Equity
Lodder Software has made a profit without a break since 2016.
Lodder Software has made a profit without a break since 2016.
The result fell in 2025 from €136,360 to €72,951.
The abbreviated format states no turnover.
In 2025, 2 people joined and nobody left.
The last five annual accounts were filed 0 to 27 days before the end of the period.
Higher gross margin than 82% of companies in computing infrastructure and information services. Sector median €78,730 · 566 companies.
The dashed line is the sector median: 0.1% across 2,946 companies (NACE 63, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 47% of them on solvency, 47% on liquidity, 47% on profitability and 65% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 34,693 companies had the same profile as Lodder Software has now. Each dot stands for 87 companies, two years later.
That fits the bankruptcy probability of Lodder Software itself: 0.2% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for Lodder Software. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 2.93 (2.96 in 2024), above the usual 1.5. Short-term debt is 32.4% and cash 18.8% of total assets. 49.6% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Lodder Software Mechelen | €0.9m | €519,095 | 50.4% | 4.6 |
| Taglayer Antwerp | €0.6m | €667,335 | 45.3% | 6.9 |
| C2Y Gingelom | €1.1m | €687,937 | 22.0% | 5.1 |
| SiteManager Wichelen | €1.2m | €758,238 | 45.6% | 5.9 |
| CONTENTO Ghent | €1.2m | €379,223 | 12.2% | 5 |
| MEDIPIM Sint-Niklaas | €1.3m | €810,044 | 39.6% | 3.6 |
| ZENSOR Etterbeek | €1.1m | €787,785 | -42.6% | 7.3 |
These companies have the same main activity as Lodder Software: computing infrastructure, data processing, hosting and related activities (NACE 63100). They are comparable in size and age: total assets between €640,000 and €1.3m, founded between 2013 and 2018.
Lodder Software files the abbreviated format. That format states no turnover. The gross margin rose from €24,495 in 2015 to €519,095 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €1.2m. Estimated: probably between €740,000 and €2.1m.
Amounts without an identifiable currency are taken as euros.
Higher than 54% of 569 companies in 2025.
Higher than 69% of 546 companies in 2025.
Higher than 60% of 560 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter · Staff: middle half
Staff costs divided by the average number of full-time equivalents.
In 2025, 2 people joined and nobody left.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||
20/58 |
890,014 | 734,347 | 985,056 | 618,122 | 596,846 | 472,729 | 408,320 | 461,822 | 323,930 | 331,253 | 268,679 | |
20 |
- | - | - | - | - | 0 | 130 | 303 | 476 | 650 | 823 | |
21/28 |
45,279 | 49,424 | 33,091 | 10,048 | 10,250 | 10,198 | 11,637 | 11,893 | 8,943 | 7,916 | 823 | |
21 |
- | - | - | - | - | 80 | 826 | 1,572 | 2,318 | 3,064 | 0 | |
22/27 |
39,992 | 44,137 | 27,804 | 10,048 | 10,250 | 10,119 | 10,811 | 10,321 | 6,625 | 4,852 | - | |
22 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
23 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
24 |
39,992 | 44,137 | 27,804 | 10,048 | 10,250 | 10,119 | 10,811 | 10,321 | 6,625 | 4,852 | 0 | |
26 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
27 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
28 |
5,288 | 5,288 | 5,288 | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
29/58 |
844,734 | 684,923 | 951,964 | 608,074 | 586,596 | 462,531 | 396,553 | 449,625 | 314,511 | 322,687 | 267,856 | |
