LOCOBEL

Active

Private limited companyfounded 1999active for 27 yearsHasselbroekstraat 175, 3890 Gingelom, BelgiumKBO/BCE: BE 0465.339.484

From the official registers: KBO 27 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

LOCOBEL has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141,202 and a net result of €33,136. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 3,706 sector peers (NACE 01, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

LOCOBELActiveChecked score 93/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 26-02-1999 Normal situation
Legal form: Private limited company
Registered office: Hasselbroekstraat 175, 3890 Gingelom
Activity: Growing of pome and stone fruits NACE 01240and 1 other
Establishment unit: 2.099.217.580 3890 Gingelom, since 15-12-1999
Financial year end: 31 December
Peppol: Reachable since 29-11-2025

Company details

Who decides

Board

LOWETTE Filip Joris Gabriela GhislainDirector

Board & ownership

How it is doing

93 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Annual accounts 2025

Gross margin: €278,674; ▲ 3.9%
Turnover: ≈ €690,000; estimated
Profit: €33,136; ▼ 57.0%
Equity: €141,202; ▲ 30.7%
Total assets: €534,403; ▲ 12.2%
Staff: 8.2 FTE; ▼ 2.4%

2025 accounts 158 days early

Filed on 23-02-2026PDF

Financials

Why 93raises riskLiquidity: current ratio 0.84, cash €14,145lowers riskSize: total assets €534,403Sector: Crop and animal production, hunting and related service activities (NACE 01)Figures for financial year 2025 (filed 23-02-2026)Show the evidence

Checked score

Score 2025

93 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 50% of its sector peers (NACE 01, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 51+3

equity 26.4% of total assets

Liquidity 19-1

short-term debt 65.2% · cash 2.6%

Profitability 77-12

return on assets 6.2%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,697 companies, NACE 01, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025highest value 04-2025: 0.1%▼ -0.2 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €13,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.84, compared with 0.72 in 2024, below 1; short-term debt: 65.2% and cash: 2.6% of total assets), and 73.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro): better than 41% on solvency, 15% on liquidity, 66% on profitability and 80% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €534,403

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Crop and animal production, hunting and related service activities (NACE 01)

KBO

Liquidity: current ratio 0.84, cash €14,145

NBB · annual accounts

Figures for financial year 2025 (filed 23-02-2026)

NBB · annual accounts

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €141,202

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-02-2026, 158 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

158 days early

2024

146 days early

2023

1 day early

2022

30 days late

2021

1 day late

2020

60 days late

2019

60 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days before the deadline; the sector median (NACE 01) for financial year 2024 is 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 146 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Among the largest 9% on gross marginsector median €48,657 · 3,704 companies €278,674 View
Positive: 7 profitable years in a rowprofit 2025: €33,136 7 years View
Flemish supportawarded from 2022 to 2025 €82,538 View

Documents

Key facts about LOCOBEL

What is the company number of LOCOBEL?: 0465.339.484. In Belgium the VAT number is the company number with BE in front: BE 0465.339.484.
Where is LOCOBEL based?: The registered office is at Hasselbroekstraat 175, 3890 Gingelom.Company details
What does LOCOBEL do?: According to the KBO register, the main activity is growing of pome and stone fruits (NACE 01240).
What is the legal form of LOCOBEL?: Private limited company (BV).
When was LOCOBEL founded?: On 26-02-1999.
Is LOCOBEL still active?: Yes, LOCOBEL is an active enterprise in the KBO register.
How many employees does LOCOBEL have?: On average 8.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of LOCOBEL?: ≈ €690,000 in financial year 2025. Estimated from the gross margin of €278,674: probably between €490,000 and €840,000, based on 40 comparable companies, NACE 01.
Is LOCOBEL profitable?: In financial year 2025, LOCOBEL made a profit of €33,136.
Where can I find the annual accounts of LOCOBEL?: LOCOBEL filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of LOCOBEL due?: By 31-07-2027, for financial year 2026.Timeline