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LOCA SERVICES

Active
Public limited companyfounded 199234 yrs activeRue de l'Abbaye 2, 5000 Namur, BelgiumKBO/BCE: BE 0447.376.074
Summary

LOCA SERVICES has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€28,407) and a net result of -€33,851. Equity is growing by ~36.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2024
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▲+7
Solvency20▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.64 against 1.78 in 2023; short-term debt: 21.3% and cash: 2.9% of total assets), but equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 34 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-4.9%
Return on assets
-5.8%
Age of the figures
21 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 d early
2024
60 d late
2023
209 d late
2022
70 d late
2021
134 d late
2020
311 d late
2019
20 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 108 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 October (4 of the last 5 filed years within 116 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 May 1992, LOCA SERVICES was incorporated.1 Total assets went from EUR 198,849 in 2018 to EUR 580,251 in 2024 and headcount from 3.6 to 14.3 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
-€28,407▲ 2.2%
2023 · -€29,056
Total assets
€580,251▲ 28.4%
2023 · €451,748
Net result
-€33,851▲ 36.1%
2023 · -€53,000
Working capital
€79,303▲ 14.9%
2023 · €69,011
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€65,544€91,986▲ 40.3%€24,903▼ 72.9%-€24,746-€30,842▼ 24.6%
Net result€64,394above the sector's middle half€90,046above the sector's middle half▲ 39.8%€9,138within the sector's middle half▼ 89.9%-€53,000below the sector's middle half-€33,851below the sector's middle half▲ 36.1%
Equity-€149,951below the sector's middle half▲ 30.0%-€59,905below the sector's middle half▲ 60.1%-€50,767below the sector's middle half▲ 15.3%-€29,056below the sector's middle half▲ 42.8%-€28,407below the sector's middle half▲ 2.2%
Total assets€234,840within the sector's middle half▼ 21.0%€304,135above the sector's middle half▲ 29.5%€305,220above the sector's middle half▲ 0.4%€451,748above the sector's middle half▲ 48.0%€580,251above the sector's middle half▲ 28.4%
Debt€384,790▼ 24.8%€364,040▼ 5.4%€355,987▼ 2.2%€480,804▲ 35.1%€608,658▲ 26.6%
Working capital-€243,124below the sector's middle half▲ 26.6%-€157,949below the sector's middle half▲ 35.0%€93,626above the sector's middle half€69,011above the sector's middle half▼ 26.3%€79,303above the sector's middle half▲ 14.9%
Solvency-63.9%below the sector's middle half▲ 8.3pp-19.7%below the sector's middle half▲ 44.2pp-16.6%below the sector's middle half▲ 3.1pp-6.4%below the sector's middle half▲ 10.2pp-4.9%below the sector's middle half▲ 1.5pp
Current ratio0.37below the sector's middle half▲ 0.020.57below the sector's middle half▲ 0.202.15within the sector's middle half▲ 1.581.78within the sector's middle half▼ 0.371.64within the sector's middle half▼ 0.14
Return on assets (ROA)27.4%above the sector's middle half▲ 55.8pp29.6%above the sector's middle half▲ 2.2pp3.0%within the sector's middle half▼ 26.6pp-11.7%below the sector's middle half▼ 14.7pp-5.8%below the sector's middle half▲ 5.9pp
Staff (FTE)5.7above the sector's middle half5.8▲ 1.8%6.6▲ 13.8%11.4▲ 72.7%14.3▲ 25.4%
above within below the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000€100,000Operating result 2020: €65,544€65,544Net result 2020: €64,394€64,394Operating result 2021: €91,986€91,986Net result 2021: €90,046€90,046Operating result 2022: €24,903€24,903Net result 2022: €9,138€9,138Operating result 2023: -€24,746-€24,746Net result 2023: -€53,000-€53,000Operating result 2024: -€30,842-€30,842Net result 2024: -€33,851-€33,85120202021202220232024-€60,000-€40,000-€20,000€0€20,000Operating result 2022: €24,903€24,900Net result 2022: €9,138€9,140Operating result 2023: -€24,746-€24,700Net result 2023: -€53,000-€53,000Operating result 2024: -€30,842-€30,800Net result 2024: -€33,851-€33,900202220232024
The operating result stays negative: a loss of €30,842 in 2024 against €24,746 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €580,251
Fixed assets €377,555 ▲ 28.4%
Current assets €202,696 ▲ 28.5%
Key figures and ratios
2024 value · change against 2023
EBITDA
€18,706▼
2023 · €25,688
Cash flow
€15,696▲
2023 · -€2,566
Quick ratio
1.12▼
2023 · 1.17
Debt to equity
-21.43▼
2023 · -16.55
Interest coverage
7.64▼
2023 · 22.21
Debt ≤ 1 year
€123,392▲
2023 · €88,671
Debt > 1 year
€484,787▲
2023 · €392,133
Income taxes
€562▼
2023 · €28,097
Staff costs
€403,832▲
2023 · €316,248
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,241 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 93% are still going.

