LKJ
ActiveLKJ has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €693k and a net result of €190k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 62% of 3253 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+10
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 2.03 against 1.62 in 2024), and 42.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.7%
Return on assets
15.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
25 d late
2023
29 d early
2022
on the day
2021
32 d early
2020
15 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€693k▲ 16.2%
2024 · €597k
2018: €372k
2019: €464k
2020: €557k
2021: €646k
2022: €765k
2023: €520k
2024: €597k
2018 → 2025
Total assets
€1.20M▲ 5.8%
2024 · €1.14M
2018: €409k
2019: €478k
2020: €576k
2021: €989k
2022: €1.09M
2023: €948k
2024: €1.14M
2018 → 2025
Net result
€190k▼ 17.3%
2024 · €229k
2018: €91k
2019: €92k
2020: €93k
2021: €89k
2022: €119k
2023: €52k
2024: €229k
2018 → 2025
Working capital
€306k▲ 61.6%
2024 · €189k
2018: €298k
2019: €190k
2020: €358k
2021: €219k
2022: €359k
2023: €138k
2024: €189k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€646k-€765k▲ 18.4%€520k▼ 32.0%€597k▲ 14.7%€693k▲ 16.2%
Operating result€131k-€175k▲ 33.7%€76k▼ 56.6%€341k▲ 350%€286k▼ 15.9%
Net result€89k-€119k▲ 33.7%€52k▼ 56.4%€229k▲ 343%€190k▼ 17.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.20M
Fixed assets
€599k▼ 6.7%
Current assets
€603k▲ 22.2%
Equity and liabilities €1.20M
Equity
€693k▲ 16.2%
Debt
€509k▼ 5.6%
The debt ratio falls from 47.5% to 42.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€334k▼
2024 · €381k
Cash flow
€238k▼
2024 · €270k
Solvency
57.7%▲
2024 · 52.5%
Current ratio
2.03▲
2024 · 1.62
Quick ratio
2.03▲
2024 · 1.62
Debt / equity
0.73▼
2024 · 0.90
ROE
27.4%▼
2024 · 38.5%
ROA
15.8%▼
2024 · 20.2%
Interest coverage
25.89▼
2024 · 29.67
Debt
€509k▼
2024 · €539k
Debt ≤ 1 year
€297k▼
2024 · €304k
Debt > 1 year
€211k▼
2024 · €234k
Income taxes
€85k▼
2024 · €102k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.14M€1.20M▲
Fixed assets21/28€642k€599k▼
Tangible fixed assets22/27€642k€598k▼
Land and buildings22€595k€562k▼
Plant, machinery and equipment23€550€206▼
Furniture and vehicles24€46k€36k▼
Financial fixed assets28€290€290=
Current assets29/58€494k€603k▲
Amounts receivable within one year40/41€440k€565k▲
Trade receivables40€139k€220k▲
Other amounts receivable41€302k€345k▲
Cash at bank and in hand54/58€53k€33k▼
Deferred charges and accrued income490/1€863€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.14M€1.20M▲
Equity10/15€597k€693k▲
Contributions10/11€12k€12k=
Reserves13€584k€681k▲
Distributable reserves133€584k€681k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€539k€509k▼
Amounts payable after more than one year17€234k€211k▼
Financial debts170/4€234k€211k▼
Amounts payable within one year42/48€304k€297k▼
Current portion of amounts payable after more than one year42€22k€22k▲
Trade debts44€548€4k▲
Suppliers440/4€548€4k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€279k€268k▼
Accrued charges and deferred income492/3€925€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€48k▲
Other operating charges640/8€8k€9k▲
Gross operating margin9900€389k€343k▼
Operating profit (loss)9901€341k€286k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€13k€13k▲
Recurring financial charges65€13k€13k▲
Profit (loss) for the period before taxes9903€332k€275k▼
Income taxes67/77€102k€85k▼
Profit (loss) for the period9904€229k€190k▼
Profit (loss) for the period to be appropriated9905€229k€190k▼
Appropriation of the result
Profit (loss) to be appropriated9906€229k€190k▼
Transfer from equity791/2€153k€93k▼
Transfer to equity691/2€229k€190k▼
To other reserves6921€229k€190k▼
Profit to be distributed694/7€153k€93k▼
Return on contributions (dividend)694€153k€93k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
31-12
Financial
Highest result since 2018net €229k ▲343%
Operating result €341k, net result €229k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €52k ▼56.4%
Net result drops to €52k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €500kEq €557k ▲20.1%
3 profitable years in a row build equity to €557k.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Benedenlaan 82800 MechelenGround area
370 m²
Building footprint
110 m²
Volume, LiDAR
1,320 m³
Parcel 12403D0004/00D002, Flanders · tallest building 25.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Van Benedenlaan 8, 2800 Mechelen
since 20102.188.353.949
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403D0004/00D002 | Flanders | 370 m² | 1 · 110 m² | 25.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,455 EUR awarded · 1,455 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,455 EUR | 1,455 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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FILIP MELIS
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Of 22,018 companies in sector 69101 we hold annual accounts for 9,028. 5,146 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2010
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.