LJARDINE

Active

Private limited companyfounded 20241 yr activeRue Pisselotte(SAU) 89, 5600 Philippeville, BelgiumKBO/BCE: BE 1017.938.388

Summary

The computed 12-month bankruptcy probability of LJARDINE is 2.6% (moderate). The 2025 annual accounts show equity of €13,637 and a net result of €10,037. Its solvency ranks better than 34% of 5218 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

LJARDINEActiveChecked score 52/100

Risk analysis Report Compare

Activity

Landscape service activities

NACE 81300

1 site

Size

€51,715total assets 2025

Staff: 2 FTE
Equity: €13,637
Profit: €10,037

Turnover not published (abridged schema)

Financial health

52 Fair Checked score 2025

Bankruptcy chance 12 m: 2.6%

Structure

Accounts 34 d early0 of 1 deed read

Why 52- Founded in 2024- Size: total assets €51,715- Sector Services to buildings and landscape activities (NACE 81)- Liquidity: current ratio 1.40, cash €1,327Show the evidence

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 43% of its sector peers (NACE 81, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Average

Solvency 51

equity 26.4% of total assets

Liquidity 27

short-term debt 52.3% · cash 2.6%

Profitability 93

return on assets 19.4%

Bankruptcy probability, 12 months

2.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,583 companies)

Last 24 months 01-2026: 1.9%lowest value 02-2026: 1.9%● 0.0% vs 01-2026lowest value 03-2026: 2.0%▲ +2.6% vs 02-2026 04-2026: 2.4%▲ +18.9% vs 03-2026 05-2026: 2.5%▲ +5.2% vs 04-2026 06-2026: 2.8%▲ +11.9% vs 05-2026highest value 07-2026: 2.4%▼ -12.1% vs 06-2026 08-2026: 2.6%▲ +5.7% vs 07-2026 09-2026: 2.6%▲ +2.4% vs 08-2026 10-2026: 2.6%▼ -1.2% vs 09-2026

Founded in 2024 raises the probability for this profile
Size: total assets €51,715 raises the probability for this profile
Sector Services to buildings and landscape activities (NACE 81) raises the probability
Liquidity: current ratio 1.40, cash €1,327 raises the probability

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.4; short-term debt: 52.3% and cash: 2.6% of total assets), and 73.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 33%, liquidity 18%, profitability 79%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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