"LM CONSULTING"
Active"LM CONSULTING" has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €-6k. Equity is shrinking by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 12% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-32
Solvency29▼-12
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.9%
Return on assets
-2.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
4 d early
2024
51 d early
2023
16 d late
2022
28 d late
2021
26 d late
2020
30 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 39.2%
2024 · €14k
2019: €17k
2020: €31k
2021: €36k
2022: €19k
2023: €30k
2024: €14k
2019 → 2025
Total assets
€223k▲ 147%
2024 · €90k
2019: €53k
2020: €62k
2021: €126k
2022: €81k
2023: €90k
2024: €90k
2019 → 2025
Net result
€-6k
2024 · €21k
2019: €15k
2020: €14k
2021: €7k
2022: €-17k
2023: €43k
2024: €21k
2019 → 2025
Working capital
€-36k
2024 · €12k
2019: €17k
2020: €31k
2021: €36k
2022: €11k
2023: €24k
2024: €12k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€19k▼ 46.5%€30k▲ 52.1%€14k▼ 51.6%€9k▼ 39.2%
Operating result€12k-€-16k€54k€29k▼ 46.1%€2k▼ 94.1%
Net result€7k-€-17k€43k€21k▼ 50.3%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 94% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €223k
Fixed assets
€184k▲ 6,572%
Current assets
€40k▼ 54.8%
Equity and liabilities €223k
Equity
€9k▼ 39.2%
Debt
€215k▲ 183%
The debt ratio rises from 84.1% to 96.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€40k▲
2024 · €32k
Cash flow
€33k▲
2024 · €24k
Solvency
3.9%▼
2024 · 15.9%
Current ratio
0.52▼
2024 · 1.15
Quick ratio
0.52▼
2024 · 1.15
Debt / equity
24.61▲
2024 · 5.30
ROE
-64.4%▼
2024 · 147.5%
ROA
-2.5%▼
2024 · 23.4%
Interest coverage
6.87▼
2024 · 280.13
Debt
€215k▲
2024 · €76k
Debt ≤ 1 year
€76k=
2024 · €76k
Debt > 1 year
€139k
Income taxes
€2k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€223k▲
Fixed assets21/28€3k€184k▲
Tangible fixed assets22/27€3k€184k▲
Land and buildings22-€184k
Furniture and vehicles24€3k-
Financial fixed assets28€30€30=
Current assets29/58€87k€40k▼
Amounts receivable within one year40/41€66k€22k▼
Trade receivables40€59k€19k▼
Other amounts receivable41€7k€3k▼
Cash at bank and in hand54/58€2k€1k▼
Deferred charges and accrued income490/1€20k€16k▼
Equity and liabilities
Total equity and liabilities10/49€90k€223k▲
Equity10/15€14k€9k▼
Contributions10/11€2k€2k=
Reserves13€12k€12k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14-€-6k
Amounts payable17/49€76k€215k▲
Amounts payable after more than one year17-€139k
Financial debts170/4-€139k
Amounts payable within one year42/48€76k€76k=
Current portion of amounts payable after more than one year42-€8k
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€8k▲
Other amounts payable47/48€63k€58k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€38k▲
Other operating charges640/8€957€1k▲
Gross operating margin9900€33k€41k▲
Operating profit (loss)9901€29k€2k▼
Financial charges65/66B€115€6k▲
Recurring financial charges65€115€6k▲
Profit (loss) for the period before taxes9903€29k€-4k▼
Income taxes67/77€8k€2k▼
Profit (loss) for the period9904€21k€-6k▼
Profit (loss) for the period to be appropriated9905€21k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€-6k▼
Transfer from equity791/2€15k-
Profit to be distributed694/7€36k-
Return on contributions (dividend)694€36k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €-17k ▼350%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de l'Inquiétude 107000 MonsGround area
1.7 ha
Building footprint
635 m²
Volume, LiDAR
1,746 m³
2 parcels, Brussels, Wallonia · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LM CONSULTING
since 20192.292.805.133
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53053D0006/02P000 | Wallonia | 1.6 ha | 1 · 426 m² | - |
| 21683D0370/00F002 | Brussels | 545 m² | 1 · 209 m² | 13.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 21,431 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.