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Lloydhont

Active
Private limited companyfounded 20241 yr activeRue Ernest Petit(CAR) 54, 7141 Morlanwelz, BelgiumKBO/BCE: BE 1017.991.244
Summary

The computed 12-month bankruptcy probability of Lloydhont is 2.3% (moderate). The 2024 annual accounts show equity of €28,482 and a net result of €27,482. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency59
Growth-
Track record67
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.78; short-term debt: 65.9% and cash: 27.3% of total assets), and 65.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
34.1%
Return on assets
32.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
49 d early
2024
51 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 50 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 December 2024, Lloydhont was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Equity
€28,482
Total assets
€83,639
Net result
€27,482
Working capital
-€12,331

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €83,639
Fixed assets €40,813
Current assets €42,826
Equity and liabilities €83,639
Equity €28,482
Debt €55,157
Debt finances 65.9% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€36,838
Cash flow
€27,669
Current ratio
0.78
Debt to equity
1.94
ROE
96.5%
ROA
32.9%
Debt ≤ 1 year
€55,157
Income taxes
€9,169

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 28 lines
Balance sheet Code2024
Assets
Total assets20/58€83,639
Fixed assets21/28€40,813
Tangible fixed assets22/27€40,813
Furniture and vehicles24€40,813
Current assets29/58€42,826
Amounts receivable within one year40/41€20,017
Trade receivables40€20,017
Cash at bank and in hand54/58€22,809
Equity and liabilities
Total equity and liabilities10/49€83,639
Equity10/15€28,482
Contributions10/11€1,000
Profit (loss) carried forward14€27,482
Amounts payable17/49€55,157
Amounts payable within one year42/48€55,157
Trade debts44€2,246
Suppliers440/4€2,246
Taxes, remuneration and social security45€9,169
Taxes450/3€9,169
Other amounts payable47/48€43,742
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€187
Other operating charges640/8€387
Gross operating margin9900€37,226
Operating profit (loss)9901€36,651
Profit (loss) for the period before taxes9903€36,651
Income taxes67/77€9,169
Profit (loss) for the period9904€27,482
Profit (loss) for the period to be appropriated9905€27,482
Appropriation of the result
Profit (loss) to be appropriated9906€27,482

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€187
Other operating charges640/8€387
Gross operating margin9900€37,226
Operating profit (loss)9901€36,651
Profit (loss) for the period before taxes9903€36,651
Income taxes67/77€9,169
Profit (loss) for the period9904€27,482
Profit (loss) for the period to be appropriated9905€27,482
Line2024
Assets
Total assets20/58€83,639
Fixed assets21/28€40,813
Tangible fixed assets22/27€40,813
Furniture and vehicles24€40,813
Current assets29/58€42,826
Amounts receivable within one year40/41€20,017
Trade receivables40€20,017
Cash at bank and in hand54/58€22,809
Equity and liabilities
Total equity and liabilities10/49€83,639
Equity10/15€28,482
Contributions10/11€1,000
Profit (loss) carried forward14€27,482
Amounts payable17/49€55,157
Amounts payable within one year42/48€55,157
Trade debts44€2,246
Suppliers440/4€2,246
Taxes, remuneration and social security45€9,169
Taxes450/3€9,169
Other amounts payable47/48€43,742
Line2024
Profit (loss) for the period9904€27,482
+ Depreciation and write-downs630€187
Operating cash flow (approximation)€27,669

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
State Gazette act Resignation: Elodie AMAND (director)
Director discharge · Power of attorney4 facts ▸
  • General meeting, 05-06-2026
  • Director resignation, Elodie AMAND (director)
  • Director discharge, Elodie AMAND (director)
  • Power of attorney, Matthias De Bauw
12-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Morlanwelz · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
967 m²
Building footprint
64 m²
Volume, LiDAR
552 m³
Parcel 56015A0477/00G000, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lloydhont
Rue Ernest Petit(CAR) 54, 7141 MorlanwelzOther financial services
since 20242.367.827.804
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56015A0477/00G000 Wallonia 967 m² 1 · 64 m² 10.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Elodie AMAND
  • Director, until 05-06-2026
See the board, name and seat on a given date →

Identification & contact

Identification
Legal formPrivate limited company
Founded27-12-2024
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.