Skip to content

LOCX

Active
Private limited companyfounded 2022active for 4 yearsAmbachtstraat 8, 2360 Oud-Turnhout, BelgiumKBO/BCE: BE 0781.440.908
Summary

The computed 12-month bankruptcy probability of LOCX is 1.6% (moderate). The 2025 annual accounts show equity of €32,774 and a net result of €1,494. Equity has been stable since 2023 (±0.4% per year). Its solvency ranks better than 52% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 01-02-2022 Normal situation
Activity
Other non-specialised retail sale NACE 47120and 5 others
Establishment unit
2.327.982.182 2360 Oud-Turnhout, since 01-02-2022
Financial year end
30 September
Peppol
Reachable since 17-03-2026

Financial position

63 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts to 30-09-2025
Gross margin
€4,445
▲ 110%
Turnover
≈ €47,000
estimated
Profit
€1,494
Equity
€32,774
▲ 4.8%
Total assets
€91,881
▲ 3.8%
Filed on 01-04-2026, 29 days before the deadline
Score breakdownraises riskFounded in 2022Size: total assets €91,881Sector: Retail trade (NACE 47)lowers riskFigures for financial year 2025 (filed on 01-04-2026)Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 44% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 61+1
equity 35.7% of total assets
Liquidity 21-2
short-term debt 64.3% · cash 4.1%
Profitability 71+5
return on assets 1.6%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 2.4% 01-2025: 2.5%▲ +0.1 percentage points vs 12-2024 02-2025: 2.6%▲ +0.1 percentage points vs 01-2025highest value 03-2025: 2.5%▼ -0.1 percentage points vs 02-2025 04-2025: 2.1%▼ -0.4 percentage points vs 03-2025 05-2025: 2.2%▲ +0.1 percentage points vs 04-2025 06-2025: 2.2%● unchanged vs 05-2025 07-2025: 2.2%● unchanged vs 06-2025 08-2025: 2.2%● unchanged vs 07-2025 09-2025: 2.2%● unchanged vs 08-2025 10-2025: 1.8%▼ -0.4 percentage points vs 09-2025 11-2025: 1.7%▼ -0.1 percentage points vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.9%▲ +0.2 percentage points vs 12-2025 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 1.9%● unchanged vs 02-2026 04-2026: 2.0%▲ +0.1 percentage points vs 03-2026 05-2026: 1.6%▼ -0.4 percentage points vs 04-2026 06-2026: 1.6%● unchanged vs 05-2026 07-2026: 1.6%● unchanged vs 06-2026 08-2026: 1.6%● unchanged vs 07-2026 09-2026: 1.6%● unchanged vs 08-2026 10-2026: 1.6%● unchanged vs 09-2026lowest value 11-2026: 1.6%● unchanged vs 10-2026lowest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.49 (1.44 in 2024), below the usual 1.5. Short-term debt is 64.3% and cash 4.1% of total assets. 64.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 51% of them on solvency, 19% on liquidity, 53% on profitability and 51% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €91,881
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 01-04-2026)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
29 days early
2024
37 days early
2023
26 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 31 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 1 April (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Recent changes

  1. · Gazette deed Incorporation
All 5 events

Comparable companies

These companies have the same main activity as LOCX: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €47,500 and €158,000, founded between 2020 and 2022.

CompanyTotal assetsGross margin
LOCX Oud-Turnhout€91,881€4,445
Winters eCommerce Antwerpen€77,447€9,875
HALOS Schilde€157,749€5,530
SAVECLOVER Herentals€82,200€5,388
Plukke Herentals€47,451€4,553
ENCHERES FLAMANDE Antwerpen€52,477€7,121
FORESTFOX Gent€114,537€3,117
Full comparison

Key facts about LOCX

What is the company number of LOCX?
The company number of LOCX is 0781.440.908. The VAT number is the same number with BE in front: BE 0781.440.908.
Where is LOCX based?
The registered office is at Ambachtstraat 8, 2360 Oud-Turnhout.Company details
What does LOCX do?
According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of LOCX?
The legal form of LOCX is Private limited company (BV).
When was LOCX founded?
LOCX was founded on 01-02-2022.
Is LOCX still active?
Yes, LOCX is an active enterprise in the KBO register.
What is the turnover of LOCX?
The turnover in financial year 2025 is ≈ €47,000. This figure is estimated from the gross margin of €4,445 and 33 comparable companies (NACE 47120). It probably lies between €23,000 and €100,000. It is a rough estimate.Financials
Is LOCX profitable?
In financial year 2025, LOCX made a profit of €1,494.
Where can I find the annual accounts of LOCX?
LOCX filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LOCX due?
LOCX must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.