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LO

Active
Private limited companyfounded 200719 yrs activeWaterloosesteenweg 1359G, 1180 Ukkel, BelgiumKBO/BCE: BE 0890.256.595
Summary

LO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€32,531) and a net result of -€841. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 9% of 2309 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+2
Solvency6▼-1
Growth72=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
short-term debt: 0.2% and cash: 0.3% of total assets, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-18.8%
Return on assets
-0.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€32,531
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
28 d early
2023
23 d late
2022
28 d late
2021
24 d late
2020
13 d late
2019
33 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LO was incorporated on 21 June 2007.1 Revenue grew from EUR 1,330 in 2020 to EUR 4,119 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
€4,119▼ 22.3%
2024 · €5,302
EBIT margin
-17.6%▲ 31.4pp
2024 · -49.0%
Net result
-€841▲ 69.0%
2024 · -€2,713
Working capital
€172,333▼ 0.5%
2024 · €173,113
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€3,843▲ 189%€2,313▼ 39.8%€14,436▲ 524%€5,302▼ 63.3%€4,119▼ 22.3%
Operating result€233€1,477▲ 535%€4,521▲ 206%-€2,599-€724▲ 72.1%
Net result€118within the sector's middle half€1,477within the sector's middle half▲ 1,156%€4,393within the sector's middle half▲ 197%-€2,713below the sector's middle half-€841within the sector's middle half▲ 69.0%
EBIT margin6.1%▲ 348.2pp63.9%▲ 57.8pp31.3%▼ 32.6pp-49.0%▼ 80.3pp-17.6%▲ 31.4pp
Equity-€34,847below the sector's middle half▲ 0.3%-€33,370below the sector's middle half▲ 4.2%-€28,977below the sector's middle half▲ 13.2%-€31,690below the sector's middle half▼ 9.4%-€32,531below the sector's middle half▼ 2.7%
Total assets€179,136within the sector's middle half▼ 1.2%€181,625within the sector's middle half▲ 1.4%€179,714within the sector's middle half▼ 1.1%€173,170within the sector's middle half▼ 3.6%€172,732below the sector's middle half▼ 0.3%
Debt€213,983▼ 1.1%€214,994▲ 0.5%€208,691▼ 2.9%€204,860▼ 1.8%€205,263▲ 0.2%
Working capital-€34,847below the sector's middle half▲ 0.3%€180,614above the sector's middle half€173,113above the sector's middle half€172,333within the sector's middle half▼ 0.5%
Solvency-19.5%below the sector's middle half▼ 0.2pp-18.4%below the sector's middle half▲ 1.1pp-16.1%below the sector's middle half▲ 2.2pp-18.3%below the sector's middle half▼ 2.2pp-18.8%below the sector's middle half▼ 0.5pp
Current ratio0.84below the sector's middle half=
Return on assets (ROA)0.1%within the sector's middle half▲ 4.6pp0.8%within the sector's middle half▲ 0.7pp2.4%within the sector's middle half▲ 1.6pp-1.6%below the sector's middle half▼ 4.0pp-0.5%below the sector's middle half▲ 1.1pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€2,000€0€2,000€4,000Operating result 2021: €233€233Net result 2021: €118€118Operating result 2022: €1,477€1,477Net result 2022: €1,477€1,477Operating result 2023: €4,521€4,521Net result 2023: €4,393€4,393Operating result 2024: -€2,599-€2,599Net result 2024: -€2,713-€2,713Operating result 2025: -€724-€724Net result 2025: -€841-€84120212022202320242025-€4,000-€2,000€0€2,000€4,000Operating result 2023: €4,521€4,520Net result 2023: €4,393€4,390Operating result 2024: -€2,599-€2,600Net result 2024: -€2,713-€2,710Operating result 2025: -€724-€724Net result 2025: -€841-€841202320242025
The operating result stays negative: a loss of €724 in 2025 against €2,599 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Quick ratio
10.78▼
2024 · 83.18
Debt to equity
-6.31▲
2024 · -6.46
Debt ≤ 1 year
€400▲
2024 · €57
A ratio outside any meaningful range has been withheld (balance sheet total €172,732, equity -€32,531).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,338 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a small loss
2.5% went bankrupt
5.6% stopped otherwise
90% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,338 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€173,170€172,732▼
Current assets29/58€173,170€172,732▼
Stocks and contracts in progress3€168,424€168,424=
Stocks30/36€168,424€168,424=
Amounts receivable within one year40/41€4,287€3,807▼
Other amounts receivable41€4,287€3,807▼
Cash at bank and in hand54/58€459€501▲
Equity and liabilities
Total equity and liabilities10/49€173,170€172,732▼
Equity10/15-€31,690-€32,531▼
Contributions10/11€18,600€18,600=
Capital10€18,600€18,600=
Issued capital100€18,600€18,600=
