LIVIUS
ActiveSummary
LIVIUS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of LIVIUS were filed more than 90 days after the deadline. The 2025 annual accounts show equity of €3.3m and a net result of €26,831. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 77% of 5593 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
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Signals
1 signal. The signal on the left, the evidence on the right.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-06-2026, 121 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
121 d late
2024
46 d late
2023
148 d late
2022
38 d late
2021
40 d early
2020
26 d late
2019
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 18 March (4 of the last 5 filed years within 86 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€3.3m▲ 0.8%
2024 · €3.3m
Net result
€26,831▲ 479%
2024 · €4,630
Total assets
€4.1m▲ 2.1%
2024 · €4.0m
Solvency
81.4%▼ 1.1pp
2024 · 82.5%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€293,263€146,890€269,828▲ 83.7%€266,551▼ 1.2%€23,787▼ 91.1%
Net result-€352,144below the sector's middle half€153,401within the sector's middle half€194,565above the sector's middle half▲ 26.8%€4,630below the sector's middle half▼ 97.6%€26,831within the sector's middle half▲ 479%
Equity€3.0mabove the sector's middle half▼ 10.6%€3.1mabove the sector's middle half▲ 5.2%€3.3mabove the sector's middle half▲ 6.2%€3.3mabove the sector's middle half▲ 0.1%€3.3mabove the sector's middle half▲ 0.8%
Total assets€4.5mabove the sector's middle half▲ 12.8%€4.2mabove the sector's middle half▼ 7.8%€4.2mwithin the sector's middle half▲ 0.2%€4.0mwithin the sector's middle half▼ 3.8%€4.1mabove the sector's middle half▲ 2.1%
Debt€1.6m▲ 125%€1.1m▼ 32.4%€866,129▼ 17.7%€703,527▼ 18.8%€762,307▲ 8.4%
Working capital€356,312above the sector's middle half▼ 46.9%€588,824above the sector's middle half▲ 65.3%€871,827above the sector's middle half▲ 48.1%€967,420above the sector's middle half▲ 11.0%€444,612above the sector's middle half▼ 54.0%
Solvency65.5%within the sector's middle half▼ 17.2pp74.7%within the sector's middle half▲ 9.2pp79.3%above the sector's middle half▲ 4.5pp82.5%above the sector's middle half▲ 3.2pp81.4%above the sector's middle half▼ 1.1pp
Current ratio1.23within the sector's middle half▼ 0.741.57within the sector's middle half▲ 0.342.07within the sector's middle half▲ 0.502.54within the sector's middle half▲ 0.481.68within the sector's middle half▼ 0.87
Return on assets (ROA)-7.8%below the sector's middle half▼ 13.0pp3.7%within the sector's middle half▲ 11.5pp4.7%within the sector's middle half▲ 1.0pp0.1%below the sector's middle half▼ 4.5pp0.7%within the sector's middle half▲ 0.5pp
Staff (FTE)0within the sector's middle half0within the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 91% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.1m
Fixed assets
€3.0m ▲ 23.9%
Current assets
€1.1m ▼ 30.9%
Equity and liabilities €4.1m
Equity
€3.3m ▲ 0.8%
Debt
€762,307 ▲ 8.4%
Debt's share of the balance-sheet total rises from 17.5% to 18.6%. Equity and debt are higher.
Key figures and ratios
ROE
0.8%▲
2024 · 0.1%
Debt ≤ 1 year
€656,847▲
2024 · €626,666
Income taxes
€12,213▼
2024 · €49,114
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €439,913 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €62,073 | €64,150 | €65,479 | €65,479 | €31,428 | ▼ 52.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €0 | - | - | - | - |
| Other operating charges640/8 | - | €8,549 | €16,156 | €15,124 | €12,136 | ▼ 19.8% |
| Non-recurring operating charges66A | - | €0 | - | - | - | - |
| Gross operating margin9900 | €244,342 | €219,589 | €351,463 | €347,155 | €67,351 | ▼ 80.6% |
| Operating profit (loss)9901 | -€293,263 | €146,890 | €269,828 | €266,551 | €23,787 | ▼ 91.1% |
| Financial income75/76B | - | €36,155 | €45,934 | €120,287 | €47,038 | ▼ 60.9% |
| Recurring financial income75 | €2,250 | €36,155 | €45,934 | €120,287 | €47,038 | ▼ 60.9% |
| Financial charges65/66B | - | €29,226 | €23,800 | €333,095 | €31,780 | ▼ 90.5% |
| Recurring financial charges65 | €60,626 | €29,226 | €23,800 | €333,095 | €31,780 | ▼ 90.5% |
| Profit (loss) for the period before taxes9903 | -€351,639 | €153,819 | €291,962 | €53,744 | €39,044 | ▼ 27.4% |
| Income taxes67/77 | €504 | €418 | €97,397 | €49,114 | €12,213 | ▼ 75.1% |
| Profit (loss) for the period9904 | -€352,144 | €153,401 | €194,565 | €4,630 | €26,831 | ▲ 479% |
| Profit (loss) for the period to be appropriated9905 | -€352,144 | €153,401 | €194,565 | €4,630 | €26,831 | ▲ 479% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.5m | €4.2m | €4.2m | €4.0m | €4.1m | ▲ 2.1% |
| Fixed assets21/28 | €2.6m | €2.5m | €2.5m | €2.4m | €3.0m | ▲ 23.9% |
| Tangible fixed assets22/27 | €1.0m | €965,896 | €906,554 | €841,075 | €1.4m | ▲ 68.8% |
| Land and buildings22 | - | €958,784 | €896,244 | €833,705 | €835,968 | ▲ 0.3% |
| Furniture and vehicles24 | - | €7,112 | €4,173 | €1,233 | €0 | ▼ 100% |
| Other tangible fixed assets26 | - | - | €6,137 | €6,137 | €583,347 | ▲ 9,405% |
| Financial fixed assets28 | €1.6m | €1.6m | €1.6m | €1.6m | €1.6m | = |
| Current assets29/58 | €1.9m | €1.6m | €1.7m | €1.6m | €1.1m | ▼ 30.9% |
| Amounts receivable after more than one year29 | - | €3,500 | €3,500 | €3,500 | €4,480 | ▲ 28.0% |
| Other amounts receivable291 | - | €3,500 | €3,500 | €3,500 | €4,480 | ▲ 28.0% |
| Amounts receivable within one year40/41 | €1.9m | €1.6m | €1.5m | €1.4m | €858,764 | ▼ 39.8% |
| Trade receivables40 | - | €82,257 | €166,754 | €118,351 | €21,601 | ▼ 81.7% |
| Other amounts receivable41 | - | €1.5m | €1.4m | €1.3m | €837,164 | ▼ 36.0% |
| Current investments50/53 | €37,308 | €1,941 | €15,498 | €109,223 | €142,462 | ▲ 30.4% |
| Cash at bank and in hand54/58 | €8,154 | €2,302 | €118,649 | €8,493 | €3,666 | ▼ 56.8% |
| Deferred charges and accrued income490/1 | - | €4,270 | €2,311 | €45,743 | €92,087 | ▲ 101% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.5m | €4.2m | €4.2m | €4.0m | €4.1m | ▲ 2.1% |
| Equity10/15 | €3.0m | €3.1m | €3.3m | €3.3m | €3.3m | ▲ 0.8% |
| Contributions10/11 | €2.0m | €2.0m | €2.0m | €2.0m | €2.0m | = |
| Capital10 | - | €2.0m | €2.0m | €2.0m | €2.0m | = |
| Issued capital100 | - | €2.0m | €2.0m | €2.0m | €2.0m | = |
| Reserves13 | €1.1m | €1.1m | €1.1m | €1.1m | €1.1m | = |
| Non-distributable reserves130/1 | - | €200,000 | €200,000 | €200,000 | €200,000 | = |
| Legal reserve130 | - | €200,000 | €200,000 | €200,000 | €200,000 | = |
| Distributable reserves133 | - | €900,000 | €900,000 | €900,000 | €900,000 | = |
| Profit (loss) carried forward14 | -€139,424 | €13,977 | €208,542 | €213,172 | €240,003 | ▲ 12.6% |
| Amounts payable17/49 | €1.6m | €1.1m | €866,129 | €703,527 | €762,307 | ▲ 8.4% |
| Amounts payable within one year42/48 | €1.6m | €1.0m | €816,752 | €626,666 | €656,847 | ▲ 4.8% |
| Trade debts44 | €1.5m | €598,405 | €240,385 | €96,510 | €51,612 | ▼ 46.5% |
| Suppliers440/4 | - | €598,405 | €240,385 | €96,510 | €51,612 | ▼ 46.5% |
| Taxes, remuneration and social security45 | - | €37,889 | €176,367 | €130,157 | €65,921 | ▼ 49.4% |
| Taxes450/3 | - | €37,889 | €176,367 | €130,157 | €65,921 | ▼ 49.4% |
| Other amounts payable47/48 | - | €400,000 | €400,000 | €400,000 | €539,314 | ▲ 34.8% |
| Accrued charges and deferred income492/3 | - | €16,280 | €49,377 | €76,860 | €105,460 | ▲ 37.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€352,144 | €153,401 | €194,565 | €4,630 | €26,831 | ▲ 479% |
| + Depreciation and write-downs630 | €62,073 | €64,150 | €65,479 | €65,479 | €31,428 | ▼ 52.0% |
| Operating cash flow (approximation) | -€290,071 | €217,551 | €260,044 | €70,109 | €58,260 | ▼ 16.9% |
| Investment in fixed assets (approximation) | - | -€1,319 | -€10,137 | -€2,000 | -€609,668 | ▼ 30,383% |
| Change in cash | - | -€5,852 | €116,347 | -€110,156 | -€4,827 | ▲ 95.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 121 days late
15-05
State Gazette act
Reappointment: Maurice DE VELDER (director)Resignation: BV STION (non-statutory director) · Permanent representative: Ann Nisot · Appointment: Laurent De Velder (non-statutory director)6 facts ▸
State Gazette act
Reappointment: Maurice DE VELDER (director)
Resignation: BV STION (non-statutory director) · Permanent representative: Ann Nisot · Appointment: Laurent De Velder (non-statutory director)6 facts ▸
- General meeting, 24-06-2024
- Director reappointment, Maurice DE VELDER (director)
- General meeting, 22-04-2026
- Director resignation, BV STION (non-statutory director)
- Permanent representative, Ann Nisot (permanent representative)
- Director appointment, Laurent De Velder (non-statutory director)
2025
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 46 days late
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 148 days late
2023
10-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 38 days late
2022
30-06
Financial
Back to profitnet €153,401
Net result €153,401 after one loss-making year.
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet -€352,144
Net result drops to -€352,144, the lowest in the series; recovery starts the following year.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 9 acts read
About the unread acts
Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
Maurice DE VELDER
CurrentDirector · since 24-06-2023
Laurent De Velder
CurrentNon-statutory director · since 22-04-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
8 of this company's 9 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Knokke-Heist · 2 establishment units since 1990
Ground area
2,321 m²
Building footprint
817 m²
Volume, LiDAR
8,543 m³
2 parcels, Flanders · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
2 establishment units
LIVIUS NV
since 19902.050.358.383
Prins Filiplaan 49, 8300 Knokke-Heist
since 19922.050.358.284
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332E1087/00V000 | Flanders | 1,321 m² | 1 · 298 m² | 10.7 m · 2 fl. |
| 31334B0706/00A000 | Flanders | 1,000 m² | 1 · 519 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
3 people since 2023, 2 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Maurice DE VELDER |
|
| Laurent De Velder |
|
| BV STION |
|
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 2
-
100%
-
97.5%
According to the annual accounts to 30-06-2025 of LIVIUS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Recognitions · licences · registrations
Legal Entity Identifier
894500GRQBP20RBL3J85
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Company details
Identification
Legal formPublic limited company
Founded29-06-1990
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0441215089
Also
9925:BE0441215089
Registered
26-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.