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Lo naturel

Active
Private limited companyfounded 2024active for 1 yearAvenue du Roi Albert 5, 5590 Ciney, BelgiumKBO/BCE: BE 1017.563.850
Summary

Lo naturel has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,235 and a net result of €5,240. Its solvency ranks better than 50% of 5,570 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Beauty care and other beauty treatments
NACE 96220
1 site
Size
€40,346total assets 2025
Equity
€11,235
Profit
€5,240
Turnover not published (micro format)
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
Accounts 1 day early
Why 67raises riskFounded in 2024Size: total assets €40,346lowers riskLiquidity: current ratio 1.31, cash €8,255Figures for financial year 2025 (filed 30-07-2026)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 60% of its sector peers (NACE 96, micro)
Financial strength · tick = 2024
Average
Solvency 53+7
equity 27.8% of total assets
Liquidity 54+22
short-term debt 43.9% · cash 20.5%
Profitability 66+3
return on assets 13.0%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,595 companies, NACE 96, micro)
Last 24 months 01-2026: 1.1% 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.2%▲ +0.1 percentage points vs 02-2026 04-2026: 1.4%▲ +0.2 percentage points vs 03-2026 05-2026: 1.4%● unchanged vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.6%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 1.0%▼ -0.6 percentage points vs 07-2026lowest value 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.31, compared with 1.38 in 2024; short-term debt: 43.9% and cash: 20.5% of total assets), and 72.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 50% on solvency, 57% on liquidity, 44% on profitability and 89% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Founded in 2024
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.31, cash €8,255
NBB · annual accounts
raises risk · Size: total assets €40,346
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 30-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
1 day early
2024
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 14 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Total assets 20252 financial years filed €40,346 View
  • Active since 2024founded 18-12-2024 1 years View

By topic

Financials

Financial year
2025
Total assets
€40,346
Profit
€5,240
Solvency
27.8%
Total assets▲ 40.1%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Beauty care and other beauty treatmentsNACE 96220
Founded
18-12-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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