LocaFut
ActiveSummary
The computed 12-month bankruptcy probability of LocaFut is 5.4% (elevated). The 2025 annual accounts show equity of €134k and a net result of €-46k. Equity is shrinking by ~21.2% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability51▼-6
Solvency67▼-14
Growth58=
Track record94
Bankruptcy probability, 12 months
5.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.76 against 0.88 in 2024; short-term debt: 58.2% and cash: 4.9% of total assets), and 58.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.8%
Return on assets
-14.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-46k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
21 d early
2024
21 d late
2023
26 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€134k▼ 25.4%
2024 · €180k
Total assets
€322k▼ 0.9%
2024 · €324k
Net result
€-46k▼ 48.2%
2024 · €-31k
Working capital
€-44k▼ 154%
2024 · €-17k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€-55k-€-31k▲ 44.1%€-46k▼ 48.3%
Net result€-55k-€-31k▲ 44.1%€-46k▼ 48.2%
Equity€211k-€180k▼ 14.6%€134k▼ 25.4%
Total assets€353k-€324k▼ 8.2%€322k▼ 0.9%
Debt€142k-€144k▲ 1.3%€187k▲ 29.7%
Working capital€-59k-€-17k▲ 70.6%€-44k▼ 154%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €46k in 2025 against €31k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €322k
Fixed assets
€179k ▼ 9.5%
Current assets
€143k ▲ 12.7%
Equity and liabilities €322k
Equity
€134k ▼ 25.4%
Debt
€187k ▲ 29.7%
Debt's share of the balance-sheet total rises from 44.5% to 58.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€33k▼
2024 · €42k
Cash flow
€33k▼
2024 · €42k
Current ratio
0.76▼
2024 · 0.88
Debt to equity
1.39▲
2024 · 0.80
ROE
-34.0%▼
2024 · -17.1%
ROA
-14.2%▼
2024 · -9.5%
Interest coverage
440.40▼
2024 · 633.07
Debt ≤ 1 year
€187k▲
2024 · €144k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €94k | €73k | €79k | ▲ 8.2% |
| Other operating charges640/8 | €749 | - | €787 | - |
| Gross operating margin9900 | €40k | €42k | €34k | ▼ 19.1% |
| Operating profit (loss)9901 | €-55k | €-31k | €-46k | ▼ 48.3% |
| Financial charges65/66B | €97 | €67 | €76 | ▲ 13.5% |
| Recurring financial charges65 | €97 | €67 | €76 | ▲ 13.5% |
| Profit (loss) for the period before taxes9903 | €-55k | €-31k | €-46k | ▼ 48.2% |
| Profit (loss) for the period9904 | €-55k | €-31k | €-46k | ▼ 48.2% |
| Profit (loss) for the period to be appropriated9905 | €-55k | €-31k | €-46k | ▼ 48.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €353k | €324k | €322k | ▼ 0.9% |
| Fixed assets21/28 | €270k | €198k | €179k | ▼ 9.5% |
| Tangible fixed assets22/27 | €270k | €198k | €179k | ▼ 9.5% |
| Furniture and vehicles24 | €270k | €198k | €179k | ▼ 9.5% |
| Current assets29/58 | €83k | €127k | €143k | ▲ 12.7% |
| Amounts receivable within one year40/41 | €35k | €77k | €127k | ▲ 64.6% |
| Trade receivables40 | €35k | €77k | €117k | ▲ 51.6% |
| Other amounts receivable41 | - | - | €10k | - |
| Cash at bank and in hand54/58 | €48k | €50k | €16k | ▼ 68.2% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €353k | €324k | €322k | ▼ 0.9% |
| Equity10/15 | €211k | €180k | €134k | ▼ 25.4% |
| Contributions10/11 | €266k | €266k | €266k | = |
| Profit (loss) carried forward14 | €-55k | €-86k | €-132k | ▼ 53.2% |
| Amounts payable17/49 | €142k | €144k | €187k | ▲ 29.7% |
| Amounts payable within one year42/48 | €142k | €144k | €187k | ▲ 29.7% |
| Trade debts44 | €484 | €2k | €94k | ▲ 4,094% |
| Suppliers440/4 | €484 | €2k | €94k | ▲ 4,094% |
| Taxes, remuneration and social security45 | €2k | €2k | €3k | ▲ 59.9% |
| Taxes450/3 | €2k | €2k | €3k | ▲ 59.9% |
| Other amounts payable47/48 | €140k | €140k | €90k | ▼ 35.7% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-55k | €-31k | €-46k | ▼ 48.2% |
| + Depreciation and write-downs630 | €94k | €73k | €79k | ▲ 8.2% |
| Operating cash flow (approximation) | €39k | €42k | €33k | ▼ 21.1% |
| Investment in fixed assets (approximation) | - | €0 | €-60k | - |
| Change in cash | - | €2k | €-34k | ▼ 2,072% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2022
Ground area
3,304 m²
Building footprint
1,528 m²
Volume, LiDAR
18,106 m³
Parcel 21372C0123/00R000, Brussels · tallest building 21.8 m, ±5 floors. Linked by address, not a title deed.
121
companies at this address
See who is registered here
1 establishment unit
LocaFut
since 20222.338.399.190
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372C0123/00R000 | Brussels | 3,304 m² | 1 · 1,528 m² | 21.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded07-07-2022
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.