LMVB
ActiveSummary
LMVB has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €125k and a net result of €2k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 17% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability56▼-14
Solvency39▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity short (current ratio 0.73 against 0.71 in 2023; short-term debt: 62.8% and cash: 2.9% of total assets), and 86.1% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 37953 sector peers (2024).
NBB · sector comparisonPosition among 37953 sector peers
Solvency
better than 17%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-09-2026, 398 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
398 d late
2023
322 d late
2022
252 d late
2021
26 d late
2020
100 d late
2019
81 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€125k▲ 1.4%
2023 · €123k
Total assets
€898k▼ 2.1%
2023 · €917k
Net result
€2k▼ 82.9%
2023 · €10k
Working capital
€-154k▲ 2.2%
2023 · €-158k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€355▼ 97.1%€28k▲ 7,892%€39k▲ 39.2%€33k▼ 17.0%€18k▼ 45.9%
Net result€-4k€19k€24k▲ 27.9%€10k▼ 57.5%€2k▼ 82.9%
Equity€70k▼ 5.5%€89k▲ 26.9%€113k▲ 27.1%€123k▲ 9.1%€125k▲ 1.4%
Total assets€864k▼ 4.5%€859k▼ 0.6%€926k▲ 7.8%€917k▼ 1.0%€898k▼ 2.1%
Debt€794k▼ 4.4%€770k▼ 3.0%€813k▲ 5.6%€794k▼ 2.4%€773k▼ 2.6%
Working capital€-152k▼ 13.0%€-149k▲ 1.5%€-152k▼ 1.9%€-158k▼ 3.5%€-154k▲ 2.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 46% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €898k
Fixed assets
€488k ▼ 8.4%
Current assets
€410k ▲ 6.7%
Equity and liabilities €898k
Equity
€125k ▲ 1.4%
Debt
€773k ▼ 2.6%
Debt's share of the balance-sheet total falls from 86.6% to 86.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63k▼
2023 · €76k
Cash flow
€47k▼
2023 · €54k
Current ratio
0.73▲
2023 · 0.71
Debt to equity
6.18▼
2023 · 6.44
ROE
1.4%▼
2023 · 8.3%
ROA
0.2%▼
2023 · 1.1%
Interest coverage
4.39▼
2023 · 6.83
Debt ≤ 1 year
€564k▲
2023 · €542k
Debt > 1 year
€208k▼
2023 · €252k
Income taxes
€2k▼
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30k | €32k | €32k | €44k | €45k | ▲ 2.6% |
| Other operating charges640/8 | - | €13k | €7k | €10k | €9k | ▼ 1.0% |
| Gross operating margin9900 | €85k | €74k | €79k | €86k | €72k | ▼ 16.3% |
| Operating profit (loss)9901 | €355 | €28k | €39k | €33k | €18k | ▼ 45.9% |
| Financial income75/76B | - | €53 | - | - | - | - |
| Recurring financial income75 | - | €53 | - | - | - | - |
| Non-recurring financial income76B | - | €53 | - | - | - | - |
| Financial charges65/66B | - | €4k | €4k | €11k | €14k | ▲ 27.4% |
| Recurring financial charges65 | €5k | €4k | €4k | €11k | €14k | ▲ 27.4% |
| Profit (loss) for the period before taxes9903 | €-5k | €24k | €35k | €22k | €3k | ▼ 84.0% |
| Income taxes67/77 | €-680 | €5k | €11k | €11k | €2k | ▼ 84.9% |
| Profit (loss) for the period9904 | €-4k | €19k | €24k | €10k | €2k | ▼ 82.9% |
| Profit (loss) for the period to be appropriated9905 | €-4k | €19k | €24k | €10k | €2k | ▼ 82.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €864k | €859k | €926k | €917k | €898k | ▼ 2.1% |
| Fixed assets21/28 | €545k | €529k | €557k | €533k | €488k | ▼ 8.4% |
| Tangible fixed assets22/27 | €545k | €529k | €557k | €533k | €488k | ▼ 8.4% |
| Land and buildings22 | - | €510k | €495k | €477k | €450k | ▼ 5.7% |
| Plant, machinery and equipment23 | - | €3k | €4k | €3k | €1k | ▼ 50.1% |
| Furniture and vehicles24 | - | €15k | €58k | €53k | €37k | ▼ 30.6% |
| Current assets29/58 | €319k | €331k | €369k | €384k | €410k | ▲ 6.7% |
| Amounts receivable within one year40/41 | €289k | €303k | €316k | €364k | €323k | ▼ 11.2% |
| Trade receivables40 | - | €33k | €23k | €68k | €23k | ▼ 66.9% |
| Other amounts receivable41 | - | €270k | €293k | €296k | €301k | ▲ 1.7% |
