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LISTAC

Active
Private limited companyfounded 198738 yrs activeRue de Jauche 14, 1367 Ramillies, BelgiumKBO/BCE: BE 0432.155.091

LISTAC has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €24k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 61% of 27319 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
93 / 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 2.04 in 2024), and 42.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 38 years 0 40 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
57.1%
Return on assets
13%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 d early
2024
31 d late
2023
29 d late
2022
67 d late
2021
29 d late
2020
29 d early
2019
42 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€105k▲ 29.5%
2024 · €81k
2018: €49k 2019: €51k 2020: €66k 2021: €55k 2022: €57k 2023: €47k 2024: €81k
2018 → 2025
Total assets
€184k▲ 14.0%
2024 · €161k
2018: €55k 2019: €53k 2020: €82k 2021: €63k 2022: €57k 2023: €48k 2024: €161k
2018 → 2025
Net result
€24k▼ 29.9%
2024 · €34k
2018: €3k 2019: €2k 2020: €15k 2021: €-10k 2022: €1k 2023: €-10k 2024: €34k
2018 → 2025
Working capital
€80k▲ 28.4%
2024 · €62k
2018: €44k 2019: €47k 2020: €39k 2021: €33k 2022: €39k 2023: €36k 2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€55k-€57k▲ 2.2%€47k▼ 17.0%€81k▲ 72.6%€105k▲ 29.5%
Operating result€-10k-€2k€-9k€55k€40k▼ 26.3%
Net result€-10k-€1k€-10k€34k€24k▼ 29.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60kOperating result 2021: €-10k€-10kNet result 2021: €-10k€-10kOperating result 2022: €2k€2kNet result 2022: €1k€1kOperating result 2023: €-9k€-9kNet result 2023: €-10k€-10kOperating result 2024: €55k€55kNet result 2024: €34k€34kOperating result 2025: €40k€40kNet result 2025: €24k€24k20212022202320242025
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets €38k▼ 3.3%
Current assets €146k▲ 19.5%
Equity and liabilities €184k
Equity €105k▲ 29.5%
Debt €79k▼ 1.7%
The debt ratio falls from 49.7% to 42.9%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€48k
2024 · €66k
Cash flow
€32k
2024 · €46k
Solvency
57.1%
2024 · 50.3%
Current ratio
2.21
2024 · 2.04
Quick ratio
2.07
2024 · 1.88
Debt / equity
0.75
2024 · 0.99
ROE
22.8%
2024 · 42.0%
ROA
13.0%
2024 · 21.1%
Interest coverage
8.20
2024 · 18.86
Debt
€79k
2024 · €80k
Debt ≤ 1 year
€66k
2024 · €60k
Debt > 1 year
€13k
2024 · €20k
Income taxes
€11k
2024 · €17k
Staff costs
€605
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€161k€184k
Fixed assets21/28€39k€38k
Tangible fixed assets22/27€37k€36k
Plant, machinery and equipment23€34k€31k
Furniture and vehicles24€462€2k
Leasing and similar rights25-€2k
Other tangible fixed assets26€3k-
Financial fixed assets28€2k€2k=
Current assets29/58€122k€146k
Stocks and contracts in progress3€9k€9k
Stocks30/36€9k€9k
Amounts receivable within one year40/41€99k€71k
Trade receivables40€47k€21k
Other amounts receivable41€52k€50k
Cash at bank and in hand54/58€9k€60k
Deferred charges and accrued income490/1€4k€6k
Equity and liabilities
Total equity and liabilities10/49€161k€184k
Equity10/15€81k€105k
Contributions10/11€14k€14k=
Reserves13€36k€60k
Distributable reserves133€36k€60k
Profit (loss) carried forward14€31k€31k=
Amounts payable17/49€80k€79k
Amounts payable after more than one year17€20k€13k
Financial debts170/4€20k€13k
Amounts payable within one year42/48€60k€66k
Current portion of amounts payable after more than one year42€12k€7k
Trade debts44€13k€32k
Suppliers440/4€13k€32k
Advances received on contracts in progress46€14k€5k
Taxes, remuneration and social security45€19k€21k
Taxes450/3€17k€21k
Remuneration and social security454/9€1k-
Other amounts payable47/48€3k€379
Accrued charges and deferred income492/3€14€9
Income statement Code20242025
Remuneration, social security and pensions62-€605
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€8k
Other operating charges640/8€150€515
Non-recurring operating charges66A-€3k
Gross operating margin9900€66k€52k
Operating profit (loss)9901€55k€40k
Financial income75/76B€137€89
Recurring financial income75€137€89
Financial charges65/66B€4k€6k
Recurring financial charges65€4k€6k
Profit (loss) for the period before taxes9903€51k€35k
Income taxes67/77€17k€11k
Profit (loss) for the period9904€34k€24k
Profit (loss) for the period to be appropriated9905€34k€24k
Appropriation of the result
Profit (loss) to be appropriated9906€65k€55k
Profit (loss) brought forward from the previous period14P€31k€31k=
Transfer to equity691/2€34k€24k
To other reserves6921€34k€24k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Equity above €100kEq €105k ▲29.5%
2 profitable years in a row build equity to €105k.
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial Back to profitnet €34k
Net result €34k after one loss-making year.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
06-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
31-12
Financial Liquidity times 10current ratio 57.50
Current ratio from 5.65 to 57.50; short-term debt falls from €7k to €683.
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial Weakest financial yearnet €-10k ▼169%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
02-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
19-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Liquidity doublescurrent ratio 19.47
Current ratio from 8.22 to 19.47; short-term debt falls from €6k to €3k.
08-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 directors, no change since 2024
MENGAL, Gabriel Pascal Walther
Director · since 23-02-2024
Current
TINTIGNER, Gaëlle Carine Laurence Ghislaine
Director · since 23-02-2024
Current
23-02-2024 MENGAL, Gabriel Pascal Walther: Appointed as Director
23-02-2024 MENGAL, Gabriel Pascal Walther: Appointed as Managing director
23-02-2024 TINTIGNER, Gaëlle Carine Laurence Ghislaine: Appointed as Director
23-02-2024 MENGAL, Alain Raymond Paul: Resigned as Gérant
Location & real-estate footprint
Registered office, Ramillies · 2 establishment units since 1987
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Jauche 141367 Ramillies
Ground area
1,372 m²
Building footprint
311 m²
Volume, LiDAR
1,719 m³
2 parcels, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Gaëlle Tintigner Coiffure
Chaussée de Namur 75, 1315 IncourtNACE 7482001
since 19872.030.496.941
Gabriel Mengal
Rue de Jauche 14, 1367 RamilliesManufacture of electrical equipment
since 20242.358.658.631
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25002C0553/00C000 Wallonia 861 m² 1 · 126 m² 8.0 m · 2 fl.
25043B0239/00K000 Wallonia 511 m² 1 · 185 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,728 companies in sector 43211 we hold annual accounts for 10,269. 8,744 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-10-1987
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
92340
43212Electrical installation work in industrial facilities
62020IT consultancy
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
93299Other amusement and recreation activities
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.