LMJ CONSTRUCT
ActiveLMJ CONSTRUCT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €5k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 7318 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +45 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▲+53
Solvency100▲+19
Growth52▲+17
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.07 against 1.73 in 2024), and 32.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.7%
Return on assets
7.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 16-03-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
on the day
2023
443 d late
2022
7 d early
2021
4 d late
2020
8 d early
2019
42 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close14-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€159k▲ 23.7%
2021 · €129k
2019: €233k
2020: €124k
2021: €129k
2019 → 2023
EBIT margin
20.0%▲ 7.4pp
2021 · 12.6%
2019: 2.0%
2020: 7.0%
2021: 12.6%
2019 → 2023
Net result
€5k
2024 · €-37k
2019: €3k
2020: €7k
2021: €12k
2022: €13k
2023: €24k
2024: €-37k
2019 → 2025
Working capital
€48k▲ 13.1%
2024 · €42k
2019: €24k
2020: €31k
2021: €39k
2022: €51k
2023: €76k
2024: €42k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€129k-€159k
Equity€44k-€57k▲ 29.9%€80k▲ 41.6%€43k▼ 46.2%€48k▲ 11.8%
Operating result€16k-€17k▲ 3.4%€32k▲ 89.5%€-37k€5k
Net result€12k-€13k▲ 10.6%€24k▲ 80.9%€-37k€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €37k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€770▼ 35.8%
Current assets
€71k▼ 28.9%
Equity and liabilities €71k
Equity
€48k▲ 11.8%
Debt
€23k▼ 59.8%
The debt ratio falls from 57.0% to 32.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€6k
Cash flow
€5k
Solvency
67.7%▲
2024 · 43.0%
Current ratio
3.07▲
2024 · 1.73
Quick ratio
3.07▲
2024 · 1.73
Debt / equity
0.48▼
2024 · 1.32
ROE
10.5%▲
2024 · -85.9%
ROA
7.1%▲
2024 · -37.0%
Interest coverage
41.23
Debt
€23k▼
2024 · €57k
Debt ≤ 1 year
€23k▼
2024 · €57k
Income taxes
€237
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€100k€71k▼
Fixed assets21/28€1k€770▼
Tangible fixed assets22/27-€770
Furniture and vehicles24-€770
Financial fixed assets28€1k-
Current assets29/58€99k€71k▼
Amounts receivable within one year40/41€99k€67k▼
Trade receivables40€95k€63k▼
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€166€3k▲
Equity and liabilities
Total equity and liabilities10/49€100k€71k▼
Equity10/15€43k€48k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€29k€34k▲
Amounts payable17/49€57k€23k▼
Amounts payable within one year42/48€57k€23k▼
Trade debts44€39k€14k▼
Suppliers440/4€6k€8k▲
Bills of exchange payable441€34k€6k▼
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€13k€6k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€385
Other operating charges640/8€912€374▼
Gross operating margin9900€-36k€6k▲
Operating profit (loss)9901€-37k€5k▲
Financial charges65/66B€144€142▼
Recurring financial charges65€144€142▼
Profit (loss) for the period before taxes9903€-37k€5k▲
Income taxes67/77-€237
Profit (loss) for the period9904€-37k€5k▲
Profit (loss) for the period to be appropriated9905€-37k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€34k▲
Profit (loss) brought forward from the previous period14P€66k€29k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 443 days late
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
Financial
Weakest financial yearnet €-37k ▼257%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
2023
31-08
Financial
Highest result since 2019net €24k ▲80.9%
Operating result €32k, net result €24k, both a record.
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
23-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Ruisbroek 2571620 DrogenbosGround area
8,966 m²
Building footprint
5,046 m²
Volume, LiDAR
34,677 m³
2 parcels, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LMJ Construct
since 20142.225.720.032
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0038/00K000 | Flanders | 7,925 m² | 1 · 4,905 m² | 12.9 m · 2 fl. |
| 23003A0265/00B003 | Flanders | 1,041 m² | 1 · 141 m² | 5.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CSP Toitures
BE 0607.864.851
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TOP BATIMENT
BE 0809.724.821
Sint-Agatha-Berchem · Eq €48k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,868. 12,906 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2013
Fiscal year end31-08
Activities, NACEBEL
41001General construction of residential buildings
43410Roofing work
43110Demolition
43222Installation of electric heating, air conditioning, cooling and ventilation
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.