LLWL
ActiveThe computed 12-month bankruptcy probability of LLWL is 1.8% (moderate). The 2025 annual accounts show equity of €15k and a net result of €14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 76% of 3619 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+23
Solvency83▲+50
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 0.88 in 2024; short-term debt: 40.9% and cash: 70.8% of total assets), and 42.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.5%
Return on assets
52%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €15k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
23 d late
2024
44 d late
2023
28 d late
2022
31 d late
2021
11 d early
2020
3 d late
2019
62 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€14k▲ 702%
2024 · €2k
2018: €-15k
2019: €-18k
2020: €4k
2021: €29k
2022: €-14k
2023: €-3k
2024: €2k
2018 → 2025
Working capital
€12k
2024 · €-3k
2018: €-20k
2019: €-31k
2020: €-20k
2021: €13k
2022: €-5k
2023: €-6k
2024: €-3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€3k▼ 84.9%€281▼ 90.3%€2k▲ 618%€15k▲ 663%
Operating result€29k-€-14k€-2k▲ 83.3%€2k€14k▲ 596%
Net result€29k-€-14k€-3k▲ 82.0%€2k€14k▲ 702%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 596% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27k
Fixed assets
€3k▼ 34.2%
Current assets
€23k▲ 16.6%
Equity and liabilities €27k
Equity
€15k▲ 663%
Debt
€11k▼ 51.0%
The debt ratio falls from 92.0% to 42.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▲
2024 · €4k
Cash flow
€16k▲
2024 · €4k
Solvency
57.5%▲
2024 · 8.0%
Current ratio
2.13▲
2024 · 0.88
Quick ratio
1.80▲
2024 · 0.70
Debt / equity
0.74▼
2024 · 11.49
ROE
90.4%▲
2024 · 86.1%
ROA
52.0%▲
2024 · 6.9%
Interest coverage
91.62▲
2024 · 15.51
Debt
€11k▼
2024 · €23k
Debt ≤ 1 year
€11k▼
2024 · €23k
Staff costs
€-1k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€27k▲
Fixed assets21/28€5k€3k▼
Intangible fixed assets21€8-
Tangible fixed assets22/27€5k€3k▼
Land and buildings22€884€692▼
Plant, machinery and equipment23€3k€2k▼
Other tangible fixed assets26€802€469▼
Current assets29/58€20k€23k▲
Stocks and contracts in progress3€4k€4k▼
Stocks30/36€4k€4k▼
Amounts receivable within one year40/41€800€561▼
Trade receivables40€180-
Other amounts receivable41€620€561▼
Cash at bank and in hand54/58€15k€19k▲
Deferred charges and accrued income490/1-€173
Equity and liabilities
Total equity and liabilities10/49€25k€27k▲
Equity10/15€2k€15k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-18k€-5k▲
Amounts payable17/49€23k€11k▼
Amounts payable within one year42/48€23k€11k▼
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Taxes, remuneration and social security45€14k€6k▼
Taxes450/3€1k€1k▼
Remuneration and social security454/9€13k€5k▼
Other amounts payable47/48€3k€448▼
Accrued charges and deferred income492/3€479€409▼
Income statement
Code20242025
Remuneration, social security and pensions62€17k€-1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€23k€16k▼
Operating profit (loss)9901€2k€14k▲
Financial charges65/66B€288€173▼
Recurring financial charges65€288€173▼
Profit (loss) for the period before taxes9903€2k€14k▲
Profit (loss) for the period9904€2k€14k▲
Profit (loss) for the period to be appropriated9905€2k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-5k▲
Profit (loss) brought forward from the previous period14P€-20k€-19k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 23 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 2.13
Current ratio from 0.88 to 2.13; short-term debt falls from €23k to €11k.
13-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 44 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €29k ▲555%
Operating result €29k, net result €29k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 1.66
Current ratio from 0.41 to 1.66; short-term debt falls from €35k to €19k.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 3 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 62 days late
2019
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
05-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 97 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Kéramis(L.L) 437100 La LouvièreGround area
313 m²
Building footprint
56 m²
Volume, LiDAR
576 m³
Parcel 55372D0033/00X015, Wallonia · tallest building 14.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LLWL
since 20182.273.578.941
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55372D0033/00X015 | Wallonia | 313 m² | 1 · 56 m² | 14.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLa Louvière2.273.578.941
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Of 7,509 companies in sector 56210 we hold annual accounts for 2,445. 1,721 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2018
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.