LobbySa

Active

Private limited companyfounded 20224 yrs activeKoolmijnlaan 37, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0784.214.019

The computed 12-month bankruptcy probability of LobbySa is 5.2% (elevated). The 2024 annual accounts show equity of €69k and a net result of €-71. Its solvency ranks better than 75% of 18938 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

65 / 100

Healthy▼ -28 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0▼-100

Solvency98▼-1

Growth32

Stability94

Bankruptcy probability, 12 months

5.2% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 2.67 against 2.37 in 2023), and 40.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

59.1%

Return on assets

-0.1%

Age of the figures

20 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

20 d early

2023

30 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€69k▼ 0.1%

2023 · €69k

2023: €69k

2023 → 2024

Total assets

€117k▲ 3.5%

2023 · €113k

2023: €113k

2023 → 2024

Net result

€-71

2023 · €49k

2023: €49k

2023 → 2024

Working capital

€67k▲ 12.4%

2023 · €59k

2023: €59k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€69k-€69k▼ 0.1%

Operating result€64k-€7k▼ 88.9%

Net result€49k-€-71

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 89% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €117k

90.8%

Fixed assets €11k=

Current assets €106k▲ 3.9%

Equity and liabilities €117k

59.1%

40.9%

Equity €69k▼ 0.1%

Debt €48k▲ 9.1%

The debt ratio rises from 38.8% to 40.9%: debt grows while equity shrinks.

Key figures and ratios

2024 value · change against 2023

EBITDA

€11k▼

2023 · €70k

Cash flow

€3k▼

2023 · €55k

Solvency

59.1%▼

2023 · 61.2%

Current ratio

2.67▲

2023 · 2.37

Quick ratio

2.67▲

2023 · 2.37

Debt / equity

0.69▲

2023 · 0.63

ROE

-0.1%▼

2023 · 71.1%

ROA

-0.1%▼

2023 · 43.5%

Interest coverage

2.64▼

2023 · 30.51

Debt

€48k▲

2023 · €44k

Debt ≤ 1 year

€40k▼

2023 · €43k

Income taxes

€3k▼

2023 · €12k

Staff costs

€24k▼

2023 · €43k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€113k€117k▲

Fixed assets21/28€11k€11k=

Tangible fixed assets22/27€11k€11k=

Plant, machinery and equipment23€11k€7k▼

Furniture and vehicles24-€3k

Current assets29/58€102k€106k▲

Amounts receivable within one year40/41€791€6k▲

Other amounts receivable41€791€6k▲

Cash at bank and in hand54/58€101k€100k▼

Deferred charges and accrued income490/1€1k€331▼

Equity and liabilities

Total equity and liabilities10/49€113k€117k▲

Equity10/15€69k€69k▼

Contributions10/11€20k€20k=

Profit (loss) carried forward14€49k€49k▼

Amounts payable17/49€44k€48k▲

Amounts payable within one year42/48€43k€40k▼

Trade debts44€8k€7k▼

Suppliers440/4€8k€7k▼

Taxes, remuneration and social security45€35k€33k▼

Taxes450/3€31k€33k▲

Remuneration and social security454/9€4k-

Accrued charges and deferred income492/3€700€8k▲

Income statement Code20232024

Remuneration, social security and pensions62€43k€24k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€3k▼

Other operating charges640/8€4k€14k▲

Gross operating margin9900€117k€48k▼

Operating profit (loss)9901€64k€7k▼

Financial income75/76B€0€0▼

Recurring financial income75€0€0▼

Financial charges65/66B€2k€4k▲

Recurring financial charges65€2k€4k▲

Profit (loss) for the period before taxes9903€62k€3k▼

Income taxes67/77€12k€3k▼

Profit (loss) for the period9904€49k€-71▼

Profit (loss) for the period to be appropriated9905€49k€-71▼

Appropriation of the result

Profit (loss) to be appropriated9906€49k€49k▼

Profit (loss) brought forward from the previous period14P-€49k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

2025

11-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Heusden-Zolder · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Koolmijnlaan 373550 Heusden-Zolder

Ground area

1,519 m²

Building footprint

621 m²

Volume, LiDAR

3,310 m³

Parcel 71025A1065/00L000, Flanders · tallest building 12.1 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

LobbySa

Koolmijnlaan 37, 3550 Heusden-ZolderFood and beverage service activities

since 20222.329.861.311

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71025A1065/00L000	Flanders	1,519 m²	1 · 620 m²	12.1 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,234 companies in sector 56111 we hold annual accounts for 11,309. 9,720 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded30-03-2022

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56111Full-service restaurants

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.