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LO.LA

Active
Private limited companyfounded 201313 yrs activeIndustrielaan 28, 9660 Brakel, BelgiumKBO/BCE: BE 0523.918.774
Summary

LO.LA has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.3m and a net result of -€5,293. Equity remains stable across the filed fiscal years (±0.3% per year). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability37=
Solvency73=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70,000 at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.06 in 2023; short-term debt: 0.1% and cash: 0% of total assets), and 52% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
48%
Return on assets
-0.2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-06-2025, 51 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
51 d early
2023
55 d early
2022
53 d early
2021
52 d early
2020
51 d early
2019
50 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 52 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 March 2013, LO.LA was incorporated.1 Total assets went from EUR 2.7 million in 2018 to EUR 2.7 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€1.3m▼ 0.4%
2023 · €1.3m
Total assets
€2.7m=
2023 · €2.7m
Net result
-€5,293▲ 19.0%
2023 · -€6,535
Working capital
-€1,566▲ 30.2%
2023 · -€2,244
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€3,431▲ 3.6%-€3,622▼ 5.6%-€2,893▲ 20.1%-€6,290▼ 117%-€4,950▲ 21.3%
Net result-€3,571▲ 3.2%-€3,762▼ 5.4%-€3,046▲ 19.0%-€6,535▼ 115%-€5,293▲ 19.0%
Equity€1.3m▼ 0.3%€1.3m▼ 0.3%€1.3m▼ 0.2%€1.3m▼ 0.5%€1.3m▼ 0.4%
Total assets€2.7m=€2.7m=€2.7m=€2.7m=€2.7m=
Debt€1.4m▲ 0.3%€1.4m▲ 0.3%€1.4m▲ 0.2%€1.4m▲ 0.5%€1.4m▲ 0.4%
Working capital-€6,401▼ 24.8%-€10,163▼ 58.8%-€13,209▼ 30.0%-€2,244▲ 83.0%-€1,566▲ 30.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€8,000-€6,000-€4,000-€2,000€0Operating result 2020: -€3,431-€3,431Net result 2020: -€3,571-€3,571Operating result 2021: -€3,622-€3,622Net result 2021: -€3,762-€3,762Operating result 2022: -€2,893-€2,893Net result 2022: -€3,046-€3,046Operating result 2023: -€6,290-€6,290Net result 2023: -€6,535-€6,535Operating result 2024: -€4,950-€4,950Net result 2024: -€5,293-€5,29320202021202220232024-€8,000-€6,000-€4,000-€2,000€0Operating result 2022: -€2,893-€2,890Net result 2022: -€3,046-€3,050Operating result 2023: -€6,290-€6,290Net result 2023: -€6,535-€6,540Operating result 2024: -€4,950-€4,950Net result 2024: -€5,293-€5,290202220232024
The operating result stays negative: a loss of €4,950 in 2024 against €6,290 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.7m
Fixed assets €2.7m =
Current assets €25 ▼ 82.4%
Equity and liabilities €2.7m
Equity €1.3m ▼ 0.4%
Debt €1.4m ▲ 0.4%
Debt's share of the balance-sheet total rises from 51.8% to 52.0%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
Current ratio
0.02▼
2023 · 0.06
Debt to equity
1.08▲
2023 · 1.08
ROE
-0.4%▲
2023 · -0.5%
ROA
-0.2%▲
2023 · -0.2%
Debt ≤ 1 year
€1,591▼
2023 · €2,387
Debt > 1 year
€1.4m▲
2023 · €1.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 27 lines
Balance sheet Code20232024
Assets
Total assets20/58€2.7m€2.7m=
Fixed assets21/28€2.7m€2.7m=
Financial fixed assets28€2.7m€2.7m=
Current assets29/58€143€25▼
Cash at bank and in hand54/58€143€25▼
Equity and liabilities
Total equity and liabilities10/49€2.7m€2.7m=
Equity10/15€1.3m€1.3m▼
Contributions10/11€1.3m€1.3m=
Profit (loss) carried forward14-€23,988-€29,282▼
Amounts payable17/49€1.4m€1.4m▲
Amounts payable after more than one year17€1.4m€1.4m▲
Financial debts170/4€1.4m€1.4m▲
Amounts payable within one year42/48€2,387€1,591▼
Trade debts44€546€114▼
Suppliers440/4€546€114▼
Other amounts payable47/48€1,841€1,477▼
Income statement Code20232024
Other operating charges640/8€132€141▲
