LOAX CREATIONS
ActiveLOAX CREATIONS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €101k and a net result of €6k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 4355 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability49▼-38
Solvency98▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.74 against 4.91 in 2023; short-term debt: 26.7% of total assets), and 27.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
30 d late
2022
31 d late
2021
61 d late
2020
23 d late
2019
19 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k▼ 64.0%
2023 · €17k
2018: €7k
2019: €16k
2020: €25k
2021: €16k
2022: €17k
2023: €17k
2018 → 2024
Working capital
€102k▲ 6.1%
2023 · €96k
2018: €21k
2019: €36k
2020: €59k
2021: €52k
2022: €77k
2023: €96k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€87k-€71k▼ 18.9%€77k▲ 9.4%€95k▲ 22.5%€101k▲ 6.6%
Operating result€26k-€12k▼ 52.4%€20k▲ 66.2%€19k▼ 6.3%€10k▼ 46.5%
Net result€25k-€16k▼ 37.6%€17k▲ 7.2%€17k▲ 4.5%€6k▼ 64.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 47% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €139k
Equity
€101k▲ 6.6%
Debt
€38k▲ 47.6%
The debt ratio rises from 21.2% to 27.1%. Equity and debt are higher.
Key figures and ratios
Solvency
72.9%▼
2023 · 78.8%
Current ratio
3.74▼
2023 · 4.91
Quick ratio
3.74▼
2023 · 4.91
Debt / equity
0.37▲
2023 · 0.27
ROE
6.2%▼
2023 · 18.4%
ROA
4.5%▼
2023 · 14.5%
Debt
€38k▲
2023 · €25k
Debt ≤ 1 year
€37k▲
2023 · €25k
Income taxes
€8k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€120k€139k▲
Current assets29/58€120k€139k▲
Amounts receivable within one year40/41€119k€138k▲
Trade receivables40€7k€9k▲
Other amounts receivable41€113k€129k▲
Deferred charges and accrued income490/1€912€947▲
Equity and liabilities
Total equity and liabilities10/49€120k€139k▲
Equity10/15€95k€101k▲
Contributions10/11€20k€20k=
Reserves13€35k€41k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€33k€39k▲
Profit (loss) carried forward14€40k€40k▲
Amounts payable17/49€25k€38k▲
Amounts payable within one year42/48€25k€37k▲
Financial debts43€1k€10k▲
Credit institutions430/8€1k€10k▲
Trade debts44€8k€4k▼
Suppliers440/4€8k€4k▼
Taxes, remuneration and social security45€15k€23k▲
Taxes450/3€15k€23k▲
Accrued charges and deferred income492/3€992€582▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€268-
Other operating charges640/8€1k€2k▲
Gross operating margin9900€20k€12k▼
Operating profit (loss)9901€19k€10k▼
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€22k€14k▼
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€17k€6k▼
Profit (loss) for the period to be appropriated9905€17k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€46k▼
Profit (loss) brought forward from the previous period14P€40k€40k▲
Transfer to equity691/2€17k€6k▼
To the legal reserve6920€17k€6k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €6k ▼64%
Net result drops to €6k, the lowest in the series.
31-12
Financial
Equity above €100kEq €101k ▲6.6%
7 profitable years in a row build equity to €101k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 4.91
Current ratio from 2.15 to 4.91; short-term debt falls from €67k to €25k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Highest result since 2018net €25k ▲55.7%
Operating result €26k, net result €25k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 19 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 426 days late
2017
14-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 106 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joseph Bensstraat 1001180 UkkelGround area
111 m²
Building footprint
65 m²
Volume, LiDAR
457 m³
Parcel 21616A0185/00Y002, Brussels · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LOAX CREATIONS
since 20132.364.740.333
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0185/00Y002 | Brussels | 111 m² | 1 · 65 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DE RIDDER INTERIEUR
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Sint-Pieters-Woluwe · Eq €102k
Of 1,451 companies in sector 74130 we hold annual accounts for 341. 274 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2013
Fiscal year end31-12
Activities, NACEBEL
74104Other professional, scientific and technical activities
74130Interior design
74112Other professional, scientific and technical activities
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.