LJG Consult
ActiveSummary
LJG Consult has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €101k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 22% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+7
Solvency43▼-49
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 2.8 in 2024; short-term debt: 81.6% and cash: 82.3% of total assets), and 81.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.4%
Return on assets
25.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
17 d early
2023
1 d early
2022
4 d early
2021
30 d late
2020
23 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▼ 76.5%
2024 · €315k
2018: €180k
2019: €249k
2020: €290k
2021: €256k
2022: €345k
2023: €343k
2024: €315k
2018 → 2025
Total assets
€402k▼ 14.7%
2024 · €472k
2018: €210k
2019: €267k
2020: €308k
2021: €274k
2022: €407k
2023: €379k
2024: €472k
2018 → 2025
Net result
€101k▲ 12.1%
2024 · €90k
2018: €154k
2019: €69k
2020: €41k
2021: €86k
2022: €125k
2023: €-3k
2024: €90k
2018 → 2025
Working capital
€54k▼ 80.7%
2024 · €283k
2018: €176k
2019: €246k
2020: €286k
2021: €252k
2022: €293k
2023: €303k
2024: €283k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€256k-€345k▲ 35.0%€343k▼ 0.8%€315k▼ 8.1%€74k▼ 76.5%
Operating result€110k-€162k▲ 47.2%€-2k€114k€130k▲ 14.1%
Net result€86k-€125k▲ 44.4%€-3k€90k€101k▲ 12.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €402k
Fixed assets
€20k ▼ 39.0%
Current assets
€383k ▼ 13.0%
Equity and liabilities €402k
Equity
€74k ▼ 76.5%
Debt
€328k ▲ 109%
Debt's share of the balance-sheet total rises from 33.3% to 81.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€143k▲
2024 · €127k
Cash flow
€114k▲
2024 · €103k
Current ratio
1.17▼
2024 · 2.80
Debt to equity
4.43▲
2024 · 0.50
ROE
136.4%▲
2024 · 28.6%
ROA
25.1%▲
2024 · 19.1%
Interest coverage
171.63▲
2024 · 153.30
Debt ≤ 1 year
€328k▲
2024 · €157k
Income taxes
€29k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€472k€402k▼
Fixed assets21/28€32k€20k▼
Tangible fixed assets22/27€32k€20k▼
Plant, machinery and equipment23€1k€719▼
Furniture and vehicles24€30k€18k▼
Other tangible fixed assets26€1k€778▼
Current assets29/58€440k€383k▼
Amounts receivable within one year40/41€48k€48k▲
Trade receivables40€46k€44k▼
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€390k€331k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€472k€402k▼
Equity10/15€315k€74k▼
Contributions10/11€23k€23k=
Reserves13€292k€51k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€292k€51k▼
Profit (loss) carried forward14€27€55▲
Amounts payable17/49€157k€328k▲
Amounts payable within one year42/48€157k€328k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€25k€20k▼
Taxes450/3€21k€18k▼
Remuneration and social security454/9€4k€2k▼
Other amounts payable47/48€128k€304k▲
Accrued charges and deferred income492/3€46€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€980€1k▲
Gross operating margin9900€128k€144k▲
Operating profit (loss)9901€114k€130k▲
Financial income75/76B€2k€691▼
Recurring financial income75€2k€691▼
Financial charges65/66B€826€831▲
Recurring financial charges65€826€831▲
Profit (loss) for the period before taxes9903€115k€130k▲
Income taxes67/77€25k€29k▲
Profit (loss) for the period9904€90k€101k▲
Profit (loss) for the period to be appropriated9905€90k€101k▲
Appropriation of the result
Profit (loss) to be appropriated9906€90k€101k▲
Profit (loss) brought forward from the previous period14P€12€27▲
Transfer from equity791/2€118k€292k▲
Transfer to equity691/2€90k€51k▼
To other reserves6921€90k€51k▼
Profit to be distributed694/7€118k€342k▲
Return on contributions (dividend)694€118k€342k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €90k
Net result €90k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-3k ▼102%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 14.48
Current ratio from 6.89 to 14.48; short-term debt falls from €30k to €18k.
31-12
Financial
Equity above €200kEq €249k ▲38.1%
2 profitable years in a row build equity to €249k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
André Lardonstraat 89150 Beveren-Kruibeke-ZwijndrechtGround area
572 m²
Building footprint
111 m²
Parcel 46013A0917/00Y000, Flanders. Linked by address, not a title deed.
1 establishment unit
LDA Management
since 20142.247.944.712
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46013A0917/00Y000 | Flanders | 572 m² | 1 · 111 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,869 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2014
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.