Lista
ActiveSummary
Lista has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€39,708) and a net result of €4,756. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 9% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability64▼-21
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.84 against 0.82 in 2024; short-term debt: 72.7% and cash: 16.4% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-100.5%
Return on assets
12%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 18606 sector peers (2025).
NBB · sector comparisonPosition among 18606 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
23 d late
2024
23 d late
2023
24 d late
2022
28 d late
2021
30 d late
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€39,708▲ 10.7%
2024 · -€44,464
Total assets
€39,523▼ 23.5%
2024 · €51,696
Net result
€4,756▼ 31.0%
2024 · €6,890
Working capital
-€4,707▲ 44.5%
2024 · -€8,483
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€23,001▼ 70.8%€2,674€35,975▲ 1,245%€7,757▼ 78.4%€7,935▲ 2.3%
Net result-€25,062below the sector's middle half▼ 79.2%€1,700within the sector's middle half€35,105above the sector's middle half▲ 1,965%€6,890within the sector's middle half▼ 80.4%€4,756within the sector's middle half▼ 31.0%
Equity-€88,159below the sector's middle half▼ 39.7%-€86,459below the sector's middle half▲ 1.9%-€51,354below the sector's middle half▲ 40.6%-€44,464below the sector's middle half▲ 13.4%-€39,708below the sector's middle half▲ 10.7%
Total assets€53,082below the sector's middle half▼ 19.3%€37,214below the sector's middle half▼ 29.9%€60,329within the sector's middle half▲ 62.1%€51,696below the sector's middle half▼ 14.3%€39,523below the sector's middle half▼ 23.5%
Debt€141,241▲ 9.6%€123,673▼ 12.4%€111,684▼ 9.7%€96,160▼ 13.9%€79,230▼ 17.6%
Working capital-€50,704below the sector's middle half▼ 194%-€51,852below the sector's middle half▼ 2.3%-€25,790below the sector's middle half▲ 50.3%-€8,483within the sector's middle half▲ 67.1%-€4,707within the sector's middle half▲ 44.5%
Solvency-166.1%below the sector's middle half▼ 70.1pp-232.3%below the sector's middle half▼ 66.2pp-85.1%below the sector's middle half▲ 147.2pp-86.0%below the sector's middle half▼ 0.9pp-100.5%below the sector's middle half▼ 14.5pp
Current ratio0.44below the sector's middle half▼ 0.320.30below the sector's middle half▼ 0.140.58below the sector's middle half▲ 0.290.82below the sector's middle half▲ 0.230.84below the sector's middle half▲ 0.02
Return on assets (ROA)-47.2%below the sector's middle half▼ 26.0pp4.6%within the sector's middle half▲ 51.8pp58.2%above the sector's middle half▲ 53.6pp13.3%above the sector's middle half▼ 44.9pp12.0%within the sector's middle half▼ 1.3pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39,523
Fixed assets
€15,478 ▲ 9.1%
Current assets
€24,045 ▼ 35.9%
Key figures and ratios
EBITDA
€11,406▼
2024 · €19,331
Cash flow
€8,228▼
2024 · €18,465
Quick ratio
0.71▲
2024 · 0.62
Debt to equity
-2.00▲
2024 · -2.16
Interest coverage
3.59▼
2024 · 22.32
Debt ≤ 1 year
€28,752▼
2024 · €45,997
Debt > 1 year
€50,000=
2024 · €50,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,178 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
4.3%
went bankrupt
5.6%
stopped otherwise
89%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,178 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,284 | €7,184 | €9,114 | €11,575 | €3,471 | ▼ 70.0% |
| Other operating charges640/8 | €1,023 | €4,166 | €6,494 | €4,630 | €3,974 | ▼ 14.2% |
| Gross operating margin9900 | -€17,694 | €14,024 | €51,582 | €23,962 | €15,381 | ▼ 35.8% |
| Operating profit (loss)9901 | -€23,001 | €2,674 | €35,975 | €7,757 | €7,935 | ▲ 2.3% |
| Financial income75/76B | €0 | €0 | €0 | - | €0 | - |
| Recurring financial income75 | €0 | €0 | €0 | - | €0 | - |
| Financial charges65/66B | €2,061 | €974 | €870 | €866 | €3,179 | ▲ 267% |
| Recurring financial charges65 | €2,061 | €974 | €870 | €866 | €3,179 | ▲ 267% |
| Profit (loss) for the period before taxes9903 | -€25,062 | €1,700 | €35,105 | €6,890 | €4,756 | ▼ 31.0% |
| Profit (loss) for the period9904 | -€25,062 | €1,700 | €35,105 | €6,890 | €4,756 | ▼ 31.0% |
| Profit (loss) for the period to be appropriated9905 | -€25,062 | €1,700 | €35,105 | €6,890 | €4,756 | ▼ 31.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €53,082 | €37,214 | €60,329 | €51,696 | €39,523 | ▼ 23.5% |