290 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
291 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
3 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
30/36 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
37 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
40/41 |
672,446 | 573,502 | 795,417 | 414,105 | 483,819 | 214,155 | 352,800 | 352,262 | 251,971 | 242,242 | 235,359 | |
40 |
658,864 | 481,074 | 759,741 | 312,813 | 230,955 | 112,231 | 149,799 | 138,985 | 91,240 | 83,757 | 35,114 | |
41 |
13,582 | 92,428 | 35,676 | 101,292 | 252,864 | 101,924 | 203,001 | 213,277 | 160,731 | 158,485 | 200,245 | |
50/53 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
54/58 |
167,170 | 106,123 | 152,415 | 192,213 | 100,767 | 247,628 | 42,687 | 96,524 | 62,103 | 80,008 | 32,060 | |
490/1 |
5,119 | 5,297 | 4,132 | 1,757 | 2,009 | 749 | 1,066 | 839 | 438 | 438 | 438 | |
| Balance sheet: equity and liabilities | ||||||||||||
10/49 |
890,014 | 734,347 | 985,056 | 618,122 | 596,846 | 472,729 | 408,320 | 461,822 | 323,930 | 331,253 | 268,679 | |
10/15 |
448,342 | 375,391 | 239,031 | 196,833 | 196,792 | 204,639 | 204,478 | 146,216 | 101,997 | 60,820 | 15,534 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | |
11 |
- | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | |
1100/10 |
- | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | |
12 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
13 |
429,742 | 356,791 | 220,431 | 178,233 | 178,192 | 186,039 | 185,878 | 127,616 | 83,397 | 42,220 | - | |
130/1 |
- | - | - | 1,860 | 1,860 | 1,860 | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 0 | |
1311 |
- | - | - | 1,860 | 1,860 | 1,860 | - | - | - | - | - | |
1312 |
- | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | |
1313 |
- | - | - | - | - | 0 | - | - | - | - | - | |
1319 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
132 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
133 |
429,742 | 356,791 | 220,431 | 176,373 | 176,332 | 184,179 | 184,018 | 125,756 | 81,537 | 40,360 | 0 | |
14 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | -3,066 | |
15 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
160/5 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
160 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | - | |
161 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | - | |
162 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | - | |
163 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | - | |
164/5 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | - | |
168 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
17/49 |
441,671 | 358,956 | 746,025 | 421,289 | 400,054 | 268,091 | 203,842 | 315,605 | 221,933 | 270,433 | 253,145 | |
175 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
176 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
178/9 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
42/48 |
288,129 | 231,536 | 609,046 | 331,216 | 294,575 | 148,460 | 85,854 | 211,673 | 125,139 | 163,581 | 146,194 | |
42 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
430/8 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
439 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
44 |
32,195 | 13,513 | 269,488 | 103,559 | 66,434 | 2,373 | 4,343 | 84,818 | 31,209 | 9,291 | 15,823 | |
440/4 |
32,195 | 13,513 | 269,488 | 103,559 | 66,434 | 2,373 | 4,343 | 84,818 | 31,209 | 9,291 | 15,823 | |
441 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
