27M=
Fixed assets21/28€4.06M€4.05M▼
Intangible fixed assets21-€3k
Tangible fixed assets22/27€46k€35k▼
Furniture and vehicles24€6k€10k▲
Other tangible fixed assets26€40k€25k▼
Financial fixed assets28€4.01M€4.01M=
Current assets29/58€211k€219k▲
Amounts receivable within one year40/41€47k€817▼
Trade receivables40€45k€0▼
Other amounts receivable41€1k€817▼
Current investments50/53€163k€0▼
Cash at bank and in hand54/58€1k€217k▲
Deferred charges and accrued income490/1€0€2k▲
Equity and liabilities
Total equity and liabilities10/49€4.27M€4.27M=
Equity10/15€2.26M€2.48M▲
Contributions10/11€19k€19k=
Reserves13€2.24M€2.47M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2.24M€2.47M▲
Amounts payable17/49€2.01M€1.79M▼
Amounts payable after more than one year17€1.65M€1.45M▼
Financial debts170/4€1.17M€960k▼
Other amounts payable178/9€484k€490k▲
Amounts payable within one year42/48€357k€332k▼
Current portion of amounts payable after more than one year42€208k€209k▲
Trade debts44€51k€12k▼
Suppliers440/4€51k€12k▼
Taxes, remuneration and social security45€36k€38k▲
Taxes450/3€33k€34k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€62k€73k▲
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€17k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€301k€365k▲
Operating profit (loss)9901€275k€346k▲
Financial income75/76B€518€65k▲
Recurring financial income75€518€65k▲
Financial charges65/66B€80k€94k▲
Recurring financial charges65€80k€94k▲
Profit (loss) for the period before taxes9903€195k€316k▲
Income taxes67/77€64k€89k▲
Profit (loss) for the period9904€131k€227k▲
Profit (loss) for the period to be appropriated9905€131k€227k▲
Appropriation of the result
Profit (loss) to be appropriated9906€131k€227k▲
Transfer to equity691/2€131k€227k▲
To other reserves6921€131k€227k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Equity above €2MEq €2.13M ▲13.3%
4 profitable years in a row build equity to €2.13M.
07-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 68 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €1.04M ▲5708%
Net result €1.04M, the highest in the series.
31-12
Financial
Equity above €1MEq €1.52M ▲220%
2 profitable years in a row build equity to €1.52M.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edelareberg 279700 OudenaardeGround area
5,504 m²
Building footprint
315 m²
Volume, LiDAR
1,219 m³
Parcel 45506A0031/00K009, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lode Van den Abeele
since 20102.187.487.976
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45506A0031/00K009 | Flanders | 5,503 m² | 1 · 315 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,764. 10,263 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.