  • Small
  • 20 years or older
  • negative equity
  • a small loss
1.8% went bankrupt
4.0% stopped otherwise
93% still going

A further 1.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,241 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet Code20232024
Assets
Total assets20/58€451,748€580,251▲
Fixed assets21/28€294,066€377,555▲
Intangible fixed assets21€9,237€16,889▲
Tangible fixed assets22/27€280,529€356,367▲
Plant, machinery and equipment23€2,586€3,150▲
Furniture and vehicles24€270,795€339,793▲
Other tangible fixed assets26€7,149€13,424▲
Assets under construction and advance payments27€0-
Financial fixed assets28€4,300€4,300=
Current assets29/58€157,682€202,696▲
Stocks and contracts in progress3€53,516€64,181▲
Stocks30/36€53,516€64,181▲
Amounts receivable within one year40/41€69,176€108,885▲
Trade receivables40€53,491€107,675▲
Other amounts receivable41€15,686€1,210▼
Cash at bank and in hand54/58€26,050€16,619▼
Deferred charges and accrued income490/1€8,940€13,011▲
Equity and liabilities
Total equity and liabilities10/49€451,748€580,251▲
Equity10/15-€29,056-€28,407▲
Contributions10/11€148,736€148,736=
Capital10€148,736€148,736=
Issued capital100€148,736€148,736=
Profit (loss) carried forward14-€177,792-€177,143▲
Amounts payable17/49€480,804€608,658▲
Amounts payable after more than one year17€392,133€484,787▲
Financial debts170/4-€34,905
Other amounts payable178/9€392,133€449,882▲
Amounts payable within one year42/48€88,671€123,392▲
Current portion of amounts payable after more than one year42-€8,265
Trade debts44€32,606€30,180▼
Suppliers440/4€32,606€30,180▼
Taxes, remuneration and social security45€56,065€84,531▲
Taxes450/3€6,681€5,661▼
Remuneration and social security454/9€49,385€78,871▲
Other amounts payable47/48-€415
Accrued charges and deferred income492/3-€479
Income statement Code20232024
Remuneration, social security and pensions62€316,248€403,832▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50,434€49,547▼
Other operating charges640/8€12,592€17,347▲
Non-recurring operating charges66A€396€2,285▲
Gross operating margin9900€354,925€442,170▲
Operating profit (loss)9901-€24,746-€30,842▼
Financial income75/76B€1,000€0▼
Recurring financial income75€1,000€0▼
Financial charges65/66B€1,157€2,447▲
Recurring financial charges65€1,157€2,447▲
Profit (loss) for the period before taxes9903-€24,903-€33,289▼
Income taxes67/77€28,097€562▼
Profit (loss) for the period9904-€53,000-€33,851▲
Profit (loss) for the period to be appropriated9905-€53,000-€33,851▲
Appropriation of the result
Profit (loss) to be appropriated9906-€252,503-€211,643▲
Profit (loss) brought forward from the previous period14P-€199,503-€177,792▲
Shareholders' contribution to the loss794€74,711€34,500▼

