Equity
-€169,800
Debts exceed assets in financial year 2025.
Live Smart Development - Hoet
Lifetime
9 annual accounts with figures on one time axispeak €49,933 (2022)
-€1,483▲ €160
lowest -€206,578 (2019)
-€2,440▼ €46
peak €11,113 (2017)
-€169,800▼ €2,440
€171,800▼ 13.9%
Board3 names since 2018
1 directorAURA
Owners2 names in the annual accounts
consolidatesLive Smart Projectontwikkeling
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Loss of €2,440Registered office moved within Antwerp 03-03Cash from €227 to €1,688
Key points
from the 2025 annual accountsLosses
-€9,045 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
Position in the sector
-8488.6%
Lower solvency than 95% of companies in real estate. Sector median 30.7% · 11,299 companies.
2025 accounts filed 31 days after the deadlineTurnover not published (abbreviated format)
Checked score
54
Fair
Financially stronger than 24% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.7%
01-2025: 4.7%● unchanged vs 12-2024
02-2025: 4.7%● unchanged vs 01-2025
03-2025: 4.7%● unchanged vs 02-2025
04-2025: 8.9%▲ +4.2 percentage points vs 03-2025
05-2025: 8.8%▼ -0.1 percentage points vs 04-2025
06-2025: 8.6%▼ -0.2 percentage points vs 05-2025
07-2025: 8.8%▲ +0.2 percentage points vs 06-2025
08-2025: 9.5%▲ +0.7 percentage points vs 07-2025
09-2025: 10.4%▲ +0.9 percentage points vs 08-2025highest value
10-2025: 2.4%▼ -8.0 percentage points vs 09-2025
11-2025: 2.4%● unchanged vs 10-2025
12-2025: 2.4%● unchanged vs 11-2025
01-2026: 2.4%● unchanged vs 12-2025
02-2026: 2.4%● unchanged vs 01-2026
03-2026: 2.4%● unchanged vs 02-2026
04-2026: 2.5%▲ +0.1 percentage points vs 03-2026
05-2026: 2.4%▼ -0.1 percentage points vs 04-2026
06-2026: 2.3%▼ -0.1 percentage points vs 05-2026
07-2026: 2.4%▲ +0.1 percentage points vs 06-2026
08-2026: 2.9%▲ +0.5 percentage points vs 07-2026
09-2026: 1.6%▼ -1.3 percentage points vs 08-2026lowest value
10-2026: 1.6%● unchanged vs 09-2026lowest value
11-2026: 1.6%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
1 change of registered office in 24 months
Negative equity -€169,800
Loss of €2,440, the second in a row (financial year 2025)
lowers risk
Size: total assets €2,000
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 49% on liquidity, 4% on profitability and 40% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,907 companies had the same profile as Live Smart Development - Hoet has now. Each dot stands for 18 companies, two years later.
85.4%
were still trading
8.1%
stopped another way
5.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Live Smart Development - Hoet itself: 1.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,907 companies, not a prediction for Live Smart Development - Hoet. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€169,800
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
96 days late
2022
151 days late
2021
31 days late
2020
144 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 82 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 66 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Live Smart Projectontwikkeling 100%score 50equity €118,514 (2025) · 2025 annual accounts of Live Smart Projectontwikkeling
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0656946455
Registered office moved within Antwerp
New registered office: Jules Moretuslei 338, 2610 Antwerpen (Wilrijk) · Previous registered office: Dennenlaan 40, 2610 Antwerpen (Wilrijk) · Resignation: Live Smart - Management (director) · Board meeting of 22-01-2025 · Gazette deed
Registered office moved to Antwerp
New registered office: Dennenlaan 40, 2610 Antwerpen (Wilrijk) · Change of role: LIVE SMART-MANAGEMENT, from manager to director · Resignation: AURA (manager) · General meeting of 12-09-2023 · Gazette deed
Resignation: Robert Boutefeu (manager)
General meeting of 18-12-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Live Smart Development - Hoet Antwerp | €2,000 | -€1,483 | -8488.6% | - |
| ENTREPRISE FRANCAISE DE MACONNERIE Liège | €1,784 | -€3,178 | -1612.7% | - |
| AMPLO Oosterzele | €2,308 | -€67 | -96.4% | - |
| Projects and New Dreams Berlaar | €2,973 | -€1,325 | -250.8% | - |
| INTERIOR DESIGN SALES AGENCY Antwerp | €3,540 | -€5,043 | 56.9% | - |
| YOMILEX Uccle | €1,722 | -€1,911 | 12.4% | - |
| SOFTIMAT FUND BIS Mons | €2,056 | -€32,273 | -6426.6% | - |
These companies have the same main activity as Live Smart Development - Hoet: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €1,720 and €3,540, founded between 2014 and 2018.
Official details
Source: KBO- Status
- Active since 24-06-2016Normal situation
- Registered office
- 10 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Development of residential building projectsNACE 68121and 6 others
- Establishment unit
- 2.254.554.8652610 Antwerp, since 24-06-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 22-09-2025
Companies linked to Live Smart Development - Hoet
Parent and group
Insights on Live Smart Development - Hoet
Live Smart Development - Hoet files the abbreviated format. That format states no turnover. The gross margin rose from -€25,267 in 2017 to -€1,483 in 2025.
Live Smart Projectontwikkeling holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Live Smart Development - Hoet
- What is the company number of Live Smart Development - Hoet?
- The company number of Live Smart Development - Hoet is 0656.946.455. The VAT number is the same number with BE in front: BE 0656.946.455.
- Where is Live Smart Development - Hoet based?
- The registered office is at Jules Moretuslei 338, 2610 Antwerp.Company details
- What does Live Smart Development - Hoet do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of Live Smart Development - Hoet?
- Live Smart Development - Hoet is a private limited company (BV).
- When was Live Smart Development - Hoet founded?
- Live Smart Development - Hoet was founded on 24-06-2016.
- Is Live Smart Development - Hoet still active?
- Yes, Live Smart Development - Hoet is an active enterprise in the KBO register.
- What is the turnover of Live Smart Development - Hoet?
- The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
- Is Live Smart Development - Hoet profitable?
- In financial year 2025, Live Smart Development - Hoet made a loss of €2,440.
- Where can I find the annual accounts of Live Smart Development - Hoet?
- Live Smart Development - Hoet filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Live Smart Development - Hoet due?
- Live Smart Development - Hoet must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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