Profit (loss) carried forward14-€50,290-€51,131▼
Amounts payable17/49€204,860€205,263▲
Amounts payable within one year42/48€57€400▲
Trade debts44€57€400▲
Suppliers440/4€57€400▲
Accrued charges and deferred income492/3€204,803€204,863=
Income statement Code20242025
Turnover70€5,302€4,119▼
Non-recurring operating income76A-€476
Goods, raw materials, services and sundry goods60/61€7,901€5,319▼
Gross operating margin9900-€2,599-€724▲
Operating profit (loss)9901-€2,599-€724▲
Financial charges65/66B€114€117▲
Recurring financial charges65€114€117▲
Profit (loss) for the period before taxes9903-€2,713-€841▲
Profit (loss) for the period9904-€2,713-€841▲
Profit (loss) for the period to be appropriated9905-€2,713-€841▲
Appropriation of the result
Profit (loss) to be appropriated9906-€50,290-€51,131▼
Profit (loss) brought forward from the previous period14P-€47,577-€50,290▼
Line20212022202320242025Change
Turnover70€3,843€2,313€14,436€5,302€4,119▼ 22.3%
Non-recurring operating income76A----€476-
Goods, raw materials, services and sundry goods60/61€3,611€836€9,414€7,901€5,319▼ 32.7%
Other operating charges640/8--€500---
Gross operating margin9900€233€1,477€5,021-€2,599-€724▲ 72.1%
Operating profit (loss)9901€233€1,477€4,521-€2,599-€724▲ 72.1%
Financial charges65/66B€115-€129€114€117▲ 3.1%
Recurring financial charges65€115-€129€114€117▲ 3.1%
Profit (loss) for the period before taxes9903€118€1,477€4,393-€2,713-€841▲ 69.0%
Profit (loss) for the period9904€118€1,477€4,393-€2,713-€841▲ 69.0%
Profit (loss) for the period to be appropriated9905€118€1,477€4,393-€2,713-€841▲ 69.0%
Line20212022202320242025Change
Assets
Total assets20/58€179,136€181,625€179,714€173,170€172,732▼ 0.3%
Current assets29/58€179,136€181,625€179,714€173,170€172,732▼ 0.3%
Stocks and contracts in progress3€168,424€168,424€168,424€168,424€168,424=
Stocks30/36€168,424€168,424€168,424€168,424€168,424=
Amounts receivable within one year40/41€9,629€12,117€9,240€4,287€3,807▼ 11.2%
Trade receivables40€1,815€4,614€4,176---
Other amounts receivable41€7,814€7,503€5,064€4,287€3,807▼ 11.2%
Current investments50/53€1,083-----
Cash at bank and in hand54/58-€1,083€2,051€459€501▲ 9.1%
Equity and liabilities
Total equity and liabilities10/49€179,136€181,625€179,714€173,170€172,732▼ 0.3%
Equity10/15-€34,847-€33,370-€28,977-€31,690-€32,531▼ 2.7%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Capital10€18,600€18,600€18,600€18,600€18,600=
Issued capital100€18,600€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14-€53,447-€51,970-€47,577-€50,290-€51,131▼ 1.7%
Amounts payable17/49€213,983€214,994€208,691€204,860€205,263▲ 0.2%
Amounts payable within one year42/48€213,983€1,011-€57€400▲ 601%
Trade debts44-€1,011-€57€400▲ 601%
Suppliers440/4-€1,011-€57€400▲ 601%
Other amounts payable47/48€213,983-----
Accrued charges and deferred income492/3-€213,983€208,691€204,803€204,863=
Line20212022202320242025Change
Profit (loss) for the period9904€118€1,477€4,393-€2,713-€841▲ 69.0%
Operating cash flow (approximation)€118€1,477€4,393-€2,713-€841▲ 69.0%
Change in cash--€967-€1,591€42▲ 103%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
03-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial Highest result since 2018net €4,393 ▲197%
Operating result €4,521, net result €4,393, both a record.
28-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial Liquidity times 215current ratio 179.61
Current ratio from 0.84 to 179.61; short-term debt falls from €213,983 to €1,011.
24-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial Back to profitnet €118
Net result €118 after 3 loss-making years.
13-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-12
Financial Weakest financial yearnet -€8,266
Net result drops to -€8,266, the lowest in the series; recovery starts the following year.
02-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
02-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
214 m²
Building footprint
89 m²
Volume, LiDAR
1,224 m³
Parcel 21614H0005/00L034, Brussels · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Lô
Waterloosesteenweg 1359G, 1180 UkkelManufacture of wearing apparel
since 20082.169.559.507
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21614H0005/00L034 Brussels 214 m² 1 · 89 m² 16.7 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,517 companies in sector 82990 we hold annual accounts for 9,421. 3,286 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-06-2007
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Contact
E-mail info@lo-ontheweb.comUkkel
Phone +32 496 288 188Ukkel
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.