46 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
45 |
206,122 | 217,663 | 339,198 | 132,103 | 127,510 | 95,402 | 81,511 | 126,856 | 93,930 | 154,290 | 130,371 | |
450/3 |
128,940 | 161,376 | 268,149 | 87,287 | 73,505 | 46,059 | 22,107 | 55,636 | 27,838 | 32,151 | 3,692 | |
454/9 |
77,183 | 56,287 | 71,050 | 44,816 | 54,006 | 49,343 | 59,404 | 71,220 | 66,092 | 122,139 | 126,679 | |
47/48 |
49,811 | 360 | 360 | 95,554 | 100,631 | 50,685 | 0 | 0 | 0 | 0 | 0 | |
492/3 |
153,542 | 127,420 | 136,979 | 90,074 | 105,479 | 119,631 | 117,988 | 103,932 | 96,794 | 106,852 | 106,951 | |
| Income statement | ||||||||||||
70 |
- | - | - | - | - | - | - | - | 0 | 0 | 0 | |
76A |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
9900 |
519,095 | 566,204 | 487,605 | 401,786 | 384,234 | 292,643 | 303,569 | 277,616 | 260,218 | 241,272 | 24,495 | |
60/61 |
- | - | - | - | - | - | - | - | 0 | 0 | 0 | |
62 |
410,104 | 362,485 | 413,674 | 262,175 | 249,353 | 214,393 | 214,201 | 204,587 | 190,982 | 168,870 | 27,195 | |
630 |
6,767 | 6,573 | 3,465 | 2,226 | 1,934 | 2,728 | 3,228 | 4,167 | 3,137 | 2,361 | 44 | |
631/4 |
-1,549 | 1,306 | -1,685 | 5,586 | - | 0 | 0 | 0 | 0 | 0 | 0 | |
635/8 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
640/8 |
5,182 | 2,199 | 5,008 | 668 | 1,188 | 2,774 | 869 | 664 | 810 | 1,362 | 348 | |
649 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
66A |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
9901 |
98,591 | 193,641 | 67,142 | 131,131 | 131,758 | 72,747 | 85,272 | 68,198 | 65,289 | 68,680 | -3,092 | |
75/76B |
8,780 | 2,449 | 3,337 | 8,328 | 1,765 | 2,254 | 5,652 | 2,546 | 2,308 | 3,250 | 245 | |
75 |
8,780 | 2,449 | 3,337 | 8,328 | 1,765 | 2,254 | 5,652 | 2,546 | 2,308 | 3,250 | 245 | |
76B |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | - | |
65/66B |
1,599 | 1,079 | 2,037 | 2,945 | 2,932 | 580 | 643 | 227 | 459 | 230 | 212 | |
65 |
1,599 | 1,079 | 2,037 | 2,945 | 2,932 | 580 | 643 | 227 | 459 | 230 | 212 | |
66B |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | - | |
9903 |
105,772 | 195,011 | 68,442 | 136,514 | 130,591 | 74,421 | 90,281 | 70,517 | 67,138 | 71,701 | -3,059 | |
67/77 |
32,822 | 58,651 | 26,244 | 40,870 | 37,998 | 23,575 | 32,020 | 26,297 | 25,961 | 26,415 | 7 | |
9904 |
72,951 | 136,360 | 42,198 | 95,645 | 92,594 | 50,846 | 58,261 | 44,220 | 41,177 | 45,286 | -3,066 | |
789 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
689 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
9905 |
72,951 | 136,360 | 42,198 | 95,645 | 92,594 | 50,846 | 58,261 | 44,220 | 41,177 | 45,286 | -3,066 | |
| Appropriation of the result | ||||||||||||
9906 |
72,951 | 136,360 | 42,198 | 95,645 | 92,594 | 50,846 | 58,261 | 44,220 | 41,177 | 42,220 | -3,066 | |
791/2 |
- | - | - | - | 7,846 | 0 | 0 | 0 | 0 | 0 | 0 | |
691/2 |
72,951 | 136,360 | 42,198 | 41 | - | 161 | 58,261 | 44,220 | 41,177 | 42,220 | - | |
691 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
6920 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 1,860 | 0 | |
6921 |
72,951 | 136,360 | 42,198 | 41 | - | 161 | 58,261 | 44,220 | 41,177 | 40,360 | 0 | |
694/7 |
- | - | - | 95,604 | 100,440 | 50,685 | - | - | - | - | - | |
694 |
- | - | - | 95,604 | 100,440 | 50,685 | 0 | 0 | 0 | 0 | 0 | |
695 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |
696 |
- | - | - | - | - | 0 | 0 | 0 | 0 | 0 | - | |
| Social balance sheet | ||||||||||||
9087 |
4.6 | 4.1 | 5 | 3.4 | 3.4 | 3 | 3 | 3 | 3.2 | 3 | 3 | |
