LOA
InactiveLOA was declared bankrupt on 14-03-2024 (Ondernemingsrechtbank Antwerpen, afdeling Antwerpen); the bankruptcy was closed by liquidation by judgment of 09-12-2025, published in the Belgian State Gazette on 16-12-2025.
No longer registered with the KBO; last annual accounts for fiscal year 2022.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 7 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline23-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 19-04-2023, 103 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
103 d early
2021
31 d late
2020
16 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€413
2021 · €-44
2018: €-38k
2019: €-44k
2020: €-7k
2021: €-44
2018 → 2022
Total assets
€47k▲ 8.7%
2021 · €43k
2018: €28k
2019: €19k
2020: €18k
2021: €43k
2018 → 2022
Net result
€457▼ 93.5%
2021 · €7k
2018: €12k
2019: €-5k
2020: €35k
2021: €7k
2018 → 2022
Working capital
€-26k▼ 23.6%
2021 · €-21k
2018: €-44k
2019: €-51k
2020: €-7k
2021: €-21k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Equity€-38k-€-44k▼ 13.7%€-7k▲ 83.7%€-44▲ 99.4%€413
Operating result€16k-€-2k€43k€13k▼ 69.8%€5k▼ 58.8%
Net result€12k-€-5k€35k€7k▼ 80.1%€457▼ 93.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2022 is 59% below 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €47k
Fixed assets
€26k▲ 7.8%
Current assets
€21k▲ 9.9%
Equity and liabilities €47k
Equity
€413
Debt
€47k
Debt finances 99.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€10k▼
2021 · €16k
Cash flow
€5k▼
2021 · €10k
Solvency
0.9%▲
2021 · -0.1%
Current ratio
0.45▼
2021 · 0.48
Quick ratio
0.38▼
2021 · 0.40
ROA
1.0%▼
2021 · 16.3%
Interest coverage
1.98▼
2021 · 2.65
Debt
€47k▲
2021 · €43k
Debt ≤ 1 year
€47k▲
2021 · €40k
Staff costs
€47k▲
2021 · €38k
Equity ratios withheld: equity of €413 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€43k€47k▲
Fixed assets21/28€24k€26k▲
Tangible fixed assets22/27€24k€26k▲
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€1k€2k▲
Other tangible fixed assets26€20k€22k▲
Financial fixed assets28€83€83=
Current assets29/58€19k€21k▲
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€8k€5k▼
Trade receivables40€6k€2k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€8k€13k▲
Equity and liabilities
Total equity and liabilities10/49€43k€47k▲
Equity10/15€-44€413▲
Contributions10/11€13k€13k=
Profit (loss) carried forward14€-13k€-13k▲
Amounts payable17/49€43k€47k▲
Amounts payable within one year42/48€40k€47k▲
Financial debts43€9€30▲
Credit institutions430/8€9€30▲
Trade debts44€12k€9k▼
Suppliers440/4€12k€9k▼
Taxes, remuneration and social security45€10k€32k▲
Taxes450/3€3k€16k▲
Remuneration and social security454/9€6k€15k▲
Other amounts payable47/48€18k€6k▼
Accrued charges and deferred income492/3€3k-
Income statement
Code20212022
Remuneration, social security and pensions62€38k€47k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€799-
Gross operating margin9900€56k€58k▲
Operating profit (loss)9901€13k€5k▼
Financial income75/76B€0€15▲
Recurring financial income75€0€15▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€7k€457▼
Profit (loss) for the period9904€7k€457▼
Profit (loss) for the period to be appropriated9905€7k€457▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-13k▲
Profit (loss) brought forward from the previous period14P€-20k€-13k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-12
Bankruptcy
Bankruptcy closure (by liquidation)
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · LOA BV HOOG- STRAAT 77, 2000 ANTWERPEN 1 · event 09-12-2025
2024
21-03
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · LOA BV HOOGSTRAAT 77, 2000 ANTWERPEN 1 · event 14-03-2024
2023
19-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-5k ▼144%
Net result drops to €-5k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | VALèRE VEREECKE COCKERILLKAAI 18,
2000 ANTWERPEN 1 |
14-03-2024 → present |
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken