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LOBJECTIF

Active
Bosniëstraat 71 ·1060 Sint-Gillis (bij-Brussel), Belgium
BE 0787.753.628
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of LOBJECTIF is 3.8% (moderate). The 2024 annual accounts show equity of €8k and a net result of €5k. Its solvency ranks better than 91% of 6675 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 91% of 6675 peers (2024). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate region +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€5k
Working capital€8k+846.5%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 21-08-2025 with the NBB · fiscal year 2024 · micro
€-2k€0€2k€4k€6kOperating result 2022: €-620€-620Net result 2022: €-653€-653Operating result 2024: €7k€7kNet result 2024: €5k€5k20222024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 77.0% 20.4%
better than 91% of 6675 sector peers
Net result €5k €4k
better than 54% of 6656 sector peers
Equity €8k €16k
better than 40% of 6689 sector peers
Gross operating margin €7k €24k
better than 32% of 6635 sector peers
Total assets €10k €94k
better than 9% of 6679 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€5k
- -82% vs sector
Total assets
€10k
+1110.0% -99% vs sector
Equity
€8k
+846.5% -97% vs sector
Working capital
€8k
+846.5% far above sector median
Income taxes
€1k
- -84% vs sector
Debt
€2k
+17173.4% -100% vs sector
Debt ≤ 1y
€2k
+17173.4% -100% vs sector
Current ratio
4.34
-93.0% far above sector median
Quick ratio
3.94
-93.6% far above sector median
Solvency
77.0%
-21.8% +217% vs sector
Debt / equity
0.30
+1725.0% -92% vs sector
ROE
68.4%
- far above sector median
ROA
52.7%
- far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€5k
Cash flow-
Staff costs-
Income taxes€1k
Dividends-
Total assets€10k
Equity€8k
Debt€2k
of which ≤ 1y€2k
of which > 1y-
Working capital€8k
Employees (FTE)-
Ratios (computed)
2024
Current ratio4.34
Quick ratio3.94
Working capital ratio77.0%
Solvency77.0%
Debt / equity0.30
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA52.7%
ROE68.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€10k
Current assets 29/58€10k
Stocks & contracts in progress 3€954
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€10k
Equity 10/15€8k
Reserves 13€2k
Accumulated profits (losses) 14€7k
Amounts payable 17/49€2k
Amounts payable within one year 42/48€2k
Trade debts payable within one year 44€541
Income statement
Gross operating margin 9900€7k
Operating result 9901€7k
Financial income 75€176
Financial charges 65€155
Result before taxes 9903€7k
Income taxes 67/77€1k
Net result for the period 9904€5k
Result to be appropriated 9905€5k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
2 companies at this address See who is registered here

Establishment units

1 location
LOBJECTIF
Rue des Goutteaux 5, 6032 CharleroiNiet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
since 20262.390.643.192
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area442 m²
Buildings2
Building footprint119 m²
Volume (LiDAR)2,142 m³
Tallest building22.2 m · ±7 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
52050A0537/00A002 Wallonia 342 m² 1 · 18 m² 10.6 m · 3 fl.
21562A0464/00V007 Brussels 101 m² 1 · 101 m² 22.2 m · 7 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth78Stability94
93 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 100
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in chocolade en suikerwerk47242Detailhandel in wijnen en geestrijke dranken47251Detailhandel in tabaksproducten47260Detailhandel in kranten en andere tijdschriften47621Activiteiten van loterijen en kansspelen92000
Primary activity highlighted.
Names & trade names
Legal nameNL LOBJECTIF
Registered office
Bosniëstraat 71
1060 Sint-Gillis (bij-Brussel), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.