LOCSPACE
ActiveLOCSPACE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €525k and a net result of €14k. Equity is growing by ~5.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-21
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 29.88 against 8.4 in 2024; short-term debt: 1.7% and cash: 48.9% of total assets), and 1.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.3%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
29 d early
2023
41 d early
2022
24 d early
2021
3 d early
2020
26 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€14k
2024 · €-16k
2018: €72k
2019: €12k
2020: €-28k
2021: €-13k
2022: €14k
2023: €168k
2024: €-16k
2018 → 2025
Working capital
€257k▲ 7.9%
2024 · €238k
2018: €260k
2019: €255k
2020: €211k
2021: €229k
2022: €242k
2023: €259k
2024: €238k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€345k-€360k▲ 4.2%€527k▲ 46.6%€511k▼ 3.1%€525k▲ 2.8%
Operating result€-12k-€15k€174k▲ 1,099%€22k▼ 87.1%€19k▼ 13.7%
Net result€-13k-€14k€168k▲ 1,057%€-16k€14k
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €534k
Fixed assets
€268k▼ 1.7%
Current assets
€266k▼ 1.7%
Equity and liabilities €534k
Equity
€525k▲ 2.8%
Debt
€9k▼ 72.4%
The debt ratio falls from 5.9% to 1.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
98.3%▲
2024 · 94.1%
Current ratio
29.88▲
2024 · 8.40
Quick ratio
29.88▲
2024 · 8.40
Debt / equity
0.02▼
2024 · 0.06
ROE
2.7%▲
2024 · -3.2%
ROA
2.7%▲
2024 · -3.0%
Debt
€9k▼
2024 · €32k
Debt ≤ 1 year
€9k▼
2024 · €32k
Income taxes
€5k▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€543k€534k▼
Fixed assets21/28€272k€268k▼
Tangible fixed assets22/27€272k€268k▼
Land and buildings22€268k€268k=
Other tangible fixed assets26€5k-
Current assets29/58€271k€266k▼
Amounts receivable within one year40/41€68k€5k▼
Trade receivables40€3k-
Other amounts receivable41€65k€5k▼
Cash at bank and in hand54/58€202k€261k▲
Equity and liabilities
Total equity and liabilities10/49€543k€534k▼
Equity10/15€511k€525k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€443k€457k▲
Amounts payable17/49€32k€9k▼
Amounts payable within one year42/48€32k€9k▼
Trade debts44€10k€3k▼
Suppliers440/4€10k€3k▼
Advances received on contracts in progress46-€900
Taxes, remuneration and social security45€22k€5k▼
Taxes450/3€14k€5k▼
Remuneration and social security454/9€8k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-1k
Other operating charges640/8€19k€20k▲
Gross operating margin9900€43k€38k▼
Operating profit (loss)9901€22k€19k▼
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€29€30▲
Recurring financial charges65€29€30▲
Profit (loss) for the period before taxes9903€22k€19k▼
Income taxes67/77€39k€5k▼
Profit (loss) for the period9904€-16k€14k▲
Profit (loss) for the period to be appropriated9905€-16k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€443k€457k▲
Profit (loss) brought forward from the previous period14P€459k€443k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 29.88
Current ratio from 8.40 to 29.88; short-term debt falls from €32k to €9k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €168k ▲1057%
Operating result €174k, net result €168k, both a record.
31-12
Financial
Equity above €500kEq €527k ▲46.6%
2 profitable years in a row build equity to €527k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 23.71
Current ratio from 5.22 to 23.71; short-term debt falls from €50k to €10k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €-28k ▼341%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 9 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ninoofse Steenweg 7541070 AnderlechtGround area
503 m²
Building footprint
290 m²
Volume, LiDAR
3,391 m³
2 parcels, Brussels · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Félix Paulsenlaan 44, 1070 Anderlecht
since 20012.098.644.884
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0045/00M006 | Brussels | 286 m² | 1 · 132 m² | 14.2 m · 3 fl. |
| 21302A0025/00Y006 | Brussels | 217 m² | 1 · 158 m² | 17.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-10-2001
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.