LLub
ActiveSummary
LLub has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,000 and a net result of €59,229. Equity is growing by ~78.7% per year across the filed fiscal years. Its solvency ranks better than 16% of 32023 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency33▼-36
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.71 in 2024; short-term debt: 91.5% and cash: 73.1% of total assets), and 91.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.5%
Return on assets
50.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 32023 sector peers (2025).
NBB · sector comparisonPosition among 32023 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
113 d early
2024
77 d early
2023
55 d early
2022
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 55 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 May (3 of the last 4 filed years within 48 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€10,000▼ 74.0%
2024 · €38,395
Total assets
€118,005▲ 35.7%
2024 · €86,948
Net result
€59,229▲ 50.5%
2024 · €39,352
Working capital
€3,642▼ 89.5%
2024 · €34,543
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result-€1,959-€10,080€51,981▲ 416%€76,305▲ 46.8%
Net result-€18,489below the sector's middle half-€8,391within the sector's middle half€39,352within the sector's middle half▲ 369%€59,229within the sector's middle half▲ 50.5%
Equity-€8,489below the sector's middle half--€98below the sector's middle half▲ 98.8%€38,395within the sector's middle half€10,000below the sector's middle half▼ 74.0%
Total assets€24,198below the sector's middle half-€45,579below the sector's middle half▲ 88.4%€86,948within the sector's middle half▲ 90.8%€118,005within the sector's middle half▲ 35.7%
Debt€32,687-€45,676▲ 39.7%€48,553▲ 6.3%€108,005▲ 122%
Working capital-€22,565below the sector's middle half--€7,117below the sector's middle half▲ 68.5%€34,543within the sector's middle half€3,642within the sector's middle half▼ 89.5%
Solvency-35.1%below the sector's middle half--0.2%below the sector's middle half▲ 34.9pp44.2%within the sector's middle half▲ 44.4pp8.5%below the sector's middle half▼ 35.7pp
Current ratio0.31below the sector's middle half-0.84below the sector's middle half▲ 0.531.71within the sector's middle half▲ 0.871.03within the sector's middle half▼ 0.68
Return on assets (ROA)-76.4%below the sector's middle half-18.4%within the sector's middle half▲ 94.8pp45.3%above the sector's middle half▲ 26.8pp50.2%above the sector's middle half▲ 4.9pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 47% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118,005
Fixed assets
€6,403 ▲ 64.4%
Current assets
€111,601 ▲ 34.4%
Equity and liabilities €118,005
Equity
€10,000 ▼ 74.0%
Debt
€108,005 ▲ 122%
Debt's share of the balance-sheet total rises from 55.8% to 91.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€78,239▲
2024 · €60,457
Cash flow
€61,163▲
2024 · €47,828
Debt to equity
10.80▲
2024 · 1.26
ROE
592.3%▲
2024 · 102.5%
Interest coverage
183.12▼
2024 · 1452.60
Debt ≤ 1 year
€107,960▲
2024 · €48,509
Income taxes
€16,651▲
2024 · €12,587
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,153 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,153 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,530 | €7,057 | €8,477 | €1,934 | ▼ 77.2% |
| Other operating charges640/8 | €2,103 | €488 | €900 | €929 | ▲ 3.2% |
| Non-recurring operating charges66A | - | €368 | €179 | €522 | ▲ 192% |
| Gross operating margin9900 | €8,674 | €17,993 | €61,536 | €79,690 | ▲ 29.5% |
| Operating profit (loss)9901 | -€1,959 | €10,080 | €51,981 | €76,305 | ▲ 46.8% |
| Financial income75/76B | €0 | - | - | €2 | - |
| Recurring financial income75 | €0 | - | - | €2 | - |
| Financial charges65/66B | €16,220 | €259 | €42 | €427 | ▲ 927% |
| Recurring financial charges65 | €16,220 | €259 | €42 | €427 | ▲ 927% |
