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LOBJECTIF

Active Private limited companyfounded 2022active for 4 yearsBosniëstraat 71, 1060 Sint-Gillis (bij-Brussel)KBO/BCE: BE 0787.753.628

Lifetime

3 annual accounts with figures on one time axis
peak €9,273 (2025)
€9,273▲ 31.9%
lowest -€653 (2022)
€6,994▲ 27.5%
peak €9,009 (2025)
€9,009▲ 12.4%
€18,557▲ 673%
Board1 name since 2022
Documentsfilings and deeds
30-08-202630 days late
2025micro format
Gross margin from €7,032 to €9,273Result from €5,485 to €6,994Equity from €8,014 to €9,009Debts from €2,399 to €18,557Cash from €6,498 to €2,422

Key points

from the 2025 annual accounts

Turnover

≈ €71,000 estimated

The micro format states no turnover.

Liquidity

1.49 was 4.34 in 2024

Short-term debts rose from €2,399 to €18,557.

Filings

3 annual accounts 3 late
AprilJune31 JulyOctober2022202320242025

The 2022 accounts came latest: 136 days after the end of the period.

Checked score

50
Fair
Financially stronger than 58% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 18.0% 01-2025: 22.5%▲ +4.5 percentage points vs 12-2024 02-2025: 22.4%▼ -0.1 percentage points vs 01-2025 03-2025: 22.9%▲ +0.5 percentage points vs 02-2025 04-2025: 21.6%▼ -1.3 percentage points vs 03-2025 05-2025: 21.6%● unchanged vs 04-2025 06-2025: 21.3%▼ -0.3 percentage points vs 05-2025 07-2025: 21.3%● unchanged vs 06-2025 08-2025: 24.2%▲ +2.9 percentage points vs 07-2025highest value 09-2025: 2.1%▼ -22.1 percentage points vs 08-2025 10-2025: 2.1%● unchanged vs 09-2025 11-2025: 2.1%● unchanged vs 10-2025 12-2025: 2.1%● unchanged vs 11-2025 01-2026: 2.1%● unchanged vs 12-2025 02-2026: 2.1%● unchanged vs 01-2026 03-2026: 1.7%▼ -0.4 percentage points vs 02-2026 04-2026: 1.9%▲ +0.2 percentage points vs 03-2026 05-2026: 2.3%▲ +0.4 percentage points vs 04-2026 06-2026: 2.3%● unchanged vs 05-2026 07-2026: 1.4%▼ -0.9 percentage points vs 06-2026lowest value 08-2026: 2.1%▲ +0.7 percentage points vs 07-2026 09-2026: 2.6%▲ +0.5 percentage points vs 08-2026 10-2026: 3.6%▲ +1.0 percentage point vs 09-2026 11-2026: 3.6%● unchanged vs 10-2026

Financial strength
Strong

58-42equity 32.7% of total assets
25-67short-term debt 67.3% · cash 8.8%
100=return on assets 25.4%

Score breakdown

raises risk
Founded in 2022
No registered site in the KBO
Last filed accounts filed 30 days late; 1 of the last 3 accounts late
Size: total assets €27,566
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 48% of them on solvency, 23% on liquidity, 96% on profitability and 64% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as LOBJECTIF has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of LOBJECTIF itself is higher: 3.6% within 12 months. It rests on far more data about LOBJECTIF than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for LOBJECTIF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Last filed accounts filed 30 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €27,566
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
30 days late
2024
21 days late
2022
136 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 3 accounts on average 62 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (3 of the last 3 accounts filed within 106 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Board and ownership

  • Châârane Sébastien 100 sharesdeed of 27-09-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 9925:BE0787753628
Registered office moved from Dilbeek to Saint-Gilles New registered office: Bosniëstraat 71, 1060 Sint-Gillis · Previous registered office: Oudesmidsestraat 20- 1700 Dilbeek · Châârane Sébastien holds 100 shares · General meeting of 01-08-2024 · Gazette deed
Incorporation Founding capital of €10,000, 100 shares, €1,500 paid up · Founder: CHÂÂRANE Sébastien Hakim (comparant) · Appointment: CHÂÂRANE Sébastien Hakim (director) · published on 30-06-2022 · Gazette deed
All 8 events

Official details

Source: KBO
Status
Active since 28-06-2022Normal situation
Activity
“Exploitatie van elektronische communicatienetwerken voor algemeen gebruik of ten behoeve van bepaalde categorieën van…” (deed in Dutch)From the articles, 83 activitiesNo NACE code in the KBO yet
Financial year end
31 December
Peppol
Reachable since 22-07-2026
Company details

Annual accounts 2025

€27,566▲ 165%
Filing
Filed on 30-08-2026
Financials

Insights on LOBJECTIF

LOBJECTIF files the micro format. That format states no turnover. The gross margin rose from -€434 in 2022 to €9,273 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LOBJECTIF

What is the company number of LOBJECTIF?
The company number of LOBJECTIF is 0787.753.628. The VAT number is the same number with BE in front: BE 0787.753.628.
Where is LOBJECTIF based?
The registered office is at Bosniëstraat 71, 1060 Sint-Gillis (bij-Brussel).Company details
What is the legal form of LOBJECTIF?
LOBJECTIF is a private limited company (BV).
When was LOBJECTIF founded?
LOBJECTIF was founded on 28-06-2022.
Is LOBJECTIF still active?
Yes, LOBJECTIF is an active enterprise in the KBO register.
What is the turnover of LOBJECTIF?
The turnover in financial year 2025 is ≈ €71,000. This figure is estimated from the gross margin of €9,273 and 6,296 comparable companies of the same size. It probably lies between €32,000 and €170,000. It is a rough estimate.Financials
Is LOBJECTIF profitable?
In financial year 2025, LOBJECTIF made a profit of €6,994.
Where can I find the annual accounts of LOBJECTIF?
LOBJECTIF filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LOBJECTIF due?
LOBJECTIF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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