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LOCA-INVEST

Active
Private limited companyfounded 2022active for 4 yearsChaussée de Liège 46, 4850 Plombières, BelgiumKBO/BCE: BE 0780.495.058
Summary

The annual accounts of LOCA-INVEST for financial year 2025 show a net loss of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €13,398 and a net result of -€16,153. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 28% of 22,793 sector peers (NACE 47, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 14-01-2022 Normal situation
Activity
Retail sale of solid, liquid and gaseous fuels, excluding motor fuels NACE 47781and 2 others
Establishment unit
2.327.918.539 4850 Plombières, since 14-01-2022
Financial year end
31 December
Peppol
Reachable since 04-09-2025

Board and ownership

Board
Shareholders
  • Kévers Pascal Ghislain Mariedeed of 18-01-2022
  • Robinet Pauline Evelyne Mariedeed of 18-01-2022

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€61,083
▼ 14.8%
Turnover
≈ €300,000
estimated
Loss
€16,153
Equity
€13,398
▼ 54.7%
Total assets
€154,624
▼ 29.8%
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearEquity €13,398 (8.7% of total assets)Loss of €16,153 (financial year 2025)lowers riskLiquidity: current ratio 1.91, cash €71,923Size: total assets €154,624Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 41% of micro companies in retail trade (NACE 47)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 34-4
equity 8.7% of total assets
Liquidity 87-2
short-term debt 31.3% · cash 46.5%
Profitability 56-19
return on assets -10.4%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 1.6% 01-2025: 1.5%▼ -0.1 percentage points vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.6%▲ +0.1 percentage points vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025highest value 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.6%● unchanged vs 06-2025 08-2025: 1.4%▼ -0.2 percentage points vs 07-2025 09-2025: 1.1%▼ -0.3 percentage points vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.0%▼ -0.1 percentage points vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.1%▲ +0.1 percentage points vs 04-2026 06-2026: 1.2%▲ +0.1 percentage points vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 0.9%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: 0.9%● unchanged vs 08-2026lowest value 10-2026: 0.9%● unchanged vs 09-2026lowest value 11-2026: 0.9%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 1.91 (1.82 in 2024), above the usual 1.5. Short-term debt is 31.3% and cash 46.5% of total assets. However, 91.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 26% of them on solvency, 89% on liquidity, 40% on profitability and 10% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.91, cash €71,923
NBB · annual accounts
raises risk · Equity €13,398 (8.7% of total assets)
NBB · annual accounts
raises risk · Loss of €16,153 (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €154,624
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
on the day
2024
34 days early
2023
12 days early
2022
32 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 4 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Lower net result than 87% of companies in retail tradesector median €5,085 · 22,775 companies -€16,153 View

Recent changes

  1. · Gazette deed IncorporationFounding capital of €10,000, 100 shares · Founders: Kévers Pascal Ghislain Marie and Robinet Pauline Evelyne Marie · Appointments: Kévers Pascal Ghislain Marie (director) and Robinet Pauline Evelyne Marie (director)
All 8 events

Comparable companies

These companies have the same main activity as LOCA-INVEST: retail sale of solid, liquid and gaseous fuels, excluding motor fuels (NACE 47781). They are comparable in size and age: total assets between €125,000 and €244,000, founded between 2020 and 2022.

CompanyTotal assetsGross margin
LOCA-INVEST Plombières€154,624€61,083
ORTOMEX Jurbise€150,967€61,000
Z11 Begijnendijk€125,372€53,935
FITCAVE Leuven€131,422€50,683
HSBK Consulting Liège€142,232€48,266
LF International Dison€222,003€41,363
LALLEMAND COMBUSTIBLES Comblain-au-Pont€244,343€47,612
Full comparison

Key facts about LOCA-INVEST

What is the company number of LOCA-INVEST?
The company number of LOCA-INVEST is 0780.495.058. The VAT number is the same number with BE in front: BE 0780.495.058.
Where is LOCA-INVEST based?
The registered office is at Chaussée de Liège 46, 4850 Plombières.Company details
What does LOCA-INVEST do?
According to the KBO register, the main activity is retail sale of solid, liquid and gaseous fuels, excluding motor fuels (NACE 47781).
What is the legal form of LOCA-INVEST?
LOCA-INVEST is a private limited company (BV).
When was LOCA-INVEST founded?
LOCA-INVEST was founded on 14-01-2022.
Is LOCA-INVEST still active?
Yes, LOCA-INVEST is an active enterprise in the KBO register.
What is the turnover of LOCA-INVEST?
The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €61,083 and 44 comparable companies (NACE 477). It probably lies between €150,000 and €410,000.Financials
Is LOCA-INVEST profitable?
In financial year 2025, LOCA-INVEST made a loss of €16,153.
Where can I find the annual accounts of LOCA-INVEST?
LOCA-INVEST filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LOCA-INVEST due?
LOCA-INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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