Skip to content

LOAC II

Active
Private limited companyfounded 20233 yrs activeRozenberg 56, 2400 Mol, BelgiumKBO/BCE: BE 0803.281.150
Summary

The computed 12-month bankruptcy probability of LOAC II is 5.5% (elevated). The 2024 annual accounts show equity of €3,048 and a net result of €1,048. Its solvency ranks better than 33% of 18934 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability73
Solvency34
Growth-
Track record79
Bankruptcy probability, 12 months
5.5% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.2; short-term debt: 90.8% and cash: 5.6% of total assets), and 90.8% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
9.2%
Return on assets
3.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 31 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 June 2023, LOAC II was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€3,048
Total assets
€32,961
Net result
€1,048
Working capital
-€24,040

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €32,961
Fixed assets €27,088
Current assets €5,873
Equity and liabilities €32,961
Equity €3,048
Debt €29,913
Debt finances 90.8% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€10,229
Cash flow
€9,118
Current ratio
0.20
Quick ratio
0.14
Debt to equity
9.81
ROE
34.4%
ROA
3.2%
Interest coverage
12.50
Debt ≤ 1 year
€29,913
Income taxes
€384
Staff costs
€520

Peer companies

Historical observation

Of the 2,135 companies that looked in July 2024 the way this one looks now, 5.2% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
5.2% went bankrupt
2.3% stopped otherwise
92% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 5.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,135 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 41 lines
Balance sheet Code2024
Assets
Total assets20/58€32,961
Fixed assets21/28€27,088
Tangible fixed assets22/27€21,238
Land and buildings22€1,072
Plant, machinery and equipment23€8,184
Other tangible fixed assets26€11,982
Financial fixed assets28€5,850
Current assets29/58€5,873
Stocks and contracts in progress3€1,670
Stocks30/36€1,670
Amounts receivable within one year40/41€2,342
Trade receivables40€129
Other amounts receivable41€2,213
Cash at bank and in hand54/58€1,861
Equity and liabilities
Total equity and liabilities10/49€32,961
Equity10/15€3,048
Contributions10/11€2,000
Profit (loss) carried forward14€1,048
Amounts payable17/49€29,913
Amounts payable within one year42/48€29,913
Trade debts44€5,683
Suppliers440/4€5,683
Advances received on contracts in progress46€129
Taxes, remuneration and social security45€4,287
Taxes450/3€957
Remuneration and social security454/9€3,330
Other amounts payable47/48€19,815
Income statement Code2024
Remuneration, social security and pensions62€520
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,070
Other operating charges640/8€2,756
Gross operating margin9900€13,505
Operating profit (loss)9901€2,159
Financial income75/76B€92
Recurring financial income75€92
Financial charges65/66B€819
Recurring financial charges65€819
Profit (loss) for the period before taxes9903€1,432
Income taxes67/77€384
Profit (loss) for the period9904€1,048
Profit (loss) for the period to be appropriated9905€1,048
Appropriation of the result
Profit (loss) to be appropriated9906€1,048

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€520
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,070
Other operating charges640/8€2,756
Gross operating margin9900€13,505
Operating profit (loss)9901€2,159
Financial income75/76B€92
Recurring financial income75€92
Financial charges65/66B€819
Recurring financial charges65€819
Profit (loss) for the period before taxes9903€1,432
Income taxes67/77€384
Profit (loss) for the period9904€1,048
Profit (loss) for the period to be appropriated9905€1,048
Line2024
Assets
Total assets20/58€32,961
Fixed assets21/28€27,088
Tangible fixed assets22/27€21,238
Land and buildings22€1,072
Plant, machinery and equipment23€8,184
Other tangible fixed assets26€11,982
Financial fixed assets28€5,850
Current assets29/58€5,873
Stocks and contracts in progress3€1,670
Stocks30/36€1,670
Amounts receivable within one year40/41€2,342
Trade receivables40€129
Other amounts receivable41€2,213
Cash at bank and in hand54/58€1,861
Equity and liabilities
Total equity and liabilities10/49€32,961
Equity10/15€3,048
Contributions10/11€2,000
Profit (loss) carried forward14€1,048
Amounts payable17/49€29,913
Amounts payable within one year42/48€29,913
Trade debts44€5,683
Suppliers440/4€5,683
Advances received on contracts in progress46€129
Taxes, remuneration and social security45€4,287
Taxes450/3€957
Remuneration and social security454/9€3,330
Other amounts payable47/48€19,815
Line2024
Profit (loss) for the period9904€1,048
+ Depreciation and write-downs630€8,070
Operating cash flow (approximation)€9,118

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
475 m²
Building footprint
152 m²
Volume, LiDAR
776 m³
Parcel 13434F0911/00K000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
LOAC II
Rozenberg 56, 2400 MolManufacture of food products
since 20232.346.721.097
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13434F0911/00K000 Flanders 475 m² 1 · 152 m² 10.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Mol2.346.721.097
1 permission
Toelating · Frituur · since 17-08-2023

Similar companies · same sector, comparable size

Of 21,853 companies in sector 56112 we hold annual accounts for 9,777. 3,983 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
10850Manufacture of food products
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
56210Event catering
E-invoicing
Reachable via Peppol
Peppol ID 0208:0803281150
Registered 04-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.