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A€8,500€3,750€0---
Remuneration, social security and pensions62€76,256€113,937€162,683€316,248€403,832▲ 27.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33,274€33,758€37,688€50,434€49,547▼ 1.8%
Other operating charges640/8€14,161€8,064€10,593€12,592€17,347▲ 37.8%
Non-recurring operating charges66A€1,900-€5,769€396€2,285▲ 477%
Gross operating margin9900€191,135€247,746€241,637€354,925€442,170▲ 24.6%
Operating profit (loss)9901€65,544€91,986€24,903-€24,746-€30,842▼ 24.6%
Financial income75/76B€263€3€1,676€1,000€0▼ 100%
Recurring financial income75€263€3€1,676€1,000€0▼ 100%
Financial charges65/66B€805€1,494€1,301€1,157€2,447▲ 112%
Recurring financial charges65€805€1,494€1,301€1,157€2,447▲ 112%
Profit (loss) for the period before taxes9903€65,001€90,495€25,278-€24,903-€33,289▼ 33.7%
Income taxes67/77€607€449€16,139€28,097€562▼ 98.0%
Profit (loss) for the period9904€64,394€90,046€9,138-€53,000-€33,851▲ 36.1%
Profit (loss) for the period to be appropriated9905€64,394€90,046€9,138-€53,000-€33,851▲ 36.1%
Line20202021202220232024Change
Assets
Total assets20/58€234,840€304,135€305,220€451,748€580,251▲ 28.4%
Fixed assets21/28€93,173€98,044€129,962€294,066€377,555▲ 28.4%
Intangible fixed assets21€639€489€339€9,237€16,889▲ 82.8%
Tangible fixed assets22/27€90,484€93,256€125,323€280,529€356,367▲ 27.0%
Plant, machinery and equipment23€636€112€56€2,586€3,150▲ 21.8%
Furniture and vehicles24€82,424€86,905€111,950€270,795€339,793▲ 25.5%
Other tangible fixed assets26€7,424€6,238€5,053€7,149€13,424▲ 87.8%
Assets under construction and advance payments27--€8,264€0--
Financial fixed assets28€2,050€4,300€4,300€4,300€4,300=
Current assets29/58€141,667€206,091€175,259€157,682€202,696▲ 28.5%
Stocks and contracts in progress3€64,181€55,151€50,884€53,516€64,181▲ 19.9%
Stocks30/36€64,181€55,151€50,884€53,516€64,181▲ 19.9%
Amounts receivable within one year40/41€40,336€100,460€81,162€69,176€108,885▲ 57.4%
Trade receivables40€33,186€95,142€70,967€53,491€107,675▲ 101%
Other amounts receivable41€7,150€5,318€10,195€15,686€1,210▼ 92.3%
Cash at bank and in hand54/58€32,557€48,511€35,861€26,050€16,619▼ 36.2%
Deferred charges and accrued income490/1€4,593€1,970€7,352€8,940€13,011▲ 45.5%
Equity and liabilities
Total equity and liabilities10/49€234,840€304,135€305,220€451,748€580,251▲ 28.4%
Equity10/15-€149,951-€59,905-€50,767-€29,056-€28,407▲ 2.2%
Contributions10/11€148,736€148,736€148,736€148,736€148,736=
Capital10€148,736€148,736€148,736€148,736€148,736=
Issued capital100€148,736€148,736€148,736€148,736€148,736=
Profit (loss) carried forward14-€298,687-€208,641-€199,503-€177,792-€177,143▲ 0.4%
Amounts payable17/49€384,790€364,040€355,987€480,804€608,658▲ 26.6%
Amounts payable after more than one year17--€274,354€392,133€484,787▲ 23.6%
Financial debts170/4----€34,905-
Other amounts payable178/9--€274,354€392,133€449,882▲ 14.7%
Amounts payable within one year42/48€384,790€364,040€81,633€88,671€123,392▲ 39.2%
Current portion of amounts payable after more than one year42----€8,265-
Trade debts44€29,559€29,457€40,369€32,606€30,180▼ 7.4%
Suppliers440/4€29,559€29,457€40,369€32,606€30,180▼ 7.4%
Taxes, remuneration and social security45€14,328€26,812€41,264€56,065€84,531▲ 50.8%
Taxes450/3€5,569€15,053€15,956€6,681€5,661▼ 15.3%
Remuneration and social security454/9€8,759€11,759€25,308€49,385€78,871▲ 59.7%
Other amounts payable47/48€340,903€307,771€0-€415-
Accrued charges and deferred income492/3----€479-
Line20202021202220232024Change
Profit (loss) for the period9904€64,394€90,046€9,138-€53,000-€33,851▲ 36.1%
+ Depreciation and write-downs630€33,274€33,758€37,688€50,434€49,547▼ 1.8%
Operating cash flow (approximation)€97,668€123,804€46,826-€2,566€15,696▲ 712%
Investment in fixed assets (approximation)--€38,629-€69,606-€214,538-€133,037▲ 38.0%
Change in cash-€15,954-€12,650-€9,811-€9,431▲ 3.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
29-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
25-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 209 days late
2023
09-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial Liquidity quadruplescurrent ratio 2.15
Current ratio from 0.57 to 2.15; short-term debt falls from €364,040 to €81,633.
12-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 134 days late
07-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 311 days late
2021
31-12
Financial Highest result since 2018net €90,046 ▲39.8%
Operating result €91,986, net result €90,046, both a record.
2020
31-12
Financial Back to profitnet €64,394
Net result €64,394 after one loss-making year.
20-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
31-12
Financial Weakest financial yearnet -€84,386
Net result drops to -€84,386, the lowest in the series; recovery starts the following year.
17-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 139 days late
2018
16-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
12-03
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 224 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts

We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 1992
seat establishment The establishment unit on the map
Ground area
257 m²
Building footprint
215 m²
Volume, LiDAR
2,831 m³
Parcel 92302G0064/00F003, Wallonia · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Taxis Burnonville - Taxis Services - Colis Services - Pneu Services - Garage Services Burnonville
Rue de l'Abbaye 2, 5000 NamurNACE 5010401
since 19922.057.900.827
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92302G0064/00F003 Wallonia 257 m² 1 · 215 m² 14.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,683 companies in sector 49330 we hold annual accounts for 2,299. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded04-05-1992
Fiscal year end31-12
Trade name FR COLIS SERVICES - TAXIS SERVICES - TAXIS BURNONVILLE
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95319Other maintenance and repair of motor vehicles
49410Freight transport by road
Contact
E-mail loca-services@skynet.beNamur
E-invoicing
Reachable via Peppol
Peppol ID 0208:0447376074
Also 9925:BE0447376074
Registered 29-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.