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LOANCO

Active Private limited companyfounded 2005active for 21 yearsPater Kenislaan 19, 2970 SchildeKBO/BCE: BE 0874.039.581

Lifetime

20 annual accounts with figures on one time axis
peak €40,220 (2019)
€24,746▲ 31.2%
lowest -€14,981 (2021)
-€1,120▼ €7,908
peak €62,942 (2024)
€61,822▼ 1.8%
€29,599▲ 65.7%
Board2 names since 2015
2 directors and 1 other
Documentsfilings and deeds
11-05-202681 days before the deadline
2025micro format
Gross margin from €18,863 to €24,746Loss of €1,120Debts from €17,865 to €29,599Cash from €28,856 to €38,149

Key points

from the 2025 annual accounts

Turnover

≈ €140,000 estimated

The micro format states no turnover.

Liquidity

3.09 was 2.34 in 2024

Short-term debts rose from €17,865 to €29,599.

Filings

20 annual accounts since 2006
AprilJune31 JulyOctober2010201520202025

The 2020 accounts came 12 days late. The other nine of the last ten were filed on time.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 12,322 companies had the same profile as LOANCO has now. Each dot stands for 31 companies, two years later.

90.3%
were still trading
8.5%
stopped another way
0.7%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.4% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 12,322 companies, not a prediction for LOANCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 30-01-2015
Director, since 01-04-2019
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0874039581
Appointments: (director) and (director) Legal-form conversion: from private limited company (pre-2019) to private limited company · Gazette deed
Appointment: (manager) General meeting of 18-03-2019 · Gazette deed
Purpose change · Amendment of the articles “Prospectie en promotie in binnen-en buitenland.De vennootschap kan optreden als tussenpersoon en bemiddelaar…” (deed in Dutch) · Gazette deed
All 34 events

Comparable companies

same main activity, similar in size and age
Company
LOANCO Schilde €91,421 €24,746 67.6% -
SIDI & CO SERVICES Molenbeek-Saint-Jean €105,007 €23,414 -216.0% -
QUALITY TRAVEL SERVICE Ghent €70,907 €31,742 35.2% -
WASS Brussels €83,911 €28,591 41.0% -
A.N. MOTORS Ghent €79,840 €15,183 62.4% -
ABM LIMO Koekelberg €147,976 €31,417 36.1% -
CAP NORD Oupeye €155,089 €31,833 20.6% -

These companies have the same main activity as LOANCO: scheduled passenger transport by road (NACE 49310). They are comparable in size and age: total assets between €70,900 and €155,000, founded between 2001 and 2011.

Official details

Source: KBO
Status
Active since 25-05-2005Normal situation
Activity
Scheduled passenger transport by roadNACE 49310and 7 others
Establishment unit
2.148.544.6542970 Schilde, since 25-05-2005
Financial year end
31 December
Peppol
Reachable since 24-11-2023
Company details

Annual accounts 2025

€91,421▲ 13.1%
Filing
Filed on 11-05-2026, 81 days before the end of the filing period
Financials

Insights on LOANCO

LOANCO files the micro format. That format states no turnover. The gross margin rose from -€1,519 in 2006 to €24,746 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LOANCO

What is the company number of LOANCO?
The company number of LOANCO is 0874.039.581. The VAT number is the same number with BE in front: BE 0874.039.581.
Where is LOANCO based?
The registered office is at Pater Kenislaan 19, 2970 Schilde.Company details
What does LOANCO do?
According to the KBO register, the main activity is scheduled passenger transport by road (NACE 49310).
What is the legal form of LOANCO?
LOANCO is a private limited company (BV).
When was LOANCO founded?
LOANCO was founded on 25-05-2005.
Is LOANCO still active?
Yes, LOANCO is an active enterprise in the KBO register.
What is the turnover of LOANCO?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €24,746 and 173 comparable companies (NACE 493). It probably lies between €82,000 and €230,000. It is a rough estimate.Financials
Is LOANCO profitable?
In financial year 2025, LOANCO made a loss of €1,120.
Where can I find the annual accounts of LOANCO?
LOANCO filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LOANCO due?
LOANCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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