| Fixed assets21/28 | €13,601 | €15,408 | €24,435 | €14,182 | €15,478 | ▲ 9.1% |
| Tangible fixed assets22/27 | €13,601 | €15,408 | €24,435 | €14,182 | €15,478 | ▲ 9.1% |
| Furniture and vehicles24 | €13,601 | €15,408 | €24,435 | €14,182 | €15,478 | ▲ 9.1% |
| Current assets29/58 | €39,480 | €21,807 | €35,894 | €37,514 | €24,045 | ▼ 35.9% |
| Stocks and contracts in progress3 | €18,576 | €8,850 | €8,850 | €8,850 | €3,500 | ▼ 60.5% |
| Stocks30/36 | €18,576 | €8,850 | €8,850 | €8,850 | €3,500 | ▼ 60.5% |
| Amounts receivable within one year40/41 | €13,607 | €11,186 | €19,671 | €19,664 | €12,826 | ▼ 34.8% |
| Trade receivables40 | €13,607 | €11,186 | €19,671 | €19,664 | €12,826 | ▼ 34.8% |
| Cash at bank and in hand54/58 | €6,632 | €1,312 | €6,839 | €7,902 | €6,492 | ▼ 17.8% |
| Deferred charges and accrued income490/1 | €665 | €459 | €534 | €1,098 | €1,227 | ▲ 11.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €53,082 | €37,214 | €60,329 | €51,696 | €39,523 | ▼ 23.5% |
| Equity10/15 | -€88,159 | -€86,459 | -€51,354 | -€44,464 | -€39,708 | ▲ 10.7% |
| Contributions10/11 | €14,000 | €14,000 | €14,000 | €14,000 | €14,000 | = |
| Profit (loss) carried forward14 | -€102,159 | -€100,459 | -€65,354 | -€58,464 | -€53,708 | ▲ 8.1% |
| Amounts payable17/49 | €141,241 | €123,673 | €111,684 | €96,160 | €79,230 | ▼ 17.6% |
| Amounts payable after more than one year17 | €50,540 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Financial debts170/4 | €50,540 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Amounts payable within one year42/48 | €90,184 | €73,659 | €61,684 | €45,997 | €28,752 | ▼ 37.5% |
| Current portion of amounts payable after more than one year42 | €6,421 | €540 | - | - | - | - |
| Financial debts43 | €576 | - | - | - | - | - |
| Credit institutions430/8 | €576 | - | - | - | - | - |
| Trade debts44 | €10,893 | €7,607 | €6,426 | €7,585 | €4,992 | ▼ 34.2% |
| Suppliers440/4 | €10,893 | €7,607 | €6,426 | €7,585 | €4,992 | ▼ 34.2% |
| Taxes, remuneration and social security45 | €1,585 | €4,471 | €3,234 | €5,392 | €2,664 | ▼ 50.6% |
| Taxes450/3 | €1,585 | €1,971 | €1,984 | €2,892 | €1,414 | ▼ 51.1% |
| Remuneration and social security454/9 | - | €2,500 | €1,250 | €2,500 | €1,250 | ▼ 50.0% |
| Other amounts payable47/48 | €70,710 | €61,041 | €52,025 | €33,020 | €21,095 | ▼ 36.1% |
| Accrued charges and deferred income492/3 | €517 | €15 | - | €163 | €479 | ▲ 193% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€25,062 | €1,700 | €35,105 | €6,890 | €4,756 | ▼ 31.0% |
| + Depreciation and write-downs630 | €4,284 | €7,184 | €9,114 | €11,575 | €3,471 | ▼ 70.0% |
| Operating cash flow (approximation) | -€20,778 | €8,884 | €44,219 | €18,465 | €8,228 | ▼ 55.4% |
| Investment in fixed assets (approximation) | - | -€8,990 | -€18,142 | -€1,321 | -€4,767 | ▼ 261% |
| Change in cash | - | -€5,320 | €5,527 | €1,063 | -€1,410 | ▼ 233% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 23 days late
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
31-12
Financial
Highest result since 2018net €35,105 ▲1,965%
Operating result €35,975, net result €35,105, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Back to profitnet €1,700
Net result €1,700 after 4 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet -€40,935
Net result drops to -€40,935, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2017
Ground area
614 m²
Building footprint
137 m²
Volume, LiDAR
825 m³
Parcel 11029A0203/00B000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dieseghemlei 83, 2640 Mortsel
since 20172.262.478.874
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11029A0203/00B000 | Flanders | 614 m² | 1 · 137 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
Auto-Bart
BE 0770.931.848
Mortsel
AUTOHANDEL VAN DESSEL
BE 0423.388.370
Mortsel
Carrosserie Mortsel S&D
BE 0787.383.147
Mortsel
Garage Belauto
BE 0403.872.762
Mortsel
Garage V.D.M.
BE 0436.696.374
Mortsel
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,664 companies in sector 47811 we hold annual accounts for 5,226. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0671862877
Also
9925:BE0671862877
Registered
25-08-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.