Gross operating margin9900-€6,158-€4,809▲
Operating profit (loss)9901-€6,290-€4,950▲
Financial charges65/66B€245€344▲
Recurring financial charges65€245€344▲
Profit (loss) for the period before taxes9903-€6,535-€5,293▲
Profit (loss) for the period9904-€6,535-€5,293▲
Profit (loss) for the period to be appropriated9905-€6,535-€5,293▲
Appropriation of the result
Profit (loss) to be appropriated9906-€24,418-€29,282▼
Profit (loss) brought forward from the previous period14P-€17,883-€23,988▼
Transfer from equity791/2€430-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8-€120€122€132€141▲ 6.7%
Gross operating margin9900-€3,312-€3,502-€2,771-€6,158-€4,809▲ 21.9%
Operating profit (loss)9901-€3,431-€3,622-€2,893-€6,290-€4,950▲ 21.3%
Financial charges65/66B-€141€153€245€344▲ 40.3%
Recurring financial charges65€139€141€153€245€344▲ 40.3%
Profit (loss) for the period before taxes9903-€3,571-€3,762-€3,046-€6,535-€5,293▲ 19.0%
Profit (loss) for the period9904-€3,571-€3,762-€3,046-€6,535-€5,293▲ 19.0%
Profit (loss) for the period to be appropriated9905-€3,571-€3,762-€3,046-€6,535-€5,293▲ 19.0%
Line20202021202220232024Change
Assets
Total assets20/58€2.7m€2.7m€2.7m€2.7m€2.7m=
Fixed assets21/28€2.7m€2.7m€2.7m€2.7m€2.7m=
Financial fixed assets28€2.7m€2.7m€2.7m€2.7m€2.7m=
Current assets29/58€7€0€15€143€25▼ 82.4%
Cash at bank and in hand54/58€7€0€15€143€25▼ 82.4%
Equity and liabilities
Total equity and liabilities10/49€2.7m€2.7m€2.7m€2.7m€2.7m=
Equity10/15€1.3m€1.3m€1.3m€1.3m€1.3m▼ 0.4%
Contributions10/11-€1.3m€1.3m€1.3m€1.3m=
Reserves13€430€430€430---
Non-distributable reserves130/1-€430€430---
Reserves not available under the articles1311-€430€430---
Profit (loss) carried forward14-€11,075-€14,837-€17,883-€23,988-€29,282▼ 22.1%
Amounts payable17/49€1.4m€1.4m€1.4m€1.4m€1.4m▲ 0.4%
Amounts payable after more than one year17€1.4m€1.4m€1.4m€1.4m€1.4m▲ 0.4%
Financial debts170/4-€1.4m€1.4m€1.4m€1.4m▲ 0.4%
Amounts payable within one year42/48€6,408€10,163€13,224€2,387€1,591▼ 33.4%
Trade debts44€97€290-€546€114▼ 79.2%
Suppliers440/4-€290-€546€114▼ 79.2%
Other amounts payable47/48-€9,873€13,224€1,841€1,477▼ 19.8%
Line20202021202220232024Change
Profit (loss) for the period9904-€3,571-€3,762-€3,046-€6,535-€5,293▲ 19.0%
Operating cash flow (approximation)-€3,571-€3,762-€3,046-€6,535-€5,293▲ 19.0%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€7€15€128-€118▼ 192%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
10-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
06-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Weakest financial yearnet -€6,535
Net result drops to -€6,535, the lowest in the series; recovery starts the following year.
08-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
09-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
10-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
11-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
06-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
08-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brakel · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
5,527 m²
Building footprint
2,414 m²
Volume, LiDAR
12,188 m³
Parcel 45034C0865/00H000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Industrielaan 28, 9660 Brakel
Holdings
since 20132.218.534.015
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45034C0865/00H000 Flanders 5,527 m² 1 · 2,414 m² 9.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 2

According to the 2024 annual accounts of LO.LA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded18-03-2013
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0523918774
Also 9925:BE0523918774
Registered 02-06-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.