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@-LIVER

Active
Private limited companyfounded 201015 yrs activeBoterhoek 3, 9860 Oosterzele, BelgiumKBO/BCE: BE 0832.003.642
Summary

@-LIVER has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €576,821 and a net result of €26,705. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 20% of 15573 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Activities of lawyers
NACE 69101
1 site
Size
€2.8mtotal assets 2025
Equity
€576,821
Profit
€26,705
Turnover not published (abridged schema)
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 43 d early0 of 7 deeds read
Why 91+ Size: total assets €2.8m+ Sector Legal and accounting activities (NACE 69)+ Figures for FY 2025 (filed 23-12-2025)+ Founded in 2010Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 30% of its sector peers (NACE 69, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 45-15
equity 20.5% of total assets
Liquidity 55+1
short-term debt 6.2% · cash 4.0%
Profitability 70-9
return on assets 0.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,478 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%▲ +15.8% vs 11-2024highest value 01-2025: < 0.1%▼ -22.7% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%▲ +2.9% vs 07-2025 09-2025: < 0.1%▲ +2.9% vs 08-2025 10-2025: < 0.1%▲ +5.6% vs 09-2025 11-2025: < 0.1%▲ +2.6% vs 10-2025 12-2025: < 0.1%▲ +10.3% vs 11-2025 01-2026: < 0.1%▼ -30.2% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%● 0.0% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%▲ +13.3% vs 08-2026 10-2026: < 0.1%▲ +5.9% vs 09-2026
  • Size: total assets €2.8m lowers the probability for this profile
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Figures for FY 2025 (filed 23-12-2025) lowers the probability
  • Founded in 2010 lowers the probability for this profile
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 2.94 against 3.52 in 2024; short-term debt: 6.2% and cash: 4% of total assets), but 79.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, small). Better than this share of them on solvency 28%, liquidity 53%, profitability 25%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €2.8m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Figures for FY 2025 (filed 23-12-2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2010
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 15573 sector peers (2025).
NBB · sector comparison
Position among 15573 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 d early
2024
59 d early
2023
42 d early
2022
42 d early
2021
42 d early
2020
45 d early
2019
60 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 20 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close07-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet €26,705 ▼82.1%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Result fell in 2025from €149,314 to €26,705 ▼ 82.1% View
  • Positive: Among the best 10% on equitysector median €85,524 · 15,577 companies €576,821 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €26,705 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.8m
Profit
€26,705
Solvency
20.5%
Total assets▲ 53.1%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-01-2027
  1. 19-12-2025Annual accounts filed
  2. 30-06-2025Weakest financial year
  3. 03-12-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of lawyersNACE 69101
Founded
17-12-2010
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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