Summary
LODDO GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €27,450 and a net result of €19,415. Its solvency ranks better than 44% of 8061 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
39 d late
2024
40 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 40 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date Which other companies resemble this one?Lookalike companies
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€27,450▲ 242%
2024 · €8,035
Net result
€19,415
2024 · -€1,965
Total assets
€62,004▲ 520%
2024 · €10,000
Solvency
44.3%▼ 36.1pp
2024 · 80.3%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€1,957-€23,797
Net result-€1,965-€19,415
Equity€8,035-€27,450▲ 242%
Total assets€10,000-€62,004▲ 520%
Debt€1,965-€34,555▲ 1,658%
Working capital€8,035-€22,950▲ 186%
Solvency80.3%-44.3%▼ 36.1pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23,797 after a loss of €1,957 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62,004
Fixed assets
€4,500
Current assets
€57,504
Equity and liabilities €62,004
Equity
€27,450 ▲ 242%
Debt
€34,555 ▲ 1,658%
Debt's share of the balance-sheet total rises from 19.7% to 55.7%. Equity and debt are higher.
Key figures and ratios
ROE
70.7%▲
2024 · -24.5%
ROA
31.3%▲
2024 · -19.7%
Debt ≤ 1 year
€34,555▲
2024 · €1,965
Income taxes
€4,362
Staff costs
€161
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €161 | - |
| Other operating charges640/8 | - | €159 | - |
| Gross operating margin9900 | -€1,957 | €24,117 | ▲ 1,333% |
| Operating profit (loss)9901 | -€1,957 | €23,797 | ▲ 1,316% |
| Financial charges65/66B | €9 | €20 | ▲ 122% |
| Recurring financial charges65 | €9 | €20 | ▲ 122% |
| Profit (loss) for the period before taxes9903 | -€1,965 | €23,777 | ▲ 1,310% |
| Income taxes67/77 | - | €4,362 | - |
| Profit (loss) for the period9904 | -€1,965 | €19,415 | ▲ 1,088% |
| Profit (loss) for the period to be appropriated9905 | -€1,965 | €19,415 | ▲ 1,088% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €10,000 | €62,004 | ▲ 520% |
| Fixed assets21/28 | - | €4,500 | - |
| Financial fixed assets28 | - | €4,500 | - |
| Current assets29/58 | €10,000 | €57,504 | ▲ 475% |
| Amounts receivable after more than one year29 | €10,000 | €10,000 | = |
| Trade receivables290 | €10,000 | €10,000 | = |
| Stocks and contracts in progress3 | - | €19,076 | - |
| Stocks30/36 | - | €19,076 | - |
| Amounts receivable within one year40/41 | - | €1,088 | - |
| Trade receivables40 | - | €1,087 | - |
| Other amounts receivable41 | - | €1 | - |
| Cash at bank and in hand54/58 | - | €27,340 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €10,000 | €62,004 | ▲ 520% |
| Equity10/15 | €8,035 | €27,450 | ▲ 242% |
| Contributions10/11 | €10,000 | €10,000 | = |
| Reserves13 | - | €17,450 | - |
| Distributable reserves133 | - | €17,450 | - |
| Profit (loss) carried forward14 | -€1,965 | - | - |
| Amounts payable17/49 | €1,965 | €34,555 | ▲ 1,658% |
| Amounts payable within one year42/48 | €1,965 | €34,555 | ▲ 1,658% |
| Financial debts43 | €9 | - | - |
| Credit institutions430/8 | €9 | - | - |
| Trade debts44 | €1,957 | - | - |
| Suppliers440/4 | €1,957 | - | - |
| Taxes, remuneration and social security45 | - | €7,328 | - |
| Taxes450/3 | - | €7,328 | - |
| Other amounts payable47/48 | - | €27,227 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€1,965 | €19,415 | ▲ 1,088% |
| Operating cash flow (approximation) | -€1,965 | €19,415 | ▲ 1,088% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
2025
31-12
Financial
Back to profitnet €19,415
Net result €19,415 after one loss-making year.
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2024
Ground area
8,609 m²
Building footprint
1,457 m²
Volume, LiDAR
656 m³
2 parcels, Flanders, Wallonia · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
300
companies at this address
See who is registered here
1 establishment unit
LS MOTORS
since 20242.369.465.124
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,330 m² | - |
| 53076B0084/00Z003 | Wallonia | 298 m² | 1 · 127 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ESTEMAX
BE 0560.886.959
Kampenhout · Eq €27,425
LIEMAR CONSULT
BE 0741.705.748
Brugge · Eq €27,478
OuiQui
BE 1001.054.747
Oudsbergen · Eq €27,409
YSY MANAGEMENT
BE 0800.435.288
Brugge · Eq €27,495
Jiwan
BE 1018.217.710
Antwerpen · Eq €27,391
Of 24,729 companies in sector 64210 we hold annual accounts for 19,771. 8,524 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
46180Agents specialised in the wholesale of other particular products
46711Wholesale of cars and light vans (up to 3.5 tonnes)
46712Wholesale trade
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
Scores and ratios are computed by Checked and are not a credit decision.