| Profit (loss) for the period before taxes9903 | -€18,179 | €9,821 | €51,939 | €75,880 | ▲ 46.1% |
| Income taxes67/77 | €310 | €1,430 | €12,587 | €16,651 | ▲ 32.3% |
| Profit (loss) for the period9904 | -€18,489 | €8,391 | €39,352 | €59,229 | ▲ 50.5% |
| Profit (loss) for the period to be appropriated9905 | -€18,489 | €8,391 | €39,352 | €59,229 | ▲ 50.5% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €24,198 | €45,579 | €86,948 | €118,005 | ▲ 35.7% |
| Formation expenses20 | - | €0 | €0 | €0 | - |
| Fixed assets21/28 | €14,076 | €7,019 | €3,896 | €6,403 | ▲ 64.4% |
| Tangible fixed assets22/27 | €14,076 | €7,019 | €3,896 | €6,403 | ▲ 64.4% |
| Furniture and vehicles24 | €14,076 | €7,019 | €3,896 | €6,403 | ▲ 64.4% |
| Current assets29/58 | €10,123 | €38,560 | €83,052 | €111,601 | ▲ 34.4% |
| Amounts receivable within one year40/41 | €5,363 | €17,457 | €21,044 | €22,607 | ▲ 7.4% |
| Trade receivables40 | €4,668 | €17,457 | €21,044 | €22,257 | ▲ 5.8% |
| Other amounts receivable41 | €695 | - | €0 | €350 | ▲ 3,494,900% |
| Cash at bank and in hand54/58 | €2,965 | €18,541 | €59,388 | €86,268 | ▲ 45.3% |
| Deferred charges and accrued income490/1 | €1,794 | €2,562 | €2,619 | €2,726 | ▲ 4.1% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €24,198 | €45,579 | €86,948 | €118,005 | ▲ 35.7% |
| Equity10/15 | -€8,489 | -€98 | €38,395 | €10,000 | ▼ 74.0% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | -€18,489 | -€10,098 | €28,395 | - | - |
| Amounts payable17/49 | €32,687 | €45,676 | €48,553 | €108,005 | ▲ 122% |
| Amounts payable within one year42/48 | €32,687 | €45,676 | €48,509 | €107,960 | ▲ 123% |
| Financial debts43 | - | €26 | - | - | - |
| Credit institutions430/8 | - | €26 | - | - | - |
| Trade debts44 | €4,514 | €2,565 | €3,536 | €18,206 | ▲ 415% |
| Suppliers440/4 | €4,514 | €2,565 | €3,536 | €18,206 | ▲ 415% |
| Taxes, remuneration and social security45 | €732 | €14,032 | €25,803 | €27,232 | ▲ 5.5% |
| Taxes450/3 | €732 | €14,032 | €25,803 | €27,232 | ▲ 5.5% |
| Other amounts payable47/48 | €27,441 | €29,054 | €19,170 | €62,522 | ▲ 226% |
| Accrued charges and deferred income492/3 | - | - | €44 | €45 | ▲ 2.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€18,489 | €8,391 | €39,352 | €59,229 | ▲ 50.5% |
| + Depreciation and write-downs630 | €8,530 | €7,057 | €8,477 | €1,934 | ▼ 77.2% |
| Operating cash flow (approximation) | -€9,959 | €15,448 | €47,828 | €61,163 | ▲ 27.9% |
| Investment in fixed assets (approximation) | - | €0 | -€5,354 | -€4,442 | ▲ 17.0% |
| Change in cash | - | €15,576 | €40,847 | €26,880 | ▼ 34.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €59,229 ▲50.5%
Operating result €76,305, net result €59,229, both a record.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 1.71
Current ratio from 0.84 to 1.71.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €8,391
Net result €8,391 after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2021
Ground area
1,523 m²
Building footprint
125 m²
Volume, LiDAR
1,050 m³
Parcel 92135C0007/00A000, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LLub
since 20212.322.000.549
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92135C0007/00A000 | Wallonia | 1,523 m² | 1 · 125 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 22,984 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46810Wholesale of solid, liquid and gaseous fuels and related products
47300Retail sale of automotive fuel
64210Activities of holding companies
68110Buying and selling of own real estate
73300Public relations and communication consultancy
Contact
E-mail
charlotlaurent70@gmail.com
Phone
+32475461160
E-invoicing
Reachable via Peppol
Peppol ID
0208:0774552621
Also
9925:BE0774552621
Registered
18-02-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.