LMLZ
ActiveLMLZ has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €35k. Its solvency ranks better than 68% of 16424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +22 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+43
Growth78
Stability82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.82 against 1.33 in 2024), and 20.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.6%
Return on assets
67.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
13 d late
2024
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 572%
2024 · €6k
2024: €6k
2024 → 2025
Total assets
€52k▲ 167%
2024 · €19k
2024: €19k
2024 → 2025
Net result
€35k▲ 177%
2024 · €13k
2024: €13k
2024 → 2025
Working capital
€40k▲ 820%
2024 · €4k
2024: €4k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€6k-€41k▲ 572%
Operating result€14k-€44k▲ 228%
Net result€13k-€35k▲ 177%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 228% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€1k▼ 35.4%
Current assets
€50k▲ 188%
Equity and liabilities €52k
Equity
€41k▲ 572%
Debt
€11k▼ 20.3%
The debt ratio falls from 68.4% to 20.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€45k▲
2024 · €14k
Cash flow
€36k▲
2024 · €13k
Solvency
79.6%▲
2024 · 31.6%
Current ratio
4.82▲
2024 · 1.33
Quick ratio
4.82▲
2024 · 1.33
Debt / equity
0.26▼
2024 · 2.16
ROE
85.1%▼
2024 · 206.3%
ROA
67.8%▲
2024 · 65.3%
Interest coverage
571.43▲
2024 · 153.40
Debt
€11k▼
2024 · €13k
Debt ≤ 1 year
€10k▼
2024 · €13k
Income taxes
€9k▲
2024 · €820
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19k€52k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€17k€50k▲
Amounts receivable within one year40/41€1k€15k▲
Other amounts receivable41€1k€15k▲
Cash at bank and in hand54/58€16k€36k▲
Equity and liabilities
Total equity and liabilities10/49€19k€52k▲
Equity10/15€6k€41k▲
Contributions10/11€4k€4k=
Reserves13€3k€38k▲
Distributable reserves133€3k€38k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€13k€11k▼
Amounts payable within one year42/48€13k€10k▼
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Other amounts payable47/48€11k€4k▼
Accrued charges and deferred income492/3€70€70=
Income statement
Code20242025
Remuneration, social security and pensions62-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€116€651▲
Gross operating margin9900€14k€46k▲
Operating profit (loss)9901€14k€44k▲
Financial charges65/66B€89€79▼
Recurring financial charges65€89€79▼
Profit (loss) for the period before taxes9903€13k€44k▲
Income taxes67/77€820€9k▲
Profit (loss) for the period9904€13k€35k▲
Profit (loss) for the period to be appropriated9905€13k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€35k▲
Transfer to equity691/2€3k€35k▲
To other reserves6921€3k€35k▲
Profit to be distributed694/7€10k€0▼
Directors or managers695€10k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 4.82
Current ratio from 1.33 to 4.82; short-term debt falls from €13k to €10k.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Greenhillstraat 178310 BruggeGround area
838 m²
Building footprint
138 m²
Volume, LiDAR
923 m³
Parcel 31512B0125/00K006, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LMLZ
since 20252.376.283.927
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31512B0125/00K006 | Flanders | 838 m² | 1 · 138 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0803.846.324
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Dr. Sarah Schillewaert
BE 1019.284.017
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BELFAKIR ISMAIL
BE 0793.110.107
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DOKTER ALAIN VAN DEN HEUVEL
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Lier · Eq €41k
Of 9,116 companies in sector 86210 we hold annual accounts for 6,336. 4,333 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2024
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.