LOBO TECH
ActiveThe computed 12-month bankruptcy probability of LOBO TECH is 2.0% (moderate). The 2025 annual accounts show equity of €23k and a net result of €1k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 93% of 27676 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency100▲+28
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 8.5 against 1.69 in 2024; short-term debt: 10.7% and cash: 73.9% of total assets), and 10.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.3%
Return on assets
5.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-03-2026, 57 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
57 d early
2024
57 d early
2023
36 d early
2022
47 d early
2021
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▲ 6.0%
2024 · €22k
2021: €11k
2022: €16k
2023: €21k
2024: €22k
2021 → 2025
Total assets
€26k▼ 44.7%
2024 · €47k
2021: €37k
2022: €34k
2023: €33k
2024: €47k
2021 → 2025
Net result
€1k▼ 89.7%
2024 · €13k
2021: €6k
2022: €5k
2023: €5k
2024: €13k
2021 → 2025
Working capital
€21k▲ 30.9%
2024 · €16k
2021: €3k
2022: €8k
2023: €13k
2024: €16k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€16k▲ 39.3%€21k▲ 28.8%€22k▲ 6.5%€23k▲ 6.0%
Operating result€8k-€6k▼ 24.9%€6k=€17k▲ 171%€2k▼ 87.4%
Net result€6k-€5k▼ 30.3%€5k▲ 2.2%€13k▲ 179%€1k▼ 89.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 87% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26k
Fixed assets
€2k▼ 71.0%
Current assets
€24k▼ 39.2%
Equity and liabilities €26k
Equity
€23k▲ 6.0%
Debt
€3k▼ 88.9%
The debt ratio falls from 53.4% to 10.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €23k
Cash flow
€7k▼
2024 · €19k
Solvency
89.3%▲
2024 · 46.6%
Current ratio
8.50▲
2024 · 1.69
Quick ratio
8.50▲
2024 · 1.69
Debt / equity
0.12▼
2024 · 1.15
ROE
5.7%▼
2024 · 58.6%
ROA
5.1%▼
2024 · 27.3%
Interest coverage
57.09▼
2024 · 96.03
Debt
€3k▼
2024 · €25k
Debt ≤ 1 year
€3k▼
2024 · €23k
Income taxes
€642▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€26k▼
Fixed assets21/28€8k€2k▼
Tangible fixed assets22/27€8k€2k▼
Furniture and vehicles24€8k€2k▼
Current assets29/58€39k€24k▼
Amounts receivable within one year40/41€9k€3k▼
Trade receivables40€3k€943▼
Other amounts receivable41€6k€2k▼
Cash at bank and in hand54/58€30k€19k▼
Deferred charges and accrued income490/1€75€1k▲
Equity and liabilities
Total equity and liabilities10/49€47k€26k▼
Equity10/15€22k€23k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€17k€18k▲
Amounts payable17/49€25k€3k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€23k€3k▼
Current portion of amounts payable after more than one year42€4k€2k▼
Trade debts44€331-
Suppliers440/4€331-
Taxes, remuneration and social security45€7k€642▼
Taxes450/3€4k€642▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€12k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€234€396▲
Gross operating margin9900€23k€8k▼
Operating profit (loss)9901€17k€2k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€235€137▼
Recurring financial charges65€235€137▼
Profit (loss) for the period before taxes9903€16k€2k▼
Income taxes67/77€4k€642▼
Profit (loss) for the period9904€13k€1k▼
Profit (loss) for the period to be appropriated9905€13k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€18k▼
Profit (loss) brought forward from the previous period14P€16k€17k▲
Profit to be distributed694/7€12k-
Return on contributions (dividend)694€12k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €1k ▼89.7%
Net result drops to €1k, the lowest in the series.
30-09
Financial
Liquidity times 5current ratio 8.50
Current ratio from 1.69 to 8.50; short-term debt falls from €23k to €3k.
04-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2021net €13k ▲179%
Operating result €17k, net result €13k, both a record.
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
W.A. Mozartlaan 21620 DrogenbosGround area
1.1 ha
Building footprint
838 m²
Volume, LiDAR
9,347 m³
2 parcels, Flanders, Wallonia · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LOBO TECH
since 20202.301.938.474
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001A0006/00W002 | Flanders | 1.1 ha | 1 · 794 m² | 13.0 m · 4 fl. |
| 55019B0158/00S005 | Wallonia | 171 m² | 1 · 44 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 6,388 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2020
Fiscal year end30-09
Activities, NACEBEL
43320Joinery installation
43211General electrical installation work
43240Other construction installation
43299Specialised construction activities
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:lobotech.20@gmail.com
Phone:0490111521