LIVIO CONSTRUCT

Active

Private limited companyfounded 20206 yrs activeRue du Têris 63, 4100 Seraing, BelgiumKBO/BCE: BE 0753.871.330

The computed 12-month bankruptcy probability of LIVIO CONSTRUCT is 2.0% (moderate). The 2025 annual accounts show equity of €56k and a net result of €4k. Equity is growing by ~40.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 7321 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

86 / 100

Excellent▼ -8 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability40▼-60

Solvency98▲+14

Growth52▼-26

Stability100

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 2.42 against 1.77 in 2024), and 41.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

58.9%

Return on assets

4.7%

Age of the figures

8 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

4 d late

2024

30 d late

2023

21 d late

2021

16 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€0

Total assets

€95k▼ 17.4%

2024 · €115k

2021: €31k 2023: €31k 2024: €115k

2021 → 2025

Net result

€4k▼ 89.4%

2024 · €42k

2021: €8k 2023: €-5k 2024: €42k

2021 → 2025

Working capital

€55k▲ 13.2%

2024 · €49k

2021: €2k 2023: €4k 2024: €49k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202320242025Trend

Turnover€0

Equity€10k-€9k▼ 12.8%€51k▲ 481%€56k▲ 8.8%

Operating result€11k-€-4k€54k€9k▼ 83.9%

Net result€8k-€-5k€42k€4k▼ 89.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 84% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €95k

99.3%

Fixed assets €626▼ 75.4%

Current assets €94k▼ 16.1%

Equity and liabilities €95k

58.9%

41.1%

Equity €56k▲ 8.8%

Debt €39k▼ 38.6%

The debt ratio falls from 55.3% to 41.1%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€11k▼

2024 · €56k

Cash flow

€6k▼

2024 · €45k

Solvency

58.9%▲

2024 · 44.7%

Current ratio

2.42▲

2024 · 1.77

Quick ratio

2.42▲

2024 · 1.77

Debt / equity

0.70▼

2024 · 1.24

ROE

8.1%▼

2024 · 82.8%

ROA

4.7%▼

2024 · 37.0%

Interest coverage

17.30▼

2024 · 339.38

Debt

€39k▼

2024 · €63k

Debt ≤ 1 year

€39k▼

2024 · €63k

Income taxes

€4k▼

2024 · €11k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€115k€95k▼

Fixed assets21/28€3k€626▼

Tangible fixed assets22/27€3k€626▼

Furniture and vehicles24€3k€626▼

Current assets29/58€112k€94k▼

Stocks and contracts in progress3€0-

Stocks30/36€0-

Amounts receivable within one year40/41€41k€53k▲

Trade receivables40€21k€34k▲

Other amounts receivable41€20k€19k▼

Cash at bank and in hand54/58€71k€41k▼

Deferred charges and accrued income490/1€94€97▲

Equity and liabilities

Total equity and liabilities10/49€115k€95k▼

Equity10/15€51k€56k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€49k€54k▲

Amounts payable17/49€63k€39k▼

Amounts payable within one year42/48€63k€39k▼

Trade debts44€52k€23k▼

Suppliers440/4€52k€23k▼

Taxes, remuneration and social security45€11k€16k▲

Taxes450/3€11k€16k▲

Other amounts payable47/48€0-

Income statement Code20242025

Turnover70€0-

Goods, raw materials, services and sundry goods60/61€0-

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼

Other operating charges640/8€422€538▲

Gross operating margin9900€56k€11k▼

Operating profit (loss)9901€54k€9k▼

Financial income75/76B€0€880▲

Recurring financial income75€0€880▲

Financial charges65/66B€164€610▲

Recurring financial charges65€164€610▲

Profit (loss) for the period before taxes9903€53k€9k▼

Income taxes67/77€11k€4k▼

Profit (loss) for the period9904€42k€4k▼

Profit (loss) for the period to be appropriated9905€42k€4k▼

Appropriation of the result

Profit (loss) to be appropriated9906€49k€54k▲

Profit (loss) brought forward from the previous period14P€7k€49k▲

Profit to be distributed694/7€0-

Return on contributions (dividend)694€0-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

04-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 4 days late

2025

30-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 30 days late

2024

31-12

Financial Back to profitnet €42k

Net result €42k after one loss-making year.

21-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 21 days late

2023

31-12

Financial Weakest financial yearnet €-5k ▼160%

Net result drops to €-5k, the lowest in the series; recovery starts the following year.

2022

16-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 16 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2025

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

29-10-2025 Resigned as Director

Location & real-estate footprint

Registered office, Seraing · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Têris 634100 Seraing

Ground area

1,669 m²

Building footprint

355 m²

Volume, LiDAR