Summary
Conclusion
the dossier summarised in one paragraphLiv is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2024 | 31-07-2025 | 18-07-2025 | 13 d early | 2025-00286972 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | volledig | 18-07-2025 | 2025-00286972 |
| 31-12-2024 | consolidatie | 18-05-2026 | 2026-00114188 |
Directors
Directors & mandates
6 directors-
ATPeakLegal entityDirector· perm. rep.: SANDERS Niels Pieter KarlState Gazette act 24422431 (14-08-2024)Current14-08-2024 → present
-
EmergenixLegal entityDirector· perm. rep.: SANDERS Theo Karl AndresState Gazette act 24422431 (14-08-2024)Current14-08-2024 → present
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May The 4thLegal entityDirector· perm. rep.: SANDERS Emma Elodie KarlaState Gazette act 24422431 (14-08-2024)Current14-08-2024 → present
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Walk With UsLegal entityDirector· perm. rep.: SANDERS Andres KarlState Gazette act 24422431 (14-08-2024)Current14-08-2024 → present
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X-squareLegal entityDirector· perm. rep.: DECROIX Bram Bart MauriceState Gazette act 24422431 (14-08-2024)Current16-07-2024 → present
3 events
- 14-08-2024 Appointed· Director
- 05-08-2024 Appointed· Director
- 16-07-2024 Appointed· Manager
-
DELEU ConnyManagerState Gazette act 24324044 (12-01-2024)Current12-01-2024 → present
2 events
- 16-07-2024 Resigned· Manager
- 12-01-2024 Appointed· Manager
Statutory auditor
1 auditor| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| VRC BedrijfsrevisorenCurrent Statutory auditor · represented by Hedwig VANDER DONCKT |
- | 05-08-2024 → present |
Insolvency mandates
Legal Structure
| NACE primary | Activiteiten van holdings(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 16-02-2016 |
| Status | Active |
| Postal code | 8200 |
Structure & network
Connections & network
6 connected companiesOwnership & control
6 partiesEach band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torhoutse Steenweg 668200 BruggeEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31027D0370/00C004 | Flanders | 133 m² | 1 · 137 m² | 19.2 m · 5 fl. |
Publications
Lifecycle & Insolvency Signals
Belgian State Gazette · acts
1 verified actWhat every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.
- General meeting , 26/06/2026
- Auditor appointment, VRC Bedrijfsrevisoren BV (commissaris)
- Permanent representative, Hedwig Vander Donckt
- Permanent representative, Frederik Vander Donckt
- Permanent representative, Andres SANDERS
- Permanent representative, Bram DECROIX
Analysis
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Credit advice
verdict per customer and amountSimilar
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Same sector and regionCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | Liv |