Hours worked1013 |
7,403 | 6,516 | 8,088 | 5,188 | 5,788 | 5,062 | 5,097 | 5,221 | 5,359 | 5,233 | 403 | |
| Document | ||||||||||||
The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 31-07-2026 | 2026-00365265 | |
| 31-12-2024 | abbreviated format | 10-07-2025 | 2025-00252973 | |
| 31-12-2023 | abbreviated format | 04-07-2024 | 2024-00206519 | |
| 31-12-2022 | abbreviated format | 25-07-2023 | 2023-00265734 | |
| 31-12-2021 | abbreviated format | 18-07-2022 | 2022-20194424 | |
| 31-12-2020 | abbreviated format | 30-06-2021 | 2021-27800357 | |
| 31-12-2019 | abbreviated format | 24-07-2020 | 2020-34200307 | |
| 31-12-2018 | abbreviated format | 10-07-2019 | 2019-30600170 | |
| 31-12-2017 | abbreviated format | 29-06-2018 | 2018-24700042 | |
| 31-12-2016 | abbreviated format | 25-07-2017 | 2017-34700128 | |
| 31-12-2015 | abbreviated format | 08-07-2016 | 2016-28800239 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 105,358 | 200,214 | 70,607 | 133,357 | 133,692 | 75,476 | 88,500 | 72,366 | 68,426 | 71,041 | -3,048 | ||
| 79,718 | 142,933 | 45,663 | 97,870 | 94,528 | 53,574 | 61,489 | 48,387 | 44,314 | 47,647 | -3,022 | ||
| 2,622 | 22,906 | 26,509 | 2,023 | 1,986 | 1,160 | 2,798 | 6,944 | 3,990 | 10,103 | 1 | ||
| 61,046 | -46,292 | -39,797 | 91,445 | -146,860 | 204,941 | -53,837 | 34,421 | -17,905 | 47,948 | - | ||
| 556,605 | 453,387 | 342,918 | 276,858 | 292,020 | 314,071 | 310,699 | 237,952 | 189,372 | 159,106 | 121,662 | ||
| 50.4% | 51.1% | 24.3% | 31.8% | 33.0% | 43.3% | 50.1% | 31.7% | 31.5% | 18.4% | 5.8% | ||
| 2.93 | 2.96 | 1.56 | 1.84 | 1.99 | 3.12 | 4.62 | 2.12 | 2.51 | 1.97 | 1.83 | ||
| 0.99 | 0.96 | 3.12 | 2.14 | 2.03 | 1.31 | 1.00 | 2.16 | 2.18 | 4.45 | 16.30 | ||
| 16.3% | 36.3% | 17.7% | 48.6% | 47.1% | 24.8% | 28.5% | 30.2% | 40.4% | 74.5% | -19.7% | ||
| 8.2% | 18.6% | 4.3% | 15.5% | 15.5% | 10.8% | 14.3% | 9.6% | 12.7% | 13.7% | -1.1% | ||
| 65.91 | over 100 | 34.66 | 45.29 | 45.60 | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 6 | 4 | 6 | 4 | 4 |
| full-time | 5 | 3 | 5 | 4 | 4 |
| part-time | 1 | 1 | 1 | - | - |
| in full-time equivalents | 5.3 | 3.3 | 5.3 | 4 | 4 |
| 4.6 | 4.1 | 5 | 3.4 | 3.4 | |
| On a permanent contract | 6 | 4 | 6 | 4 | 4 |
| Joined | 2 | 0 | 2 | 2 | 1 |
| Left | 0 | 2 | 0 | 2 | 0 |
| Training hours | - | - | 15 | - | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €2,622 | €22,906 | €21,221 | €2,023 | €1,986 |
| Financial fixed assets | €0 | - | €5,288 | - | - |
| €6,767 | €6,573 | €3,465 | €2,226 | €1,934 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 49% lower than in 2024.
Debt's share of the balance-sheet total rises from 48.9% to 49.6%. Equity and debt are higher.
Lodder Software has no parent and no holdings in its annual accounts.
| E.ON Power Plants Belgium
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19 FTE (2025) 0898.664.913 |
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registered office since 01-06-2017 · founded in 2017 |
39 FTE (2025) 0676.478.592 |
| ATLANTIS INTERNATIONAL SERVICES
establishment since 08-02-1985 · founded in 1974 |
7.8 FTE (2025) 0414.139.223 |
The network lets you explore the ties of Lodder Software.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Schaliënhoevedreef 20H registered office 2800 Mechelen | 01-04-2025 | 2.375.245.532 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12402A0204/00N000 | 3,460 m² | 1 · 941 m² | 25.3 m · 6 |
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