Lode Taelman
ActiveLode Taelman has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €61k and a net result of €-1k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 52% of 19345 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency62▼-3
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.45 in 2023), and 66.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
33.8%
Return on assets
-0.7%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€1k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
12 d late
2022
33 d early
2021
26 d late
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€61k▼ 2.1%
2023 · €62k
2018: €35k
2019: €39k
2020: €42k
2021: €45k
2022: €75k
2023: €62k
2018 → 2024
Total assets
€180k▲ 2.7%
2023 · €175k
2018: €68k
2019: €73k
2020: €71k
2021: €239k
2022: €185k
2023: €175k
2018 → 2024
Net result
€-1k▲ 90.4%
2023 · €-13k
2018: €460
2019: €4k
2020: €3k
2021: €3k
2022: €31k
2023: €-13k
2018 → 2024
Working capital
€49k▼ 3.4%
2023 · €51k
2018: €14k
2019: €22k
2020: €30k
2021: €30k
2022: €68k
2023: €51k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€42k-€45k▲ 6.1%€75k▲ 68.8%€62k▼ 17.6%€61k▼ 2.1%
Operating result€4k-€7k▲ 65.3%€44k▲ 496%€-12k€1k
Net result€3k-€3k▼ 18.5%€31k▲ 1,091%€-13k€-1k▲ 90.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €1k after a loss of €12k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €180k
Fixed assets
€12k▲ 4.0%
Current assets
€168k▲ 2.6%
Equity and liabilities €180k
Equity
€61k▼ 2.1%
Debt
€119k▲ 5.3%
The debt ratio rises from 64.5% to 66.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€4k▲
2023 · €-11k
Cash flow
€1k▲
2023 · €-12k
Solvency
33.8%▼
2023 · 35.5%
Current ratio
1.41▼
2023 · 1.45
Quick ratio
1.41▼
2023 · 1.45
Debt / equity
1.96▲
2023 · 1.82
ROE
-2.1%▲
2023 · -21.3%
ROA
-0.7%▲
2023 · -7.6%
Interest coverage
1.02▲
2023 · -3.32
Debt
€119k▲
2023 · €113k
Debt ≤ 1 year
€119k▲
2023 · €113k
Income taxes
€3k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€175k€180k▲
Fixed assets21/28€11k€12k▲
Tangible fixed assets22/27€11k€12k▲
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€1k€2k▲
Other tangible fixed assets26€7k€7k▼
Current assets29/58€164k€168k▲
Amounts receivable within one year40/41€103k€45k▼
Other amounts receivable41€103k€45k▼
Cash at bank and in hand54/58€61k€123k▲
Deferred charges and accrued income490/1€292€50▼
Equity and liabilities
Total equity and liabilities10/49€175k€180k▲
Equity10/15€62k€61k▼
Contributions10/11€12k€12k=
Reserves13€63k€63k=
Distributable reserves133€63k€63k=
Profit (loss) carried forward14€-13k€-15k▼
Amounts payable17/49€113k€119k▲
Amounts payable within one year42/48€113k€119k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€1k€1k=
Credit institutions430/8€1k€1k=
Trade debts44€266€1k▲
Suppliers440/4€266€1k▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48€107k€110k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-8k€5k▲
Operating profit (loss)9901€-12k€1k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€-11k€2k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€-13k€-1k▲
Profit (loss) for the period to be appropriated9905€-13k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-15k▼
Profit (loss) brought forward from the previous period14P-€-13k
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Weakest financial yearnet €-13k ▼143%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €31k ▲1091%
Operating result €44k, net result €31k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Onderberg 18573 AnzegemGround area
7,118 m²
Building footprint
393 m²
Volume, LiDAR
1,277 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lode Taelman
since 20122.210.448.371
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34037A1098/00G000 | Flanders | 6,164 m² | 1 · 194 m² | 4.6 m |
| 34030A0607/00G000 | Flanders | 954 m² | 1 · 199 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEUX D
BE 0698.780.575
Walhain · Eq €61k
Deleye Vastgoed
BE 1010.929.149
Wervik · Eq €61k
FIX8
BE 0793.249.667
Antwerpen · Eq €61k
Quartier Immobiliën
BE 0759.557.213
Halle · Eq €61k
INTRAFIN VASTGOED
BE 0444.590.689
Zaventem · Eq €61k
Of 11,708 companies in sector 68310 we hold annual accounts for 6,875. 4,972 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2012
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.