| Cash at bank and in hand54/58 | €30k | €28k | €27k | - | €26k | - |
| Deferred charges and accrued income490/1 | - | €353 | €26k | €20k | €60k | ▲ 197% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €864k | €859k | €926k | €917k | €898k | ▼ 2.1% |
| Equity10/15 | €70k | €89k | €113k | €123k | €125k | ▲ 1.4% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €50k | €68k | €93k | €103k | €105k | ▲ 1.7% |
| Amounts payable17/49 | €794k | €770k | €813k | €794k | €773k | ▼ 2.6% |
| Amounts payable after more than one year17 | €324k | €290k | €292k | €252k | €208k | ▼ 17.5% |
| Financial debts170/4 | - | €290k | €292k | €252k | €208k | ▼ 17.5% |
| Amounts payable within one year42/48 | €470k | €480k | €521k | €542k | €564k | ▲ 4.1% |
| Current portion of amounts payable after more than one year42 | - | €36k | €45k | €42k | €47k | ▲ 12.0% |
| Financial debts43 | - | - | - | €339 | - | - |
| Credit institutions430/8 | - | - | - | €339 | - | - |
| Trade debts44 | €5k | €6k | €23k | €16k | €4k | ▼ 72.7% |
| Suppliers440/4 | - | €6k | €23k | €16k | €4k | ▼ 72.7% |
| Taxes, remuneration and social security45 | - | €16k | €27k | €39k | €37k | ▼ 6.3% |
| Taxes450/3 | - | €16k | €27k | €39k | €37k | ▼ 6.3% |
| Other amounts payable47/48 | - | €421k | €426k | €444k | €476k | ▲ 7.1% |
| Accrued charges and deferred income492/3 | - | - | - | - | €843 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-4k | €19k | €24k | €10k | €2k | ▼ 82.9% |
| + Depreciation and write-downs630 | €30k | €32k | €32k | €44k | €45k | ▲ 2.6% |
| Operating cash flow (approximation) | €26k | €51k | €56k | €54k | €47k | ▼ 13.7% |
| Investment in fixed assets (approximation) | - | €-15k | €-61k | €-19k | €0 | ▲ 100% |
| Change in cash | - | €-2k | €-660 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
02-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 398 days late
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 322 days late
2024
08-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 252 days late
2022
31-12
Financial
Highest result since 2018net €24k ▲27.9%
Operating result €39k, net result €24k, both a record.
31-12
Financial
Equity above €100kEq €113k ▲27.1%
2 profitable years in a row build equity to €113k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
08-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 100 days late
2020
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
20-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 81 days late
20-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 447 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
14-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 106 days late
06-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 340 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2006
Ground area
1,334 m²
Building footprint
144 m²
Volume, LiDAR
921 m³
Parcel 73040C0391/00X002, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
LVMBV
since 20062.152.932.024
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73040C0391/00X002 | Flanders | 1,334 m² | 1 · 144 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHasselt2.152.932.024
Similar companies · same sector, comparable size
KURT COLIN CONSULTING BV
BE 0766.919.216
Herentals · Eq €125,027
CHORA
BE 0475.615.843
Keerbergen · Eq €125,034
RARE FOCUS EUROPE
BE 1016.802.795
Elsene · Eq €125,034
LUNO & CHAMALO
BE 0770.536.029
Saint-Ghislain · Eq €125,039
APPOM
BE 0524.880.460
Esneux · Eq €124,997
Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 40,846 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded10-02-2006
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
01410Raising of dairy cattle
Contact
Phone
011371222Hasselt
Scores and ratios are computed by Checked and are not a credit decision.