Credit risk
Bankruptcy probability (12 mo)
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
0 of 1 act readfiscal year 2026 expected by 30-04-2027
2026
14-01-2026 NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-03-2025 NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
07-03-2024 NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-03-2023 NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-03-2022 NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Financials
Equity€244k+293.3%
2024: €62k
Total assets€1.01M-4.1%
2024: €1.06M
Net result€182k-20.8%
2024: €229k
Working capital€157k
2024: €-49k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Figures by fiscal year
fiscal year 2025 · abbreviated schema€362k
-10.3%
24-25
€289k
-12.8%
24-25
8
-6.7%
24-25
€245k
-9.9%
24-25
€55k
-3.0%
24-25
€235k
-
24-25
€770k
-22.6%
24-25
€593k
-20.9%
24-25
€177k
-27.7%
24-25
1.26
+35.3%
24-25
0.86
+42.9%
24-25
24.0%
+310.1%
24-25
3.16
-80.3%
24-25
74.6%
-79.9%
24-25
17.9%
-17.5%
24-25
17.83
-14.4%
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | abbreviated schema |
| Revenue | - |
| EBITDA | €362k |
| Net profit | €182k |
| Cash flow | €289k |
| Staff costs | €245k |
| Income taxes | €55k |
| Dividends | - |
| Total assets | €1.01M |
| Equity | €244k |
| Debt | €770k |
| of which ≤ 1y | €593k |
| of which > 1y | €177k |
| Working capital | €157k |
| Employees (FTE) | 8.3 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.26 |
| Quick ratio | 0.86 |
| Working capital ratio | 15.5% |
| Solvency | 24.0% |
| Debt / equity | 3.16 |
| Long-term debt ratio | 0.73 |
| Interest coverage | 17.83 |
| Gross margin | - |
| Net margin | - |
| ROA | 17.9% |
| ROE | 74.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.01M |
| Fixed assets | 21/28 | €263k |
| Tangible fixed assets | 22/27 | €263k |
| Current assets | 29/58 | €750k |
| Stocks & contracts in progress | 3 | €241k |
| Amounts receivable within one year | 40/41 | €32k |
| Cash & bank | 54/58 | €449k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.01M |
| Equity | 10/15 | €244k |
| Contributions / capital | 10/11 | €50k |
| Reserves | 13 | €194k |
| Amounts payable | 17/49 | €770k |
| Amounts payable after one year | 17 | €177k |
| Amounts payable within one year | 42/48 | €593k |
| Trade debts payable within one year | 44 | €457k |
| Income statement | ||
| Gross operating margin | 9900 | €609k |
| Operating result | 9901 | €255k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €20k |
| Result before taxes | 9903 | €237k |
| Income taxes | 67/77 | €55k |
| Net result for the period | 9904 | €182k |
| Result to be appropriated | 9905 | €182k |
Signals
1 signal
Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-01-2026, 106 days ahead of the deadline.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-01-2026, 106 days ahead of the deadline.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 5 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | 14-01-2026 | 106 d early | 2026-00007404 |
| 30-09-2024 | 30-04-2025 | 21-03-2025 | 40 d early | 2025-00052161 |
| 30-09-2023 | 30-04-2024 | 07-03-2024 | 54 d early | 2024-00040353 |
| 30-09-2022 | 30-04-2023 | 26-03-2023 | 35 d early | 2023-00045246 |
| 30-09-2021 | 30-04-2022 | 28-03-2022 | 33 d early | 2022-08700026 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
Establishment units
1 locationLNV
since 20202.303.500.768
Parcels1
Ground area2,803 m²
Buildings1
Building footprint2,632 m²
Volume (LiDAR)11,422 m³
Tallest building12.2 m · ±1 fl.
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41018A0618/00W000 | Flanders | 2,803 m² | 1 · 2,632 m² | 12.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar
Similar companies
Same sector and regionBE 0647.813.411 · Geraardsbergen
BE 0753.502.928 · Geraardsbergen
BE 0455.290.581 · Geraardsbergen
BE 0464.479.154 · Geraardsbergen
BE 0693.855.450 · Geraardsbergen
How this selection is made
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 1,662 of the 10,445 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Non-specialised retail sale with food, beverages or tobacco predominating47110Supermarkets47114Retail sale of beverages, general range47252Retail trade47260