LOCARAF
ActiveFrom the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of LOCARAF is 5.9% (elevated). The 2025 annual accounts show negative equity (-€99,961) and a net result of -€8,287. Equity has been shrinking by about 19% per year since 2018. Its solvency ranks better than 5% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 21-08-2003 Normal situation
- Legal form
- Private limited company
- Activity
- Retail sale of bicycles NACE 47632and 2 others
- Establishment unit
- 2.133.206.875 4252 Geer, since 21-08-2003
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 5.9%
- Gross margin
- €4,070
- ▼ 8.5%
- Turnover
- ≈ €30,000
- estimated
- Loss
- €8,287
- ▲ 20.0%
- Equity
- -€99,961
- ▼ 9.0%
- Total assets
- €34,212
- ▼ 9.2%
Score breakdownraises risk1 change of registered office in 24 monthsLast filed accounts filed 56 days late; 3 of the last 3 accounts lateLoss of €8,287, the second in a row (financial year 2025)lowers riskSize: total assets €34,212Show the evidence
Checked score
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 1% on liquidity, 6% on profitability and 27% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 49 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 25-09-2026
- Annual accounts 2024filed on 30-09-2025
- Annual accounts 2022filed on 27-10-2023
- Annual accounts 2021filed on 24-05-2022
Acts in the Belgian Official Gazette
- Registered officeact of 30-06-2026
- Registered officeact of 03-06-2024
- Capital & shares · Amendment of the articles · Legal-form change · Nameact of 02-06-2023
- Registered office · Capital & shares · Resignations & appointmentsact of 27-07-2022
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about LOCARAF
- What is the company number of LOCARAF?
- The company number of LOCARAF is 0860.165.613. The VAT number is the same number with BE in front: BE 0860.165.613.
- What does LOCARAF do?
- According to the KBO register, the main activity is retail sale of bicycles (NACE 47632).
- What is the legal form of LOCARAF?
- The legal form of LOCARAF is Private limited company (BV).
- When was LOCARAF founded?
- LOCARAF was founded on 21-08-2003.
- Is LOCARAF still active?
- Yes, LOCARAF is an active enterprise in the KBO register.Company details
- What is the turnover of LOCARAF?
- The turnover in financial year 2025 is ≈ €30,000. This figure is estimated from the gross margin of €4,070 and 42 comparable companies (NACE 476). It probably lies between €15,000 and €67,000. It is a rough estimate.Financials
- Is LOCARAF profitable?
- In financial year 2025, LOCARAF made a loss of €8,287.
- Where can I find the annual accounts of LOCARAF?
- LOCARAF filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of LOCARAF due?
- LOCARAF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Comparable companies
These companies have the same main activity as LOCARAF: retail sale of bicycles (NACE 47632). They are comparable in size and age: total assets between €19,400 and €73,900, founded between 1991 and 2016.
| Company | Total assets | Gross margin |
|---|---|---|
| LOCARAF | €34,212 | €4,070 |
| FMD Peer | €29,836 | €8,590 |
| A. Design Berlare | €41,291 | €1,667 |
| Urban E Mobility Liège | €45,079 | €3,600 |
| CYCLES FRANCOIS ADAM et Fils Flémalle | €73,882 | €4,302 |
| FIETSENHOEK DEURNE Antwerpen | €19,438 | €1,649 |
| FIETSENKINNE Kampenhout | €62,598 | €9,261 |
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