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LM-SECURITE

Active
Private limited companyfounded 20233 yrs activeRue Nadet 87, 4040 Herstal, BelgiumKBO/BCE: BE 0803.895.418
Summary

The computed 12-month bankruptcy probability of LM-SECURITE is 2.9% (moderate). The 2025 annual accounts show equity of €10,026 and a net result of €3,860. Its solvency ranks better than 53% of 28281 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability86▼-14
Solvency75▲+1
Growth78
Track record94
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.99 against 1.92 in 2024; short-term debt: 49.8% and cash: 8.6% of total assets), and 49.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
50.2%
Return on assets
19.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-08-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
9 d late
2024
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 12 July 2023, LM-SECURITE was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€10,026▲ 62.6%
2024 · €6,166
Total assets
€19,991▲ 57.7%
2024 · €12,678
Net result
€3,860▲ 5.3%
2024 · €3,666
Working capital
€9,821▲ 64.8%
2024 · €5,961
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€4,932-€5,352▲ 8.5%
Net result€3,666within the sector's middle half-€3,860within the sector's middle half▲ 5.3%
Equity€6,166below the sector's middle half-€10,026below the sector's middle half▲ 62.6%
Total assets€12,678below the sector's middle half-€19,991below the sector's middle half▲ 57.7%
Debt€6,512-€9,965▲ 53.0%
Working capital€5,961within the sector's middle half-€9,821within the sector's middle half▲ 64.8%
Solvency48.6%within the sector's middle half-50.2%within the sector's middle half▲ 1.5pp
Current ratio1.92within the sector's middle half-1.99within the sector's middle half▲ 0.07
Return on assets (ROA)28.9%above the sector's middle half-19.3%above the sector's middle half▼ 9.6pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€2,000€4,000€6,000Operating result 2024: €4,932€4,932Net result 2024: €3,666€3,666Operating result 2025: €5,352€5,352Net result 2025: €3,860€3,86020242025€0€2,000€4,000€6,000Operating result 2024: €4,932€4,930Net result 2024: €3,666€3,670Operating result 2025: €5,352€5,350Net result 2025: €3,860€3,86020242025
The operating result rises in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19,991
Fixed assets €205 =
Current assets €19,786 ▲ 58.6%
Equity and liabilities €19,991
Equity €10,026 ▲ 62.6%
Debt €9,965 ▲ 53.0%
Debt's share of the balance-sheet total falls from 51.4% to 49.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Quick ratio
1.00▼
2024 · 1.92
Debt to equity
0.99▼
2024 · 1.06
ROE
38.5%▼
2024 · 59.5%
Debt ≤ 1 year
€9,965▲
2024 · €6,512
Income taxes
€1,321▲
2024 · €1,200
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€12,678€19,991▲
Fixed assets21/28€205€205=
Financial fixed assets28€205€205=
Current assets29/58€12,473€19,786▲
Stocks and contracts in progress3-€9,863
Stocks30/36-€9,863
Amounts receivable within one year40/41€8,419€5,146▼
Trade receivables40€7,708€4,618▼
Other amounts receivable41€711€528▼
Cash at bank and in hand54/58€1,310€1,715▲
Deferred charges and accrued income490/1€2,743€3,063▲
Equity and liabilities
Total equity and liabilities10/49€12,678€19,991▲
Equity10/15€6,166€10,026▲
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€3,666€7,526▲
Amounts payable17/49€6,512€9,965▲
Amounts payable within one year42/48€6,512€9,965▲
Trade debts44€4,602€4,402▼
Suppliers440/4€4,602€4,402▼
Advances received on contracts in progress46€710€3,042▲
Taxes, remuneration and social security45€1,200€2,521▲
Taxes450/3€1,200€2,521▲
Income statement Code20242025
Remuneration, social security and pensions62€1,097-
Other operating charges640/8€772€506▼
Gross operating margin9900€6,801€5,858▼
Operating profit (loss)9901€4,932€5,352▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€68€171▲
Recurring financial charges65€68€171▲
Profit (loss) for the period before taxes9903€4,866€5,181▲
Income taxes67/77€1,200€1,321▲
Profit (loss) for the period9904€3,666€3,860▲
Profit (loss) for the period to be appropriated9905€3,666€3,860▲
Appropriation of the result
Profit (loss) to be appropriated9906€3,666€7,526▲
Profit (loss) brought forward from the previous period14P-€3,666

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€1,097--
Other operating charges640/8€772€506▼ 34.4%
Gross operating margin9900€6,801€5,858▼ 13.9%
Operating profit (loss)9901€4,932€5,352▲ 8.5%
Financial income75/76B€2--
Recurring financial income75€2--
Financial charges65/66B€68€171▲ 152%
Recurring financial charges65€68€171▲ 152%
Profit (loss) for the period before taxes9903€4,866€5,181▲ 6.5%
Income taxes67/77€1,200€1,321▲ 10.1%
Profit (loss) for the period9904€3,666€3,860▲ 5.3%
Profit (loss) for the period to be appropriated9905€3,666€3,860▲ 5.3%
Line20242025Change
Assets
Total assets20/58€12,678€19,991▲ 57.7%
Fixed assets21/28€205€205=
Financial fixed assets28€205€205=
Current assets29/58€12,473€19,786▲ 58.6%
Stocks and contracts in progress3-€9,863-
Stocks30/36-€9,863-
Amounts receivable within one year40/41€8,419€5,146▼ 38.9%
Trade receivables40€7,708€4,618▼ 40.1%
Other amounts receivable41€711€528▼ 25.8%
Cash at bank and in hand54/58€1,310€1,715▲ 30.9%
Deferred charges and accrued income490/1€2,743€3,063▲ 11.6%
Equity and liabilities
Total equity and liabilities10/49€12,678€19,991▲ 57.7%
Equity10/15€6,166€10,026▲ 62.6%
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€3,666€7,526▲ 105%
Amounts payable17/49€6,512€9,965▲ 53.0%
Amounts payable within one year42/48€6,512€9,965▲ 53.0%
Trade debts44€4,602€4,402▼ 4.3%
Suppliers440/4€4,602€4,402▼ 4.3%
Advances received on contracts in progress46€710€3,042▲ 329%
Taxes, remuneration and social security45€1,200€2,521▲ 110%
Taxes450/3€1,200€2,521▲ 110%
Line20242025Change
Profit (loss) for the period9904€3,666€3,860▲ 5.3%
Operating cash flow (approximation)€3,666€3,860▲ 5.3%
Investment in fixed assets (approximation)-€0-
Change in cash-€405-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2023
seat establishment approximate The establishment unit on the map
Ground area
133 m²
Building footprint
47 m²
Volume, LiDAR
411 m³
Parcel 62313E1116/00F003, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LM-SECURITE
Rue Nadet 87, 4040 HerstalManufacture of electrical equipment
since 20232.348.627.049
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62313E1116/00F003indicative Wallonia 133 m² 1 · 47 m² 10.4 m · 3 fl.
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,827 companies in sector 43211 we hold annual accounts for 10,333. 5,529 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded12-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
27900Manufacture of electrical equipment
33140Repair and maintenance of electrical equipment
33200Installation of industrial machinery and equipment
80090Investigation and security activities
95100Repair and maintenance of computers and communication equipment
Contact
E-mail info@lm-securite.be
Phone +3242342567
E-invoicing
Reachable via Peppol
Peppol ID 0208:0803895418
Registered 08-08-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.